Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono posted a blog post

Need A Loan Rescue?

The Guys in the White Hats Can Get That Loan Done!FAST ApprovalsCredit Problems OkLocal Lender, Family owned & operatedLoan of the WeekA local Mortgage Broker in Sonoma County sent his Borrower’s loan to us, due to some credit issues that popped up at the last minute.This Borrower needed 529,000 quickly to refinance his primary residence and pull cash out for debt consolidation.  For…See More
Friday
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Forest Tardibuono posted a blog post

North Bay Real Estate Trends for February 2021

Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market.  This is the lowest inventory amount since 2005 and 2% below that of January.  This region generally enjoys a Spring revival in both listings and sales, but only time will tell.Let’s take a…See More
Tuesday
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Mark Lewis liked Forest Tardibuono's blog post The Guys in the White Hats Can Get That Loan Done!
Apr 1
Forest Tardibuono posted a blog post

The Guys in the White Hats Can Get That Loan Done!

Need FAST financing?  Turned down elsewhere for a home loan? We are Direct Private Money Lenders:Make Faster Offers – 10 day close!Difficult to prove income OKTrusted by over 10,000 BorrowersCredit Problems OKRecently FundedProgram: Owner Occupied RefinanceLoan Size:…See More
Apr 1
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Forest Tardibuono replied to PR's discussion Investor wanting to refi primary
"Hello. Where is this property located? If it's in California then yes we should definitely be able to help.  707-523-2099.   www.Sunpacificmortgage.com ;"
Mar 31
Admin liked Forest Tardibuono's blog post The California Housing Market: Trends and Forecast 2021
Mar 30
Forest Tardibuono posted a blog post

The California Housing Market: Trends and Forecast 2021

There is little doubt that the California housing market forecast is projected to be positive.  CAR conducted a survey and found the following opinions generally held by most of the experts:Buyers, sellers, and agents agreed that home prices will likely remain on their upward trend in the short term.60% of agents believe that prices will rise in the coming weeks.46% think that sales and…See More
Mar 30
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Forest Tardibuono posted a blog post

North Bay Real Estate Trends in January 2021

In the February 28 edition of The Press Democrat, Garrett Snedaker presented a snapshot of the real estate facts and figures for January 2021 broken down by city and type of property.  Below are some interesting highlights:Sonoma County:Inventory of SFR & condos = 525 (26% below 1/20 and 8% below 12/20) THE LOWEST INVENTORY IN THE PAST 2 YRSNew sales=221 (29% below 1/20 and 42% below…See More
Mar 26
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Jamie Cafaro liked Forest Tardibuono's blog post Want More Loan Options?
Mar 25
Admin liked Forest Tardibuono's blog post Want More Loan Options?
Mar 25
Forest Tardibuono posted a blog post

Want More Loan Options?

We offer FAST private money financing for your real estate needs:FAST LoansMore forgiving qualificationsWe Can Help Despite Being Turned Down Elsewhere!Loan of the WeekA Broker from Santa Clara called us, requesting fast help with a Borrower she had.  This particular Homeowner was looking for a fast refinance and cash-out of their primary residence, so they could purchase an investment…See More
Mar 25
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Admin liked Forest Tardibuono's blog post Reasons We Are Not in a Housing Bubble
Mar 23
Forest Tardibuono posted a blog post

Reasons We Are Not in a Housing Bubble

With home values appreciating by 10% in 2020, there has been some speculation that we might be in a housing bubble such as we were a decade ago.  California residents, fear not!  Here are some incredibly significant facts that this time is not like the past:Housing supply is extremely limited:  If supply is low, prices naturally increase.  Normal months of inventory for the market is 6…See More
Mar 23
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Forest Tardibuono posted a blog post

San Francisco Real Estate Market for January 2021

The housing market in San Francisco seems to be heating up much quicker than is typical for the beginning of the year.  New listings jumped in January to about 550, however, the total number of listings declined from last month while remaining well above normal for the first month of the year.Sales were up 60% and peaked for the year in December, an historical first for December.  January…See More
Mar 19
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Admin liked Forest Tardibuono's blog post Get Your Loan Funded This Month!
Mar 18
Forest Tardibuono posted a blog post

Get Your Loan Funded This Month!

Direct Private Money Lenders – The Guys in the White Hats– We offer FAST Financing.– Credit Problems Okay.– Primary Residence & Investment Properties Financed.– We have the Investors with the money.Recently Funded:Location:  San Francisco, San Francisco County Finance Program:  Primary Residence Bridge loan Loan Size:  $780,000 Days to Close:  15 Why Needed Us:  Wanted fast cash to…See More
Mar 18
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Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988.  Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. 

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Owner/Broker - Forest Tardibuono, CA DRE license #010005559 and NMLS #289456

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Forest Tardibuono's Blog

Need A Loan Rescue?

Posted on April 9, 2021 at 10:44am 0 Comments

The Guys in the White Hats Can Get That Loan Done!

  • FAST Approvals
  • Credit Problems Ok
  • Local Lender, Family owned & operated

Loan of the Week

A local Mortgage Broker in…

Continue

North Bay Real Estate Trends for February 2021

Posted on April 6, 2021 at 12:08pm 0 Comments

Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market.  This is the lowest inventory amount since 2005 and 2% below that of January.  This region generally enjoys a Spring revival in both listings and sales, but only time will…

Continue

The Guys in the White Hats Can Get That Loan Done!

Posted on April 1, 2021 at 11:51am 0 Comments

Need FAST financing?  Turned down elsewhere for a home loan? We are Direct Private Money Lenders:

  • Make Faster Offers – 10 day close!
  • Difficult to prove income OK
  • Trusted by over 10,000 Borrowers
  • Credit Problems OK…

Continue

The California Housing Market: Trends and Forecast 2021

Posted on March 30, 2021 at 11:28am 0 Comments

There is little doubt that the California housing market forecast is projected to be positive.  CAR conducted a survey and found the following opinions generally held by most of the experts:

  • Buyers, sellers, and agents agreed that home prices will likely remain on their upward trend in the short term.
  • 60% of agents believe…
Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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