Six and seven figure incomes exist to take care of yourself and your family. We buy houses, we invest in stock or real estate. What do you do with the left over money? For me, I like to help the homeless. You may help out or donate to the Humane Society, Salvation Army, your Church, or literally hand money and food to the homeless like I do. Whatever you are doing to improve the lives of struggling humans, stray dogs and cats, the handicapped, it is all good. If you like, please post about it here. Your words and acts of kindness inspire others to do the same. Wouldn't it be a great world if we all helped out those that are struggling? Let's make it happen!


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Comment by Dean Westford on February 10, 2023 at 10:05pm

This is really nice. Keep it up. If I lived in your part of the country I would volunteer to go with you!

Comment by Monty Yeager on February 10, 2023 at 9:42pm

Hi Friends!

Today I spent the afternoon with Zane Graser in Spokane, Wa. We gave out dozens of cheeseburgers and $10 bills to many of the struggling homeless people in downtown Spokane. Everyone was polite and many were very grateful. If you have not done this personally, and you can afford to spare a few bucks, this is an amazing way to brighten the day of people that have extremely hard lives. 

I would like to say a special thank you to Dwight McCaulsky, a member of this website, for making the largest donation last week. I matched that donation, and we received smaller but very helpful donations from 6 other members of this website. I would also like to thank my friend Zane Graser for coming along, taking pictures, and helping me carry all the food we gave out. It feels good to help!

In the future, I will not be asking anyone on this website to donate. Instead, I will build my own website, similar in format to this one, and use the new website to raise awareness for several causes, including homeless people across the USA, stray dogs and cats, children with Spina Bifeda, widows of fallen police and military, and any other causes that need our assistance. I will keep this website 100% about real estate financing for investment properties. The purpose of me building the new website is so that everyone on The Real Estate Finance Website can use this site without me asking for support of the acts of kindness we do. Once the new website is built and has a name, I will invite you all to join. If you are someone that cares about others, I hope you will join us. If you are not that type of person, no problem at all. This great finance website will still be here for you to use any time you like!

I always like to document with pictures when Zane and I help others. That has two purposes: 

1) Nobody can ever doubt that the money raised is going exactly where I say it will go

2) Acts of kindness to those in need is something that is contagious. I got this idea to help others by watching Instagram videos and I felt like it is something that Jesus would like to see all people do. Doing this has completely changed me and I will hold this close to my heart for the rest of my life. My thought is if I can be inspired to do this level of help for others, several people reading these posts I make will likely do the same and that is all that matters to us! Helping others in need is a good thing!

Pictures from today are below. Thank you again to Zane and Dwight!

I hope you all have an amazing weekend!


Comment by Admin on February 6, 2023 at 11:27am

Hi Friends.

Just wanted to let you all know that I will be building a new website, completely separate from Real Estate Finance, that will be 100% about helping others all over the United States. We will be publicizing the website all over the internet with the purpose of helping others that cannot help themselves. This will include raising awareness and eventually funding to help not only the homeless in many cities across the country but also helping stray dogs and cats, children with cancer, spina bifeda and other horrible health conditions. There will also be pages with suggestions on how you, me, and everyone else can do little things within our own communities to make other people's lives better.

If anyone has suggestions on people or causes that you feel are important to include when I build this new website, please message my inbox on this website, or send me a text at 208-794-7430.



Comment by Gina Henson on February 4, 2023 at 12:39pm

I just sent $20 to help out. I don't have a lot but I think every bit makes a difference. 

Thank you for doing this!


Comment by Monty Yeager on February 4, 2023 at 12:35pm

This young man has a great attitude but he needs a boost. He is about to turn 18 in a few months and has been messaging me on Instagram. He wants a job. I cannot do too much from Northern Idaho but this website (that I own) has several thousand members that live in the Southeastern USA. This kid is in Florida. If any of you would like to give him an entry level position in Mortgage or Real Estate, it would be a very nice gesture. With the right training and direction from a successful businessman or woman, this kid could go very far in life. He told me all he wants to do is help his mother and make her proud. Please see video below. My comment is somewhere in there and that is how he and I started messaging. If you help this kid by giving him a shot, I will do anything I can to help you in the future. Life is about doing for others and what comes around goes around!

Comment by Monty Yeager on February 4, 2023 at 12:03pm

Promotion to help the huge homeless population in Spokane, Wa:

Hi Friends.

I haven't been mentioning this much the last few weeks but I would like to raise money this weekend to help out the homeless here in Spokane, Wa. I live in Northern Idaho, about 35 minutes from there. My friend and member of this website Zane Graser and I will be going to Spokane next Friday to give hot food and cash to many of the homeless. There is a very large homeless problem in Spokane. I just want to do my part and help.

If anyone would like to purchase $9 Email Blasts, TODAY ONLY, that would be a great way to get yourself and your business some very low cost advertising and name recognition to 17000 members of this website. For a very long time, I have been giving my own personal money to help the homeless. I would like to see if we can generate some support from this large website to help these people out. Many of them really are good people that are dealing with bad circumstances and just need a little love, a few dollars, a warm meal, and some kind words. When I did this a month ago, you collectively donated $590. The largest donation came from a very good man that uses this website often. He gave $300. I silently matched his donation without telling anyone so Zane Graser and I ended up with $890 that we used to help these people. I gave out the figure of $590 because I did not think anyone needed to know about me matching his donation. Now I think it is relevant to mention because when I started this new promotion 2 days ago, only 3 people have donated a total of $63 and I don't think that is enough to really make a difference for them. I would like to do better today. Even if several of you only have an extra $9, it all helps. Here is my pledge:




No pressure. You do not need to give. It is just something I do because 25 years ago I spent some time living on the streets myself. I fixed my life and have done well but I received help. I received assistance from both of my parents and guidance from Jesus. I am not pushing Jesus on any of you, I am just saying that I went from being a druggy on the streets of Seattle to literally being able to do almost anything in this world that I want. It took a lot of hard work on my part, and many struggles to get to this place in life. My point has nothing to do with me personally other than with a little help and encouragement, maybe some of these homeless people can make the changes I did and live a long and amazing life.

