Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono added a discussion to the group Hard Money
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How Much Do Utility Bills Add to Bay Area Home Ownership Costs?

Last month a Pacific Union Blog ran an eye-opening article on what the cost of utility bills added to homeownership in the Bay Area.  Surprisingly, the Bay Area’s utilities impacted the cost of owning a home far less on a percentage-point basis compared with the rest of the U.S! …See More
Monday
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Forest Tardibuono added a discussion to the group Hard Money
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We Fund Large Loans!

     Here at Sun Pacific Mortgage, we offer Hard Money financing for jumbo size loans and bigger with qualifications that are more forgiving than traditional and conventional financing.   Recently Funded Jumbo Loan Location: Redwood City, San Mateo CountyAmount: 770,000Loan To Value: 68%Length to close: 16 daysReason for…See More
Aug 8
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Shaun Tollman liked Forest Tardibuono's discussion Some Pitfalls to Avoid When Shopping For A Home
Aug 1
Forest Tardibuono added a discussion to the group Residential Financing
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Some Pitfalls to Avoid When Shopping For A Home

To the uninitiated home buyer, the process of becoming a homeowner can be daunting.  But don’t let these uncertainties deter you from embarking on one of the best financial investments you might ever make. Connect up to a local experienced Real Estate Agent and Lender to help you navigate snags that can cost you a purchase or trap…See More
Aug 1
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Forest Tardibuono added a discussion to the group The Hard Money Website!
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Superhero Dynamic Duo Gets Loans Approved!

Lack of inventory has real estate a bit tight at the moment. However, with bridge loans and short-term loans, real estate activity can be increased and benefit those Home Owners who do want to sell and those Home Buyers who want to make stronger offers.●This type of financing removes the stress of having to get into contract…See More
Jul 27
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Admin liked Forest Tardibuono's discussion Bay Area’s Hottest Spots for Home Flippers
Jul 24
Forest Tardibuono added a discussion to the group Hard Money
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Bay Area’s Hottest Spots for Home Flippers

  A recent study done by ATTOM Data Solutions states some zip codes in the Bay are ranked among the nation’s hottest housing market for flippers. In the first two quarters of 2017 Contra Costa County, Santa Clara County, and Solano County were the locations that yielded the highest ROI for flippers.  Even though the Bay Area is…See More
Jul 24
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Forest Tardibuono added a discussion to the group Real Estate Solutions
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Bay Area’s Hottest Spots for Home Flippers

 A recent study done by ATTOM Data Solutions states some zip codes in the Bay are ranked among the nation’s hottest housing market for flippers. In the first two quarters of 2017 Contra Costa County, Santa Clara County, and Solano County were the locations that yielded the highest ROI for flippers.  Even though the Bay Area is…See More
Jul 24
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Forest Tardibuono posted a group
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fix and flip

Jul 24
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Admin liked Forest Tardibuono's discussion Things You Might Overlook In Your Home Search
Jul 20
Forest Tardibuono added a discussion to the group Residential Financing
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Things You Might Overlook In Your Home Search

Some of these are critical features that buyers might not consider when house hunting.  They may not be deal breakers for some, but they are factors to consider when looking to buy a home:  What is the neighborhood like at night?  Besides the safety issues, the neighborhood can change substantially at night when everyone is…See More
Jul 20
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Angela R Melton commented on Forest Tardibuono's blog post Superheroes Fund Not-Normal Loans
"I am a referral for several lenders and I have a client that owns a gold mind needing funding for his operation. From 200K to 500K That he can use equipment for his collateral would you or anyone you know that would fund his Gold Mining…"
Jul 17
Admin liked Forest Tardibuono's discussion Bay Area Real Estate Investors Reaping Large Profits
Jul 17
Forest Tardibuono added a discussion to the group FUNDING FOR REAL ESTATE INVESTING
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Bay Area Real Estate Investors Reaping Large Profits

According to a recent report from Pacific Union, real estate sellers in three local metro areas enjoyed the largest return on their investments in the country last year!  Sellers in the Bay Area made more than three times the national average with San Francisco and San Jose leading the nation for the largest…See More
Jul 17
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Forest Tardibuono added a discussion to the group Residential Financing
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Bay Area Real Estate Investors Reaping Large Profits

According to a recent report from Pacific Union, real estate sellers in three local metro areas enjoyed the largest return on their investments in the country last year!  Sellers in the Bay Area made more than three times the national average with San Francisco and San Jose leading the nation for the largest…See More
Jul 17
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Forest Tardibuono posted a blog post

Superheroes Fund Not-Normal Loans

Our “not-normal loans” have just 2 main qualifications: ● Decent existing equity or at least 25% down payment.…See More
Jul 11
1 Comment

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Superheroes Fund Not-Normal Loans

Posted on July 11, 2017 at 3:30pm 1 Comment

Our “not-normal loans” have just 2 main qualifications: 

● Decent existing equity or at least…

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Skillful Summer Success

Posted on June 27, 2017 at 9:58am 0 Comments

Owner Occupied Bridge/Temporary Loan

San Juan Capistrano, California 

A Realtor called me regarding a home loan that her client was having difficulty getting approved. The buyer wanted to…

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Accomplish Your “Catch of the Day” With Hard Money

Posted on June 21, 2017 at 1:02pm 0 Comments

 

 

 

Investment Purchase Loan

Daly City, California

 

I had a Realtor and his Buyer call me, wanting…
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California Legalizes Granny Units

Posted on June 20, 2017 at 11:05am 0 Comments

In an attempt to find a solution to the growing housing shortage, California  enacted a law at the beginning of this year that permits small residential units on single-family lots.  Hopefully, this move will provide more affordable housing in a market that is…

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At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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