Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono posted a blog post

Hard Money Lenders

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help.Hard Money Loans Recently FundedWe Offer FAST Financing, Big Loans, we can Finance Despite Credit Issues, Property Condition & Difficult-To-Prove-Income.$500,000 – Non-Owner Purchase Saint Helena, Napa County 6 Days To…See More
5 hours ago
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Forest Tardibuono posted a blog post

Thinking of Renovating? Buckle up!

Renovations have been known to lead to many unforeseen disasters, but it doesn’t need to be that way.  With the proper preparation and due diligence, pretty much anything can be avoided. We have all heard the horror stories of living a totally upended life during a renovation, and of timelines being ignored by professional contractors.  If you are contemplating a renovation,…See More
Tuesday
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Debbie Landy left a comment for Forest Tardibuono
"Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?"
Jun 9
Admin liked Forest Tardibuono's blog post Top Reasons For Hard Money This Summer
Jun 7
Admin liked Forest Tardibuono's blog post Top Reasons For Hard Money This Summer
Jun 7
Admin liked Forest Tardibuono's blog post Top Reasons For Hard Money This Summer
Jun 7
Admin liked Forest Tardibuono's blog post Top Reasons For Hard Money This Summer
Jun 7
Forest Tardibuono posted a blog post

Top Reasons For Hard Money This Summer

It’s Fast! We have done many refinances and purchase loans in less than a week.Only TWO main qualifications for a Hard Money Loan! A. Equity or a decent down payment. B. An ability to repay the loan (source of income).Credit Score not generally a factor! Do you or a client have FICO issues? We can still help.Financing programs available for multiple types of scenarios! We have…See More
Jun 6
0 Comments
Louis Rosenberg liked Forest Tardibuono's blog post Four Things Parents Should Consider Before Buying a Home
Jun 5
Admin liked Forest Tardibuono's blog post Four Things Parents Should Consider Before Buying a Home
Jun 4
Forest Tardibuono posted a blog post

Four Things Parents Should Consider Before Buying a Home

Parents shopping for a home have different considerations than other demographics.  As parents, their primary concern is the safety and well-being of their children, at the same time, they are also concerned with the happiness of the entire family.Most buyers start their home search with a list of “must-haves”.  When children are a concern, there are…See More
Jun 4
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Craig Mayes liked Forest Tardibuono's blog post We are excited to announce our hot summer Hard Money loan programs!
May 31
Admin liked Forest Tardibuono's blog post We are excited to announce our hot summer Hard Money loan programs!
May 31
Forest Tardibuono posted a blog post

We are excited to announce our hot summer Hard Money loan programs!

Program Attributes:– Fast Funding – Many closed in less than 5 days– Loans from $150,000 to $1.5 Million– All property conditions accepted– Difficult-to-prove income and FICO scores not an issue– Can finance investment properties and primary residences– We finance purchases and refinances Make us your first and favorite Hard Money Lender. We…See More
May 31
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Admin liked Forest Tardibuono's blog post Why Do Most People Invest in Rental Real Estate?
May 29
Forest Tardibuono posted a blog post

Why Do Most People Invest in Rental Real Estate?

With Spring comes an uptick in serious buyers looking to invest in property, each with their own agenda.  Among the most common reasons buyers will tell you that they have chosen this type of investment, five stand out as most common:Cash Flow: Buyers are looking for a monthly cash flow.Equity: Buyers are counting on selling the property for more than they paid…See More
May 29
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Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Hard Money Lenders

Posted on June 20, 2019 at 9:32am 0 Comments

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help.

Hard Money Loans Recently Funded

We Offer FAST Financing, Big Loans, we can Finance Despite Credit Issues, Property Condition & Difficult-To-Prove-Income.

$500,000 –…

Continue

Thinking of Renovating? Buckle up!

Posted on June 18, 2019 at 10:00am 0 Comments

Renovations have been known to lead to many unforeseen disasters, but it doesn’t need to be that way.  With the proper preparation and due diligence, pretty much anything can be avoided. We have all heard the horror stories of living a totally upended life during a renovation, and of timelines being ignored by professional contractors.  If you are…

Continue

Top Reasons For Hard Money This Summer

Posted on June 6, 2019 at 10:39am 0 Comments

  1. It’s Fast!

    We have done many refinances and purchase loans in less than a week.
  2. Only TWO main qualifications for a Hard Money Loan!

    A. Equity or a decent down payment.

    B. An ability to repay the loan (source of income).
  3. Credit Score not generally a…
Continue

Four Things Parents Should Consider Before Buying a Home

Posted on June 4, 2019 at 10:32am 0 Comments

Parents shopping for a home have different considerations than other demographics.  As parents, their primary concern is the safety and well-being of their children, at the same time, they are also concerned with the happiness of the entire family.

Most buyers start their home search with a list of “must-haves”.  When children are a…

Continue

Comment Wall (2 comments)

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At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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