Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Latest Activity

Forest Tardibuono posted a blog post

Let’s Garden! Spring Has Arrived!

After one of the worst winters in a decade, Californians are looking forward to a warmer, drier Spring.   Warmer weather tends to bring out the farmer or gardener in many of us…but where to begin? I for one love to garden and each week you can find me doing something to make my garden more full, better, more prolific.There are many available sources outlining the best approach…See More
yesterday
Shaun Tollman liked Forest Tardibuono's blog post Recently Funded – We Have You Covered!
Saturday
Admin liked Forest Tardibuono's blog post Recently Funded – We Have You Covered!
Apr 18
Forest Tardibuono posted a blog post

Recently Funded – We Have You Covered!

“The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic. It was like when everyone else seemed to be against us, Sun Pacific found a way to make things happen.  We cannot thank them enough!”Borrower – LWHard Money Provides ….A Quick CloseMultiple OptionsShorter term loanMakes an…See More
Apr 18
Forest Tardibuono posted a blog post

Spring Is in The Air For Housing

As Spring arrives, the housing market is looking considerably more buyer-friendly compared to a year ago.  The inventory shortage of homes we have witnessed has decreased, and higher inventories are driving price cuts.According to Realtor.com, inventories have increased by an average of 6% year over year. Markets with some of most impressive numbers include:San Jose up…See More
Apr 16
Admin liked Forest Tardibuono's blog post Hear From The Hard Money Expert!
Apr 11
Forest Tardibuono posted a blog post

Hear From The Hard Money Expert!

Tune in to KSRO, Sonoma County’s NEWS TALK radio show on Sunday, April 28th at 9:00am – Stations 103.5 FM/94.5FM/1350AM.  You’ll hear from local Hard Money expert of 31+ years, Forest Tardibuono of Sun Pacific Mortgage & Real Estate.– Curious about the benefits of alternative financing for today’s real estate market?– Want to get a step up on real estate…See More
Apr 11
Forest Tardibuono posted a blog post

Hard Money Lenders

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help.Read more here.Best, Forest – The Guy in the White HatHard Money Broker and Co-Owner of family owned and operated Sun Pacific…See More
Apr 9
Forest Tardibuono posted a blog post

How To Minimize Your Real Estate Tax Obligations

“How can you best minimize your tax obligation under the new laws if you plan to purchase a home?”. This was one of the questions addressed in a recent article from House Logic, a National Association of Realtors publication.  It offered some very helpful information regarding tax-savvy home-buying, which is worth sharing because most people are concerned with…See More
Apr 4
Forest Tardibuono posted a blog post

Hard Money Myths BUSTED

Myth 1: Hard Money loans are often predatory and come from dishonest lenders.Nothing could be further from the truth.We have been doing hard money loans in California since 1988.  We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had Buyers with difficulty getting a loan elsewhere.  We wouldn’t have lasted 31 years if we were doing anything dishonest or predatory. Myth Busted!Myth 2: Don’t only the desperate seek out Hard Money, like a last resort type…See More
Apr 2
Shaun Tollman liked Forest Tardibuono's blog post Loan of The Week – It Takes A Village
Apr 1
Forest Tardibuono posted a blog post

Loan of The Week – It Takes A Village

Hard Money Saves The Day.A busy Mortgage Lender contacted us to help rescue a distressed client who was trying to do a refinance on her house in Marin County.  She needed some additional capital for her business but was unable to get a conventional loan due to being self-employed with difficult-to-prove income.In less than 2 weeks, our Hard Money program allowed us to do…See More
Mar 28
Forest Tardibuono posted a blog post

End Frustration With BIG Green Hard Money Loans!

We can help you stop the frustration due those big loans not getting approved.  Let us help by getting you a BIG Green Hard Money Loan!Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 with any scenario.  We’ll let you know quickly how we can help!…See More
Mar 26
Craig Mayes liked Forest Tardibuono's blog post Production Is The Basis Of Morale
Mar 22
Forest Tardibuono posted a blog post

Production Is The Basis Of Morale

Hopefully this will remind you too, that bad news can stop you in your tracks. And this can’t be good for your business!Sorry, we are going down memory lane…our kids house burnt down in the October 2017 fires here in Santa Rosa. We have been looking back on how we weathered that event, when local businesses and production went on a sudden standstill. But there were those home…See More
Mar 21
Forest Tardibuono posted a blog post

We Accomplished Our 3rd New Year Resolution… Be Even More Awesome!

We fund BIG loans FAST with our Hard Money programs.Call us at 707-523-2099 with your loan scenario and find out how we can help you, a Home Buyer or Home Seller!Read more here.Best, Forest – The…See More
Mar 19

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Let’s Garden! Spring Has Arrived!

Posted on April 23, 2019 at 10:45am 0 Comments

After one of the worst winters in a decade, Californians are looking forward to a warmer, drier Spring.   Warmer weather tends to bring out the farmer or gardener in many of us…but where to begin? I for one love to garden and each week you can find me doing something to make my garden more full, better, more prolific.

There are many available sources…

Continue

Recently Funded – We Have You Covered!

Posted on April 18, 2019 at 11:35am 0 Comments

“The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic. It was like when everyone else seemed to be against us, Sun Pacific found a way to make things happen.  We cannot thank them enough!”

Borrower –…

Continue

Spring Is in The Air For Housing

Posted on April 16, 2019 at 11:10am 0 Comments

As Spring arrives, the housing market is looking considerably more buyer-friendly compared to a year ago.  The inventory shortage of homes we have witnessed has decreased, and higher inventories are driving price cuts.

According to Realtor.com, inventories have increased by an average of 6% year over year. Markets with some of most impressive numbers…

Continue

Hear From The Hard Money Expert!

Posted on April 11, 2019 at 11:30am 0 Comments

Tune in to KSRO, Sonoma County’s NEWS TALK radio show on Sunday, April 28th at 9:00am – Stations 103.5 FM/94.5FM/1350AM.  You’ll hear from local Hard Money expert of 31+ years, Forest Tardibuono of Sun Pacific Mortgage & Real Estate.

 Curious about the benefits of alternative financing for today’s real estate…

Continue

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At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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