Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Latest Activity

Admin liked Forest Tardibuono's blog post Promoting Good News – Anti “Miserablism”
Friday
Forest Tardibuono posted a blog post

Promoting Good News – Anti “Miserablism”

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the stock market or rising…See More
Thursday
Forest Tardibuono posted a blog post

What’s New in Home Design for 2019?

A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year.  With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world.Here are some examples of the forecasted changes:Full-height backsplashes extending all the way to the ceiling behind open…See More
Tuesday
Robert Boyd liked Forest Tardibuono's blog post Super Agents of Hard Money!
Tuesday
Admin liked Forest Tardibuono's blog post Super Agents of Hard Money!
Feb 7
Jonathan Pelanne liked Forest Tardibuono's blog post Is Trust Deed Investing for You in 2019?
Feb 7
Forest Tardibuono posted a blog post

Super Agents of Hard Money!

“Awesome on every level!  Very professional.  Able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with, I would give Sun Pacific all ten!  Thanks guys!!” Borrower J.G.…See More
Feb 7
Amy Thornton liked Forest Tardibuono's blog post Is 2019 the Year to Become a Homeowner or an Investor?
Feb 6
Forest Tardibuono posted a blog post

Is 2019 the Year to Become a Homeowner or an Investor?

 According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will outpace 2018. Studies show that 65% of Americans continue to believe that home-ownership is a good investment.With the average home rental in…See More
Feb 5
Forest Tardibuono posted a blog post

Loan of The Week – Super Fast

A Mortgage Broker reached out to us for a client who needed additional funds to complete a commercial property remodel.  He was on a time crunch due to prior contracts with his tenants, so needed a fast loan.The building was in San Fernando Valley and the owner needed $805,000.  Due to property condition, he wasn’t getting loan approval. Our Hard Money programs had no issues with…See More
Feb 1
Forest Tardibuono posted a blog post

Is Trust Deed Investing for You in 2019?

Investing in Deeds of Trusts has been around for quite some time.  In the most simplistic terms, loans made via these real estate investments are like mortgages, except that there is an investor or pool of investors making the loan instead of a bank or lending institution.  Trust deed investing can provide high returns.  In fact, private investments in trust deeds…See More
Jan 29
Admin liked Forest Tardibuono's blog post Can’t Go Wrong With Our Superheroes!
Jan 26
Forest Tardibuono posted a blog post

Can’t Go Wrong With Our Superheroes!

“They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround with docs and a full package! Sun Pacific mortgage was very professional and is loyal…See More
Jan 26
Admin liked Forest Tardibuono's blog post Winter Brings Out The Serious Buyers
Jan 23
Forest Tardibuono posted a blog post

Winter Brings Out The Serious Buyers

If someone is out looking for homes in the winter season, it is usually a sign that they mean business.  So how do you, as the Seller, take advantage of this available market?Start by making sure that the exterior of you home is as warm and inviting as the interior.  Bare trees make for a more exposed home, so freshen up the outside of your home by keeping the gutters…See More
Jan 23
Forest Tardibuono posted a blog post

All Lined Up For Bigger & Faster Loans!

Recently a Real Estate Broker had a client in need of fast financing.  His Home Buyer made good income and had good credit, but due to being self employed with difficult to prove income, the prior Lender couldn’t pull through at the last minute.The needed loan was $763,000 for a 70% loan to value to buy a non-owner, investment property in Sonoma County.  Our Hard Money…See More
Jan 17

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Promoting Good News – Anti “Miserablism”

Posted on February 14, 2019 at 12:04pm 0 Comments

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the…

Continue

What’s New in Home Design for 2019?

Posted on February 12, 2019 at 12:13pm 0 Comments

A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year.  With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world.

Here are some examples of the forecasted changes:

  • Full-height backsplashes extending all…
Continue

Super Agents of Hard Money!

Posted on February 7, 2019 at 12:56pm 0 Comments

“Awesome on every level!  Very professional.  Able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with, I would give Sun Pacific all ten!  Thanks guys!!” Borrower J.G.…



Continue

Is 2019 the Year to Become a Homeowner or an Investor?

Posted on February 5, 2019 at 12:00pm 0 Comments

 According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will…

Continue

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At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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