Ken and Ari Walker
  • Male
  • Santa Rosa, CA
  • United States
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Ken and Ari Walker's Groups

Ken and Ari Walker's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken and Ari Walker Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

 

Welcome, Ken & Ari Walker!

Latest Activity

Ken and Ari Walker posted a blog post

Understanding Jumbo Loans in California: 2025 Limits and Key Details

In California, a jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These limits vary by county and are based on the median home prices in each area. For 2025, the FHFA has increased the conforming loan limits by 5.2%, reflecting rising housing prices.2025 Conforming Loan LimitsMost counties in California…See More
Thursday
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Ken and Ari Walker posted a blog post

Hard Money Lending: Our Family’s Story and Its Benefits

At Pacific Direct Mortgage, our journey from real estate agents and house flippers to leaders in hard money lending is the driving force behind our commitment to offering tailored solutions. Our story may resonate with you if you’re looking for alternatives to traditional financing, whether you're an investor seeking higher returns or a borrower in need of flexible…See More
Jan 9
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Ken and Ari Walker posted a blog post

2025 California Housing Forecast: Rising Prices & Affordable Loan Options

The California housing market is poised for an eventful year in 2025. According to the California Association of Realtors (C.A.R.), home prices are expected to rise as more buyers and sellers re-enter the market, encouraged by lower interest rates and improved housing inventory.2025 Housing Market Projections:Increased Home Sales: Existing single-family home sales are…See More
Jan 3
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Ken and Ari Walker posted a blog post

Why Is the California Housing Market So Expensive?

Key Factors Driving High Home Prices in CaliforniaCalifornia's housing market is among the most expensive in the U.S., driven by a mix of high demand, limited supply, and strict regulations. Here's why home prices are so high in the Golden State.High Demand for Housing in CaliforniaCalifornia attracts people with its ideal weather, job opportunities, and thriving tech,…See More
Dec 26, 2024
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Ken and Ari Walker posted a blog post

Why Are California Home Insurance Premiums So High? Key Factors Explained

California homeowners pay an average of 0.4% of their home’s value annually in insurance premiums, but costs can vary significantly depending on location. Factors like wildfire risk, crime rates, and the age of the home all influence premiums. Let’s dive into what’s driving these costs across the state.Wildfire Risk Drives Up Insurance PremiumsWildfire-prone areas see…See More
Dec 19, 2024
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Ken and Ari Walker posted a blog post

California Real Estate Market Forecast 2025: Trends & Predictions

The California housing market forecast for 2025 reveals a mix of growth, stability, and challenges across regions. Here’s a concise breakdown to help buyers, investors, and real estate professionals navigate local trends:Los Angeles Real Estate MarketHome values are projected to rise 1.5% by August 2025, maintaining steady growth despite economic uncertainties. LA…See More
Dec 12, 2024
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Ken and Ari Walker replied to Admin's discussion Now Available: The new, update Legitimate Lender List for December 2024
"Hi Monty,  I'm not if we are on this list already but we'd like to be added as a direct lender here in Ca. Is this possible?"
Dec 9, 2024
Ken and Ari Walker posted a blog post

2024 California Housing Legislation: Key Bills to Tackle Housing Shortages

California’s housing crisis continues to demand solutions, and 2024 introduced significant updates to housing legislation aimed at easing development and expanding affordable housing opportunities. These laws are key to helping developers meet demand in the California real estate market.Key 2024 Housing BillsSB1123: Expands eligibility for vacant lots in single-family…See More
Dec 5, 2024
0 Comments
Ken and Ari Walker commented on Ken and Ari Walker's blog post 1031 Exchange Guide: Key Updates and Financing Tips for Investors
"Hello @Admin :-) Wow, thanks.  We couldn't agree more and yes, we would be happy to coordinate something with you in the near year! What would be the best way to touch bases with you to set this up?    Best, Ari…"
Dec 3, 2024
Admin liked Ken and Ari Walker's blog post Real Estate Slowdown? Smart Strategies for Savvy Investors
Nov 27, 2024
Ken and Ari Walker posted blog posts
Nov 27, 2024
Admin commented on Ken and Ari Walker's blog post 1031 Exchange Guide: Key Updates and Financing Tips for Investors
"I appreciate this information. Thanks for posting it. This is something many of our members need to understand. If you would ever like to put together either a video or a live Zoom call for our members to teach them about 1031 exchanges, I would be…"
Nov 26, 2024
Ken and Ari Walker commented on Ken and Ari Walker's blog post Invest in Menifee, California: A Rising Market for Affordable Homes
"Thank you for reaching out Britz Martin. We’re also in private lending, offering quick, flexible financing solutions for various needs throughout California, including primary residences. If you're interested in exploring collaboration,…"
Nov 14, 2024
Ken and Ari Walker posted a blog post

Invest in Menifee, California: A Rising Market for Affordable Homes

Why Menifee is a Top Choice for Homebuyers and InvestorsMenifee offers affordable housing and a family-friendly lifestyle, with plenty of recreational activities. While it lacks beach access and major sports teams, Orange County is just an hour away, making Menifee an ideal location for commuters and those seeking to buy a home in Southern California’s Inland Empire.Real…See More
Nov 14, 2024
2 Comments
Tina Hastings liked Ken and Ari Walker's blog post Top 10 Ways to Boost Your Property Value
Nov 13, 2024
Ken and Ari Walker posted a blog post

Napa County Housing Code Updates: Key Changes for Affordable Housing

Napa County and its five cities have achieved state certification for their long-term housing plans, marking a significant advance in tackling the region's housing challenges. The approved plans aim to develop 3,844 new housing units by 2031, far exceeding the state requirement of just 106 units.Key Features of the New Housing OrdinanceDuring the Board of Supervisors…See More
Nov 7, 2024
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Profile Information

Company name and description
As husband and wife, we own this company with a combined real estate & private money experience of 30 years and as such, we've done hundreds upon hundreds of loans. We are licensed for the state of California but also lend in Hawaii & other qualifying states. Our company is located in Northern California, in Sonoma County.

Our Mission is to help current & future homeowners and real estate investors improve their financial standing and net worth by providing alternative mortgage solutions not found through conventional means (banks, credit unions, etc.) enabling them to aspire to their own financial and real estate goals.

Best, Ken & Ari - Your Direct Private Money Source
Husband & Wife Team

Ken and Ari Walker's Blog

Understanding Jumbo Loans in California: 2025 Limits and Key Details

Posted on January 16, 2025 at 1:07pm 0 Comments

In California, a jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These limits vary by county and are based on the median home prices in each area. For 2025, the FHFA has increased the conforming loan limits by 5.2%,…

Continue

Hard Money Lending: Our Family’s Story and Its Benefits

Posted on January 9, 2025 at 1:00pm 0 Comments

At Pacific Direct Mortgage, our journey from real estate agents and house flippers to leaders in hard money lending is the driving force behind our commitment to offering tailored solutions. Our story may resonate with you if you’re looking for alternatives to…

Continue

2025 California Housing Forecast: Rising Prices & Affordable Loan Options

Posted on January 3, 2025 at 11:28am 0 Comments

The California housing market is poised for an eventful year in 2025. According to the California Association of Realtors (C.A.R.), home prices are expected to rise as more buyers and sellers re-enter the market, encouraged by lower…

Continue

Why Is the California Housing Market So Expensive?

Posted on December 26, 2024 at 12:06pm 0 Comments

Key Factors Driving High Home Prices in California

California's housing market is among the most expensive in the U.S., driven by a mix of high demand, limited supply, and strict…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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