Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono posted a blog post

San Francisco Peninsula Real Estate Market for November 2020

There was no problem finding buyers in November for single family homes.  Listings only stayed on the market from 12-38 days.  Below is sales data for several Peninsula cities:Menlo Park:  Average days on Market-38; Average sales price-$2,896,954(a decrease of $206,375 from October) Price received-1% above askingFoster City:  Average days on Market-30; Average sales price-$2,066,000(an…See More
Friday
Admin liked Forest Tardibuono's blog post Fast Loans Provided Here!
Thursday
Forest Tardibuono posted a blog post

Fast Loans Provided Here!

Fast Private Money Loans …From The Guys in the White HatsRecently funded by us:– Primary Residence Purchase– 437,000 loan amount– 61% LTV– Morgan Hill, CA– 2 Week Close!At Sun Pacific Mortgage we are routinely contacted by Brokers, Lenders and Realtors with a Borrower they are unable to help.  Sometimes it is because of their FICO score or difficult to prove income, etc. Other times it is…See More
Thursday
Forest Tardibuono posted a blog post

Sonoma County Real Estate Kicks Off In 2021

If there was ever a question regarding the health of Sonoma County’s real estate market, it was answered during the 2nd week of January 2021.Based on information obtained from MLS data, here are some solid facts to confirm the upward trajectory of the market just as the year is jetting into 2021:Active Listings:  557 over the 554 the previous week.Sold:  78 over the 71 the prior week.Coming…See More
Tuesday
Louis Rosenberg liked Forest Tardibuono's blog post A Newsletter for Investors in Trust Deeds
Jan 16
Admin liked Forest Tardibuono's blog post A Newsletter for Investors in Trust Deeds
Jan 15
Forest Tardibuono posted blog posts
Jan 14
Admin liked Forest Tardibuono's blog post Housing Market Forecast: What’s Ahead in 2021?
Jan 12
Forest Tardibuono posted a blog post

Housing Market Forecast: What’s Ahead in 2021?

Even the experts were surprised by the growth in the California housing market during 2020.  Almost every county had rising real estate values & sales including Sonoma County, Napa, Marin, Monterey, San Mateo and San Francisco. The big question now is:  What will the market look like in 2021?  Here are some of the facts that drove the market this past year and how they may play out in…See More
Jan 12
Jim Henson liked Forest Tardibuono's blog post Let Our Lending Experience Work For You!
Jan 7
Forest Tardibuono posted a blog post

Let Our Lending Experience Work For You!

We’re Direct Private Money Lenders – The Guys in the White HatsA recent Sonoma County borrower’s loan scenario is a perfect example of how we can help finance mortgages fast when others can’t:–  Borrower owned a rental property with plenty of equity.–  He was self-employed with difficult to prove income. –  He had less than perfect Credit.–  He needed a fast close to ward off more negative…See More
Jan 7
Pete Muller liked Forest Tardibuono's blog post Real Estate Becomes the Driving Force in the Economy
Jan 6
Forest Tardibuono posted a blog post

Real Estate Becomes the Driving Force in the Economy

It is safe to say that the word “home” has taken on new meaning during this year’s health issues.  In California, many have considered buying or selling much sooner than they anticipated.  This demand and lower housing inventory in many California counties, have seen an almost unprecedented appreciation in real estate values.According to the Bureau of Economic Analysis, the U.S. Gross…See More
Jan 5
Louis Rosenberg liked Forest Tardibuono's blog post End The Year With Loan Approval!
Jan 2
Admin liked Forest Tardibuono's blog post End The Year With Loan Approval!
Dec 30, 2020
Forest Tardibuono posted a blog post

End The Year With Loan Approval!

How about ending this year with “Loan Approved” or “Loan Done”!With our Private Money programs this can happen:– FAST funding.– No covid restrictions.– Difficult to prove income OK.– Primary residences & investment properties financed.Recently Funded:Location:  Watsonville, Santa Cruz CountyFinance Program:  Primary residence purchaseLoan Size:  $565,000Days to Close:  11Why Needed Us: …See More
Dec 30, 2020

Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988.  Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. 

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Owner/Broker - Forest Tardibuono, CA DRE license #010005559 and NMLS #289456

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Forest Tardibuono's Blog

San Francisco Peninsula Real Estate Market for November 2020

Posted on January 22, 2021 at 2:21pm 0 Comments

There was no problem finding buyers in November for single family homes.  Listings only stayed on the market from 12-38 days.  Below is sales data for several Peninsula cities:

  • Menlo Park:  Average days on Market-38; Average sales price-$2,896,954(a decrease of $206,375 from October) Price received-1% above asking
  • Foster…
Continue

Fast Loans Provided Here!

Posted on January 21, 2021 at 11:51am 0 Comments

Fast Private Money Loans …

From The Guys in the White Hats

Recently funded by us:

– Primary Residence Purchase

– 437,000 loan amount

– 61% LTV

– Morgan Hill, CA

– 2 Week…

Continue

Sonoma County Real Estate Kicks Off In 2021

Posted on January 19, 2021 at 11:09am 0 Comments

If there was ever a question regarding the health of Sonoma County’s real estate market, it was answered during the 2nd week of January 2021.

Based on information obtained from MLS data, here are some solid facts to confirm the upward trajectory of the market just as the year is jetting into 2021:

  • Active Listings:  557 over…
Continue

A Newsletter for Investors in Trust Deeds

Posted on January 14, 2021 at 3:11pm 0 Comments

2020 Year-End Review

197 Loans Funded in 2020 for over $68M

In spite of Covid, Real Estate and Lending did very well in 2020.  It looks to be…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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