Ken and Ari Walker
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  • Santa Rosa, CA
  • United States
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Ken and Ari Walker's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken and Ari Walker Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Latest Activity

Ken and Ari Walker posted a blog post

When you think of towns with $1-million-plus homes, tony places such as Beverly Hills, San Marino, Newport Beach and Palos Verdes Estates might come to mind. But as California housing values keep ris…

When you think of towns with $1-million-plus homes, tony places such as Beverly Hills, San Marino, Newport Beach and Palos Verdes Estates might come to mind. But as California housing values keep rising, some cities that until recently had reputations for working-class modesty, are joining the list of communities with median home values more than $1 million.  The most…See More
Tuesday
Martin liked Ken and Ari Walker's blog post Should You Wait to Buy Property?
May 14
Ken and Ari Walker posted a blog post

Should You Wait to Buy Property?

The idea of waiting for interest rates to drop may feel like the ultimate money move today. But does waiting really pay off when it comes to buying your own home? Certainly, lower rates mean a drop in your monthly payment. But the potential danger may lie in the fact that rates aren’t predicted to drop any time soon, and you also won’t be the only one eyeing those lower…See More
May 14
Ken and Ari Walker posted a blog post

Historical Mortgage Rates - Not What Buyers or Borrowers Think With?

It is well-known that mortgage rates have experienced significant fluctuations over time. While today’s rates may seem high compared to a few years ago, they are actually quite typical from a historical perspective.   Some facts to remember: The average 30-year fixed rate reached an all-time low of 2.66% in January 2021. However, it surged to 7.79% in October…See More
May 7
Gulf Capital liked Ken and Ari Walker's blog post Types of Accessory Dwelling Units
May 1
Ken and Ari Walker posted a blog post

Types of Accessory Dwelling Units

The Fannie Mae requirements for an ADU include its own entrance, a kitchen with a sink and stove, a place to sleep, and a bathroom. It must also be smaller than the primary house. Limitations regarding parking spaces, utility hookups and emergency exits are regulated by local laws. With these conditions satisfied, an ADU can take the form of: An addition to the house. A…See More
Apr 30
Ken and Ari Walker posted a blog post

What’s The Difference Between a Deed and Title?

We often find the “deed” and the “title” for a property are used interchangeably, but they actually have different meanings. As James Erwin, founding partner of Illinois-based Erwin Law LLC and an expert in real estate, explains it: “Title to real estate is simply its ownership status, and a deed is the document used to transfer the ownership.” The property’s title is…See More
Apr 23
Ken and Ari Walker posted a blog post

The Best Time to Buy is Always Now

If you’re waiting for interest rates and/or home prices to drop before dipping your toe into the real estate market, you could be making a costly mistake. Barbara Corcoran does believe that interest rates will go down, but she predicts that this will cause home prices to soar. While appearing on Forbes’ “Women & Wealth” series, Barbara said, “The only advice I have…See More
Apr 18
Ken and Ari Walker posted a blog post

What Does California’s Housing Market Look Like?

Per recent news provided by CALIFORNIA ASSOCIATION OF REALTORS® just a couple of weeks back, despite a recent uptick in mortgage rates, California’s housing market continued to demonstrate resilience in February, reaching sales levels not seen since September 2022. …See More
Apr 16
Ken and Ari Walker posted a blog post

Recession….What Recession?

There had been a lot of recession talk over the past couple of years. But here’s a look at the latest expert projections to show you why that isn’t going to happen. According to Jacob Channel, Senior Economist at Lending Tree: “At least right now, the fundamentals of the economy, despite some hiccups, are doing pretty good. While things are far from perfect, the economy…See More
Apr 11
Ken and Ari Walker posted a blog post

Zillow Reports on San Jose and San Francisco

According to a new Zillow analysis, to comfortably afford a home mortgage in San Jose you would need an income of $454,296, and in San Francisco, $339,864.  This report only confirms what everyone already knows, i.e. that Bay Area housing is really expensive. The analysis goes on to state that owning a home in these cities requires an income increase of 80% over 2020.…See More
Apr 9
Ken and Ari Walker posted a blog post

