Ken and Ari Walker Male Santa Rosa, CA United States: Like

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Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken and Ari Walker Nov 17, 2016. 2 Replies 1 Like

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies 0 Likes

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099. We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies 0 Likes

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies 0 Likes

Local & Creative Financing For Real Estate"I am truly in awe of you your company! Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Admin liked Ken and Ari Walker's blog post Need Trusted, Flexible Financing?

8 hours ago

Ken and Ari Walker posted a blog post

Need Trusted, Flexible Financing?

Are you running into stops or difficulties getting home financing approval? You won’t have these stops with us!At our family owned and operated company, we have helped well over 10,000 Buyers & Borrowers with our trusted and fast Private Money Programs – just like below:Loan of the WeekProgram: Investment PurchaseLoan Size: $720,000Loan to value: 44%Location: Sonoma CountyWhy Came To Us: Conventional financing…See More

yesterday

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Ken and Ari Walker posted a blog post

Check Out The North Bay Real Estate Trends

Overbidding has become a common catch word in real estate, with resolute, prospective buyers showing over time that they’re willing to pay over asking price. The trend has accelerated in the last few years since the pandemic took hold.In May 2020, 25% of the offers were over the listing price. Three years later, 55% of the bids were over. Listings are low all over California and across the nation, insiders have…See More

Wednesday

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Ken and Ari Walker posted a blog post

Charging Into Fall With Smoother Transactions

The Guys In The White Hats Can Get That Loan Done!Let us help you or someone you know this Fall season get on the right path with our FAST Private Money Real Estate Loan Programs, just as we did below:Recently FundedProgram: Primary Residence PurchaseLoan Size: $1,250,000Location: San Mateo CountyWhy Came To Us: Wanted a fast close and the next best thing to an all-cash offer, so they could win over the other…See More

Sep 21

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Ken and Ari Walker posted a blog post

The Hottest ZIP Codes in California Today

We are all aware that the housing market has slowed considerably this year, especially if we compare it to the past pandemic fueled frenzy of 2020-2022. The obvious reasons for this slump are the high interest rates and low inventory in a very competitive market, but there are still some areas, even in California, where there is still heightened activity.This month in the SFGate they reported on a survey that was…See More

Sep 19

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Ken and Ari Walker posted a blog post

Smooth Lending Transactions Here

Getting approval for a home loan or refinance does not have to be a bumpy ride! Our Private Money lending programs can finance BIG loans FAST – even when turned down elsewhere. Let us help you or someone you know before this summer ends like we did…See More

Sep 14

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Ken and Ari Walker posted a blog post

Why Invest in California Trust Deeds?

The short answer to that question is wouldn’t you want your investment money to gain upwards of 12% or more interest? There are very few stocks or bonds these days paying such handsome interest.What are trust deeds? Trust deeds (mortgages) are investments in a loan, secured by real estate, directly to the borrower. Rather than putting your money in a bank and having the bank make the real estate loan, private…See More

Sep 12

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Zane Graser liked Ken and Ari Walker's blog post Making Waves With The Guys In The White Hats – Fast Home Loans

Sep 7

Ken and Ari Walker posted a blog post

Making Waves With The Guys In The White Hats – Fast Home Loans

We continue to “make waves” by approving and funding loans FAST! After 35 years of Private Lending, we’re pretty much experts at providing you with FAST loans, just as we did below:Recently FundedProgram: Primary Residence Bridge PurchaseLoan Size: $714,000Location: San Diego CountyWhy Came To Us: Borrower needed quick financing to keep his purchase from falling out of Escrow, after being turned down at the last…See More

Sep 7

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Ken and Ari Walker posted a blog post

Are Higher Mortgages Here to Stay for the Foreseeable Future?

An article in NerdWallet caught my attention recently. It stated that the era of low mortgage rates is over and embracing this reality will speed up owning a house that meets your needs.Low rates were the norm for 11 years, as the 30-year mortgage remained below 5% from February 2011 to April 2022. Since that time, it has remained mostly above 5% averaging 6.72% in June 2023.Some forecasters predict that rates will…See More

Sep 5

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Admin liked Ken and Ari Walker's blog post Roping In That Loan Size & Speed Ya Need!

Sep 5

Ken and Ari Walker posted a blog post

Roping In That Loan Size & Speed Ya Need!

Get your ropes around that stubborn loan by taking advantage of our Private Money Programs. With funding options over 2 million, after 35 years we still have not run out of money and are ready to quickly work with you to get your real estate loan funded – just like we did below:Recently FundedProgram: Owner-Occupied PurchaseLoan Size: 1.72 millionLocation: Contra Costa CountyWhy Came To Us: Self employed with…See More

Aug 31

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The Best West Roofing - Calif liked Ken and Ari Walker's blog post What To Do with All That Equity?

Aug 29

Ken and Ari Walker posted a blog post

What To Do with All That Equity?

Even though home prices have moderated over the last year, many homeowners still have an incredible amount of equity.A recent study done by CoreLogic estimates that most homeowners have more than $100,000 in equity. Selma Hepp, Chief Economist for CoreLogic says:“While equity gains contracted in late 2022 due to home price declines in some regions U.S. homeowners on average still about $270,000 in equity, nearly…See More

Aug 29

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Ken and Ari Walker posted a blog post

BIG And FAST With Our Private Money Loans!

Turned down at the last minute or loan taking too long? End the wild ride and get financed with one of our Direct Private Money Programs.So how our Private Money loans can help you or someone you know just like was done below:Recently FundedProgram: Investment Property Cash-OutLoan Size: 885kLocation: Los Angeles CountyWhy Came To Us: Difficult to prove income as self-employedProgram: Investment Property…See More

Aug 24

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Zane Graser liked Ken and Ari Walker's blog post Real Estate Returns To A More Normal Growth

Aug 22

Profile Information

Company name and description: Sun Pacific Mortgage is a family owned business in Sonoma County that my parents started way back in 1988. From day one, their aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. With the increasing need for Hard Money throughout California, to keep our trend as a family company, I started working under my dad, Forest – the guy in the White Hat, as a Loan Originator for Hard Money Loans.
I look forward to being able to provide you with honest and fast Hard Money loans!

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend!
Backed by more than 34 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 34 years and more.
It’s a trust we could never buy. It is a trust you can count on.

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Ken- The Guy in the White Hat
CA DRE License #01858042 and NMLS #1221130

NEW! Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent. It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients. In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

Ken and Ari Walker's Blog

Need Trusted, Flexible Financing?

Posted on September 28, 2023 at 12:56pm 0 Comments 1 Like

Are you running into stops or difficulties getting home financing approval? You won’t have these stops with us!

At our family owned and operated company, we have helped well over 10,000 Buyers & Borrowers with our trusted and fast Private…

Continue

Check Out The North Bay Real Estate Trends

Posted on September 26, 2023 at 5:03pm 0 Comments 0 Likes

In May…

Continue

Charging Into Fall With Smoother Transactions

Posted on September 21, 2023 at 12:35pm 0 Comments 0 Likes

The Guys In The White Hats Can Get That Loan Done!

Let us help you or someone you know this Fall season get on the right path with our FAST Private Money Real Estate Loan Programs, just as we did below:…

Continue

The Hottest ZIP Codes in California Today

Posted on September 19, 2023 at 11:44am 0 Comments 0 Likes

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…: Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines

At 7:11pm on June 9, 2019, Debbie Landy said…: Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?

At 2:20pm on April 13, 2017, Brenda Vandyke said…: Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com