Ken Walker
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  • Santa Rosa, CA
  • United States
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Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken Walker Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Admin liked Ken Walker's blog post Is the Housing Market About to Crash
yesterday
Ken Walker posted a blog post

Is the Housing Market About to Crash

With home prices at record highs and properties, especially in California, flying off the market in just hours, it’s no wonder that the Google search for “when is the housing market going to crash” has spiked dramatically in recent weeks.Although this present housing mania may remind us of the mid-2000 bubble, experts say there’s no reason to prepare for a crash-landing like in 2008 and 2009.  This time the reason is simply a result of supply-and-demand.  There are just not enough homes to…See More
yesterday
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Admin liked Ken Walker's blog post Need Your Loan Rescued?
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Ken Walker posted blog posts
Jul 22
Anthony Neal liked Ken Walker's blog post What Are Loan Options For Borrowers With Bad Credit
Jul 20
Ken Walker's blog post was featured

What Are Loan Options For Borrowers With Bad Credit

Life happens, and with it sometimes it has less than desirable consequences.  An example of a negative impact on our lives is a bad credit report.  This damaging report isn’t always a sign of irresponsible choices but can just as easily be the result of an unexpected and disastrous health or financial occurrence.Unfortunately, FICO scores don’t take into account extraneous circumstances that may have led to the disruption of your good credit.  A Hard Money loan, also known as a Private Money…See More
Jul 20
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Ken Walker posted a blog post

What Are Loan Options For Borrowers With Bad Credit

Life happens, and with it sometimes it has less than desirable consequences.  An example of a negative impact on our lives is a bad credit report.  This damaging report isn’t always a sign of irresponsible choices but can just as easily be the result of an unexpected and disastrous health or financial occurrence.Unfortunately, FICO scores don’t take into account extraneous circumstances that may have led to the disruption of your good credit.  A Hard Money loan, also known as a Private Money…See More
Jul 20
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Ken Walker posted a blog post

Get Your Loan Funded In July

 RECENTLY FUNDEDCall today 707-523-2099 with your scenario!Click here to learn more about our company!Best, Ken – The Guys in the White HatsHard Money Lead Loan Originator at Family owned and operated Sun Pacific Mortgage & Real Estate, serving…See More
Jul 15
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Ken Walker's blog post was featured

Benefits of Borrowing from a Private Lender

Why would a real estate Buyer get a mortgage from a private lending company rather than an individual investor or conventional source?  There are numerous reasons, but to list a few:You can be self employed with difficult to prove income and still get a loan.You can better arrange the terms that work best for your circumstances.You don’t have to do the work to build individual relationships with investors – they’ll be made for you.You work with experts who are knowledgeable and quick to…See More
Jul 14
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Admin liked Ken Walker's blog post Benefits of Borrowing from a Private Lender
Jul 14
Ken Walker posted a blog post

Benefits of Borrowing from a Private Lender

Why would a real estate Buyer get a mortgage from a private lending company rather than an individual investor or conventional source?  There are numerous reasons, but to list a few:You can be self employed with difficult to prove income and still get a loan.You can better arrange the terms that work best for your circumstances.You don’t have to do the work to build individual relationships with investors – they’ll be made for you.You work with experts who are knowledgeable and quick to…See More
Jul 13
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Ken Walker posted a blog post

What Should Buyers Know When Making a Purchase Offer

We are well aware of the low inventory and high prices which have prevailed in the real estate market for over a year. This has intimidated many buyers recently and kept them from attempting to get into the bidding wars.   As a buyer, what is the best approach when making an offer today that will help make your offer a stand-out?Here are five things to keep in mind when you’re ready to make an offer:Know Your Numbers:  In today’s market it is essential to get pre-approved for a loan before you…See More
Jul 9
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Admin liked Ken Walker's blog post Direct Financing For Your Buyers
Jul 1
Ken Walker posted a blog post

Direct Financing For Your Buyers

 FAST ClosingStated Income (Business Purpose Loans)Primary Residence FinancingNever ran out of money after 33 years in business!Call today 707-523-2099 with your scenario.Click here to learn more information about our company!The Guys in the White Hats; Continuing the legacy of 33+…See More
Jul 1
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Admin liked Ken Walker's blog post Real Estate vs. Stocks
Jun 29
Ken Walker posted a blog post

Real Estate vs. Stocks

Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style.When you buy stocks, you buy a tiny piece of that company.  In general, you can make money two ways with stocks:  value appreciation as the company’s stock increases and dividends.When you buy real estate, you acquire physical land or property.  Most real estate investors make money by collecting rent or mortgage payments, as is the case with…See More
Jun 29
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Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my parents started way back in 1988.  From day one, their aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. With the increasing need for Hard Money throughout California, to keep our trend as a family company, I started working under my dad, Forest – the guy in the White Hat, as a Loan Originator for Hard Money Loans.
I look forward to being able to provide you with honest and fast Hard Money loans!

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Ken- The Other Guy in the White Hat
CA DRE License #01858042 and NMLS #1221130

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Ken Walker's Blog

Is the Housing Market About to Crash

Posted on July 27, 2021 at 11:51am 0 Comments

With home prices at record highs and properties, especially in California, flying off the market in just hours, it’s no wonder that the Google search for “when is the housing market going to crash” has spiked dramatically in recent weeks.

Although this present housing mania may remind us of the mid-2000 bubble, experts say there’s no reason to prepare for a crash-landing like in 2008 and 2009.  This time the reason is simply a result of supply-and-demand.  There are just not enough…

Continue

Need Your Loan Rescued?

Posted on July 22, 2021 at 11:23am 0 Comments

  • FAST Approvals!
  • FAST Purchases and Refinances!
  • Credit Problems Ok
  • Local Lender, Family Owned and Operated

Loan of the Week

A Real Estate Broker in Contra Costa sent his Borrower’s loan to us, due to difficult to prove income as was self employed.

This Borrower needed 629,000 quickly to…

Continue

Need Your Loan Rescued?

Posted on July 22, 2021 at 11:23am 0 Comments

  • FAST Approvals!
  • FAST Purchases and Refinances!
  • Credit Problems Ok
  • Local Lender, Family Owned and Operated

Loan of the Week

A Real Estate Broker in Contra Costa sent his Borrower’s loan to us, due to difficult to prove income as was self employed.

This Borrower needed 629,000 quickly to…

Continue

What Are Loan Options For Borrowers With Bad Credit

Posted on July 20, 2021 at 10:23am 0 Comments

Life happens, and with it sometimes it has less than desirable consequences.  An example of a negative impact on our lives is a bad credit report.  This damaging report isn’t always a sign of irresponsible choices but can just as easily be the result of an unexpected and disastrous health or financial occurrence.

Unfortunately, FICO scores don’t take into account extraneous circumstances that may have led to the disruption of your good credit.  A Hard Money loan, also known as a…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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