C.A.R. releases its 2024 California Housing Market Forecast

The 2024 California Housing Market Forecast sees a better year ahead for both buyers and sellers. First-time buyers who were squeezed out by the highly competitive market in the last couple of years, will try to attain their American dream in 2024. Here are some details to know:Existing, single-family home sales are forecast to total 327,100 units in 2024, an increase of…See More
Apr 2
Ken and Ari Walker posted a blog post

The California Housing Market

Experts see the ever-changing real estate market as leaning towards a more balanced scenario. The median home price may have declined, but that is attributed to seasonal factors. There is an expectation of continued upward momentum in home prices in the early part of 2024. According to the California Association of Realtors, existing single-family home sales in January…See More
Mar 26
Ken and Ari Walker posted a blog post

How About These Predictions for Real Estate 2024

Some predictions and stats show the real estate market is heading in a better direction.  First, from Bankrate: The housing market will see a stronger, prolonged spring homebuying rush this year, real estate pros say. The seasonal buying frenzy could lead prices to surge as much as 5%, Redfin forecasted. Buyers and sellers are slowly wading back into the market as…See More
Mar 19
Ken and Ari Walker posted a blog post

San Francisco Real Estate Heats Up

Despite the cooler & wetter weather, San Francisco agents are noticing lots of people showing up to open houses. One agent observed, “The rainy days this year have brought more traffic than the sunny days of Q4 last year.” Not only open house attendance, but sales numbers are off to a strong start. Year over year, the number of accepted offers in January 2024 was up…See More
Mar 12
Ken and Ari Walker posted a blog post

What’s Happening in San Diego’s Real Estate Market?

Within the first month of 2024, the San Diego market has seen a lot more buyer activity as well as increased supply numbers for both single family detached homes as well as condos/townhomes. The Spring market looks good! New Listings for Single Family Houses were 1,484 compared to 1,425 last January - up about 4.1%.  New Listings for Condos/Townhomes at 933 compared to…See More
Mar 5

Profile Information

Company name and description
As husband and wife, we own this company with a combined real estate & private money experience of 30 years and as such, we've done hundreds upon hundreds of loans. We are licensed for the state of California but also lend in Hawaii & other qualifying states. Our company is located in Northern California, in Sonoma County.

Our Mission is to help current & future homeowners and real estate investors improve their financial standing and net worth by providing alternative mortgage solutions not found through conventional means (banks, credit unions, etc.) enabling them to aspire to their own financial and real estate goals.

Best, Ken & Ari - Your Direct Private Money Source
Husband & Wife Team

Ken and Ari Walker's Blog

When you think of towns with $1-million-plus homes, tony places such as Beverly Hills, San Marino, Newport Beach and Palos Verdes Estates might come to mind. But as California housing values keep ris…

Posted on May 21, 2024 at 11:58am 0 Comments

When you think of towns with $1-million-plus homes, tony places such as Beverly Hills, San Marino, Newport Beach and Palos Verdes Estates might come to mind. But as California housing values keep rising, some cities that until recently had reputations for working-class modesty, are…

Continue

Should You Wait to Buy Property?

Posted on May 14, 2024 at 12:46pm 0 Comments

The idea of waiting for interest rates to drop may feel like the ultimate money move today. But does waiting really pay off when it comes to buying your own home? 

Certainly, lower rates mean a drop in your monthly payment. But…

Continue

Historical Mortgage Rates - Not What Buyers or Borrowers Think With?

Posted on May 7, 2024 at 12:24pm 0 Comments

It is well-known that mortgage rates have experienced significant fluctuations over time. While today’s rates may seem high compared to a few years ago, they are actually quite typical from a historical perspective.   

Some facts to remember: 

  • The average 30-year fixed rate…
Continue

Types of Accessory Dwelling Units

Posted on April 30, 2024 at 11:17am 0 Comments

The Fannie Mae requirements for an ADU include its own entrance, a kitchen with a sink and stove, a place to sleep, and a bathroom. It must also be smaller than the primary house. Limitations regarding parking spaces, utility hookups and emergency exits are regulated by local…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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