Ken and Ari Walker
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  • Santa Rosa, CA
  • United States
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Ken and Ari Walker's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken and Ari Walker Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Welcome, Ken & Ari Walker!

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Anthony Neal liked Ken and Ari Walker's blog post 4 Biggest Myths About Hard Money Loans
Friday
Admin liked Ken and Ari Walker's blog post Real Estate Continues to be the Best Investment
Friday
Ken and Ari Walker posted a blog post

Real Estate Continues to be the Best Investment

Even when inflation is high like today, Americans recognize owning a home is a powerful financial decision. Because inflation has reached its highest level in 40 years, it is more important than ever to understand the benefits of home ownership. Rising inflation means prices are increasing across every commodity, and that includes goods, services, housing costs, and more. When you buy a home, you lock in your biggest budgetary item each month.For 9 years in a row Americans have chosen real…See More
Thursday
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Ken and Ari Walker posted a blog post

North Bay Real Estate Statistics for May 2022

With interest rates rising and inventory falling, it is no surprise that we found this May very different from last May.  Here’s a snapshot of what happened in three of the North Bay counties last month in single-family residence sales:Sonoma County: 492 Sold (22% fewer than 2021)416 New Listings (40% fewer than 2021)396 Closed Escrow (30% fewer than 2021)504 Homes left…See More
Tuesday
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Ken and Ari Walker posted blog posts
Jun 16
Admin liked Ken and Ari Walker's blog post Loan turned down elsewhere? We Can Help!
Jun 16
Ken and Ari Walker posted a blog post

Why is there a housing shortage?

One of the hottest topics in the world of real estate today is the shortage of available homes.  There are just too many Buyers and not enough Sellers.  This means good news for Sellers, not so much for Buyers.  But as life begins to return to normal, that may begin to change.If we look for the root cause(s) of this shortage, we find the factors that contributed to this…See More
Jun 14
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Ken and Ari Walker posted a blog post

Why Not Just Quick and Direct?!

Our Direct Private Money loans can get that refinance or purchase loan done when a traditional Lender unfortunately cannot.  And, we can QUICKLY FUND!Recently FundedCall us at 707-523-2099 today or visit our website …See More
Jun 9
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Ken and Ari Walker posted a blog post

So, You Want to Build an ADU in California?

For a variety of reasons, thousands of California Homeowners are adding Accessory Dwelling Units to their property. Whether it is for housing adult kids, aging parents, or another source of income, these smaller homes can be built for a fraction of the cost of a new house and can be installed relatively quickly.These units are viewed as part of the solution to…See More
Jun 7
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Admin liked Ken and Ari Walker's blog post Resolve Loan Issues Quick – What A Mouthful!
Jun 2
Ken and Ari Walker posted a blog post

Resolve Loan Issues Quick – What A Mouthful!

At Sun Pacific Mortgage we resolve lending issues – for investment properties & primary residences alike!  We’ve helped many Brokers, Lenders and their Borrowers find a comfortable way out of seemingly impossible situations, like we recently did below:Loan of the WeekProgram: Investment Property – Consumer Purpose Loan Loan Size: 1.4 million Location: Los Angeles…See More
Jun 2
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Admin liked Ken and Ari Walker's blog post Behind the Scenes – at Sun Pacific Mortgage
May 31
Ken and Ari Walker posted a blog post

Behind the Scenes – at Sun Pacific Mortgage

A newsletter to current and future Investors at Sun Pacific MortgageFor over 34+ years in the lending business, we have always viewed our Investors as our biggest asset.  Without you there would be no Sun Pacific Mortgage!  You provide the revenue that allows Borrowers to become homeowners. We have always strived to be as transparent as possible to support the confidence…See More
May 31
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Admin liked Ken and Ari Walker's blog post A Bridge To The Future – Private Money
May 26
Ken and Ari Walker posted a blog post

A Bridge To The Future – Private Money

Private Money – The Bridge To A Future HomeAfter 34 years of experience, we are specialists at helping bridge the distance for individuals who need additional financing to buy a new home, before selling their current house. Let us help you or someone you know with our popular Private Money Bridge loan program, like we did below.Loan of the WeekProgram: Bridge Purchase…See More
May 26
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Ken and Ari Walker posted a blog post

The Pros and Cons of Waiting Out the Hot Housing Market

Just as the pandemic put a temporary damper on the housing market, so too did the jump in mortgage rates. But just as the economic shut down didn’t have a lasting effect on the market, neither will this increase in mortgage rates. And the reason is the same – very little inventory. There are still more Buyers than Sellers and that is driving the market right now.Despite…See More
May 24
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Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my parents started way back in 1988.  From day one, their aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. With the increasing need for Hard Money throughout California, to keep our trend as a family company, I started working under my dad, Forest – the guy in the White Hat, as a Loan Originator for Hard Money Loans.
I look forward to being able to provide you with honest and fast Hard Money loans!

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Ken- The Other Guy in the White Hat
CA DRE License #01858042 and NMLS #1221130

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Ken and Ari Walker's Blog

Real Estate Continues to be the Best Investment

Posted on June 23, 2022 at 12:47pm 0 Comments

Even when inflation is high like today, Americans recognize owning a home is a powerful financial decision. Because inflation has reached its highest level in 40 years, it is more important than ever to understand the benefits of home ownership. Rising inflation means prices are increasing across every commodity, and that includes goods, services, housing costs, and more. When you buy a home, you lock in your biggest budgetary item each month.

For 9 years in a row Americans have…

Continue

North Bay Real Estate Statistics for May 2022

Posted on June 21, 2022 at 11:31am 0 Comments

With interest rates rising and inventory falling, it is no surprise that we found this May very different from last May.  Here’s a snapshot of what happened in three of the North Bay counties last month in single-family residence sales:

Sonoma County: 

  • 492 Sold (22% fewer than 2021)
  • 416 New Listings (40%…
Continue

Current State of the Market – A Message from the Broker – June Edition

Posted on June 16, 2022 at 3:02pm 0 Comments

Over the last thirteen years real estate has been in a Bull market, which changed the way that we look at the 7-year cycle that previously rang true. This heating and cooling of the market, low interest rates, and removal of subprime loans has created something better and different than before.

Some of the gains have been:

  • Larger equity increases across the entire state
  • Record low default and foreclosure rates
  • High demand / Low Inventory
  • An…
Continue

Loan turned down elsewhere? We Can Help!

Posted on June 16, 2022 at 11:51am 0 Comments

Turned Down Elsewhere?

We Can Help Get You Fast Loan Approval!

See our recent blog about current market conditions:…

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Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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