Ken and Ari Walker
  • Male
  • Santa Rosa, CA
  • United States
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Ken and Ari Walker's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken and Ari Walker Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Ken and Ari Walker posted a blog post

Mistakes to Avoid When Buying Property Today

Homebuyers today face a unique set of challenges trying to navigate the ever-fluctuating conditions of mortgage rates. Here are some important aspects to keep in mind while you pursue your search: Trying to time the market. Waiting for the perfect moment and delaying a purchase can mean missing out on opportunities to build equity. Focusing only on mortgage payments.…See More
4 hours ago
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Ken and Ari Walker posted a blog post

More About Additional Dwelling Units in The Bay Area

Berkeley has become one of the first cities in California to allow accessory dwellings to be sold as condominiums within the next year.  Assembly bill 1033 took effect at the beginning of this year and allows residents to sell their ADUs as condos separate from their primary home. This is an attempt to make homeownership more accessible in one of the Bay Area’s most…See More
Jun 25
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Ken and Ari Walker posted a blog post

Top 150 U.S. Cities To Live

In a new report just published by U.S. News & World Report, several cities in California were among the top 150 best places to live in the U.S. in 2024/2025:  Vallejo #143 Santa Rosa #125 San Francisco #22 San Diego #46 San Jose #70 Santa Barbara #71 Visalia #110 Sacramento #116 Bakersfield #121 Los Angeles #130 Fresno # 131 Salinas #133 Modesto #139 Stockton…See More
Jun 18
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Ken and Ari Walker posted a blog post

Is California Real Estate Poised For A Comeback?

According to the California Association of Realtors (C.A.R.), the housing market appears to be poised for a comeback in 2024. Here are some of their key projections for this year: Positive Outlook: Sales and Prices The forecast predicts a substantial jump of 22% in existing single-family home sales compared to 2023. This translates to an estimated 327,100 units sold in…See More
Jun 11
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Ken and Ari Walker posted a blog post

Industry Shakeup Bringing The Housing Prices Down?

The real estate industry is seeing the biggest shift it has seen in years, in fact, some believe it is the most monumental shakeup ever for the business.  At issue is the industry standard practice of seller’s agents offering the buyer’s agents commissions on the Multiple Listing Service, the database through which most home buying and selling takes place. Historically,…See More
Jun 6
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Ken and Ari Walker posted a blog post

California’s Encouraging Real Estate Market?

The Spring homebuying season is forging ahead encouragingly!  California median home prices set a new all-time high. Year-to-year home sales grew 1.6%. “April’s rebound in both home sales and price shows the resilience of California’s housing market and is a signal that buyers and sellers are beginning to adjust to the higher interest rate environment.” (C.A.R. President…See More
Jun 4
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The Loan Center liked Ken and Ari Walker's blog post We Work with Brokers & Lenders - No Competition Here!
Jun 3
Gulf Capital liked Ken and Ari Walker's blog post We Work with Brokers & Lenders - No Competition Here!
Jun 1
Ken and Ari Walker posted a blog post

We Work with Brokers & Lenders - No Competition Here!

We work closely with other licensed professionals to help support their borrowers & buyers needs. Brokers who are unable to satisfy their client’s mortgage needs, for whatever reason, can find a quick and alternative short-term resource with our Private Money programs:  What is the benefit of working with us as your direct private money source?  We are a…See More
May 28
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Ken and Ari Walker posted a blog post

California Remains A High Value Real Estate Investment

When you think of towns with $1-million-plus homes, tony places such as Beverly Hills, San Marino, Newport Beach and Palos Verdes Estates might come to mind. But as California housing values keep rising, some cities that until recently had reputations for working-class modesty, are joining the list of communities with median home values more than $1 million.  The most…See More
May 21
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Martin liked Ken and Ari Walker's blog post Should You Wait to Buy Property?
May 14
Ken and Ari Walker posted a blog post

Should You Wait to Buy Property?

The idea of waiting for interest rates to drop may feel like the ultimate money move today. But does waiting really pay off when it comes to buying your own home? Certainly, lower rates mean a drop in your monthly payment. But the potential danger may lie in the fact that rates aren’t predicted to drop any time soon, and you also won’t be the only one eyeing those lower…See More
May 14
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Ken and Ari Walker posted a blog post

Historical Mortgage Rates - Not What Buyers or Borrowers Think With?

It is well-known that mortgage rates have experienced significant fluctuations over time. While today’s rates may seem high compared to a few years ago, they are actually quite typical from a historical perspective.   Some facts to remember: The average 30-year fixed rate reached an all-time low of 2.66% in January 2021. However, it surged to 7.79% in October…See More
May 7
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Gulf Capital liked Ken and Ari Walker's blog post Types of Accessory Dwelling Units
May 1
Ken and Ari Walker posted a blog post

Types of Accessory Dwelling Units

The Fannie Mae requirements for an ADU include its own entrance, a kitchen with a sink and stove, a place to sleep, and a bathroom. It must also be smaller than the primary house. Limitations regarding parking spaces, utility hookups and emergency exits are regulated by local laws. With these conditions satisfied, an ADU can take the form of: An addition to the house. A…See More
Apr 30
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Ken and Ari Walker posted a blog post

What’s The Difference Between a Deed and Title?

We often find the “deed” and the “title” for a property are used interchangeably, but they actually have different meanings. As James Erwin, founding partner of Illinois-based Erwin Law LLC and an expert in real estate, explains it: “Title to real estate is simply its ownership status, and a deed is the document used to transfer the ownership.” The property’s title is…See More
Apr 23
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Profile Information

Company name and description
As husband and wife, we own this company with a combined real estate & private money experience of 30 years and as such, we've done hundreds upon hundreds of loans. We are licensed for the state of California but also lend in Hawaii & other qualifying states. Our company is located in Northern California, in Sonoma County.

Our Mission is to help current & future homeowners and real estate investors improve their financial standing and net worth by providing alternative mortgage solutions not found through conventional means (banks, credit unions, etc.) enabling them to aspire to their own financial and real estate goals.

Best, Ken & Ari - Your Direct Private Money Source
Husband & Wife Team

Ken and Ari Walker's Blog

Mistakes to Avoid When Buying Property Today

Posted on July 2, 2024 at 11:56am 0 Comments

Homebuyers today face a unique set of challenges trying to navigate the ever-fluctuating conditions of mortgage rates. Here are some important aspects to keep in mind while you pursue your search: 

  • Trying to time the market. Waiting…
Continue

More About Additional Dwelling Units in The Bay Area

Posted on June 25, 2024 at 3:04pm 0 Comments

Berkeley has become one of the first cities in California to allow accessory dwellings to be sold as condominiums within the next year.  

Assembly bill 1033 took effect at the beginning of this year and allows residents to sell their ADUs…

Continue

Top 150 U.S. Cities To Live

Posted on June 18, 2024 at 2:56pm 0 Comments

In a new report just published by U.S. News & World Report, several cities in California were among the top 150 best places to live in the U.S. in 2024/2025:  



Vallejo #143 …

Continue

Is California Real Estate Poised For A Comeback?

Posted on June 11, 2024 at 12:24pm 0 Comments

According to the California Association of Realtors (C.A.R.), the housing market appears to be poised for a comeback in 2024. Here are some of their key projections for this year: 

Positive Outlook: Sales and…

Continue

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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