Please do not feel you need to donate. This is just something I want to do to help. My address for this promotion is If you want to help people this is a good way. I do this with integrity. I do not need your money personally. The funds will be given to people that do need it. Proof will be in the pictures Zane and I post after doing this. If any of you live in Coeur D Alene, Idaho or Spokane, Washington, I would like to invite you to meet Zane and I down there so you can see what we do to help, and how important these acts of kindness are to both of us and also to the people we are helping. 

You can help Zane and I assist the homeless by sending payment to

Thanks friends.


Comment by Monty Yeager on February 3, 2023 at 3:22pm

I like reading your different thoughts. In Spokane which is close to where I live, there are many shelters but because there are so many homeless in that town, they often are unable to get a meal or have a place to sleep because of the sheer demand for food and beds. This leaves them out all day and night in a city where the lows are often in the teens and single digits in December and January. They need assistance, a nice gesture, and encouragement. I try not to analyze it too closely as far as what they do with the money. I am not giving them thousands of dollars, I am more giving them a small bag of hot food and a $20 bill. I don't care what they do with the money. Some will do drugs, some will not. I have also seen them opening a bag with three or four tacos and sharing that with other homeless on the same street. Many of these are good people that have experienced unfortunate hardship. Who am I to judge? I just want to help. Anything you or I can offer, even just a grin and wishing them a great day, would be a positive.


Comment by Alex Williams on February 3, 2023 at 2:56pm


My house is 20 minutes from downtown Seattle. Our city has one of the worst homeless disasters of any city nationwide. You can't walk downtown without seeing not just a few but really, many hundreds of homeless. They camp everywhere, are in every alley, it is rampant. My father always told me when I was young that if you give them money they will just use it to do drugs. In my adult years I have come to realize that number one, not all homeless do drugs and number two, if you want to help then give them a few dollars and let them make the choice. I do give money to them when I am in downtown Seattle. When I have to make a drive there to meet a Realtor partner or have dinner with one of my kids or a friend I have always made sure to put a small handful of dollar bills in a pocket. I never give more than a few dollars to any of them but it makes me feel good to do and it serves as an example to my teenage children. It they want to use the five bucks I hand them for drugs, a couple hamburgers, or another kind of snack it is up to them. I am happy to let them know that someone else cares about them enough to give them a few bucks, say hello, wish them a nice day. Point is to me at least it is none of my business what they do with the money. These folks have lives most of us could never imagine. The weather, violence, health troubles that go along with the tough lifestyle, hatred from society. It makes me happy to let them know even for one minute that yes they do matter.

Alexander Williams

Comment by Tina Hastings on February 3, 2023 at 2:30pm

I live in Pittsburgh, Pa. and we have homeless issues as well. It get's so cold and snowy in the winter it is hard to imagine having to spend every night out on the streets or in a tent in the woods. I support what you are doing. I wonder if there is a way we can help you by possibly having an address to purchase sleeping bags, blankets, warm clothes online and have them delivered to you to be passed out? Just thinking out loud. I will send a few dollars to support this but I always worry that handing cash to the homeless can add to their addictions? Not to stereotype but I always read online about a large percentage of these people being addicted to drugs or alcohol. They need help either way but I always think because of this maybe giving them actual food and clothing may be of bigger benefit than handing them cash? 

Comment by Admin on January 14, 2023 at 2:38pm

Thanks Lou. It's really ok, websites like this exist to help people find the funding they need for their real estate transactions. I understand most people on this website do not want to get involved in anything other than real estate funding and that is ok, everyone has the right to make their own personal choice. I will stop posting about helping others so much but I do still plan on having a monthly promotion for those members that feel like helping others is a priority. People can help any way they want, whether giving at their church, helping out at animal shelters, donating to charities that they believe in, spending time with those in their own community that need assistance. At the end of the day, me as website owner should give the people on this website what they want, and that is finance options for their investment properties. On a site called Real Estate Finance, everything else should be secondary to offering real estate financing. It is my mistake for pushing other ideas here. It is absolutely ok. I do want to say thank you for your post. It was very nice.

To anyone reading, thank you for using this website.


Comment by Louis Rosenberg on January 14, 2023 at 1:55am


I have noticed that since you have made a few posts about helping people, there seems to be much less activity on this website. Very noticeable. Here is my opinion: Keep helping people, keep posting about it, keep making a difference. Anyone that has a problem with you focusing on making a difference for people that have truly hard or even unbearable lives is just flat out a bad person. My wife and I sponsored a family through my church last month for Christmas and we did it because of a post that you made. Kindness is contagious. Unfortunately, so is being a selfish turd. I will stick with you no matter what.

Big Lou

Comment by Admin on January 13, 2023 at 7:42pm

Thanks Tollman. Thank you Jamie. Very kind of you both. In the future, I really do not want anyone talking about me here, if that is ok with all of you. Acts of kindness are something that EVERYONE should be doing. I do not need or deserve my name mentioned. If you do not start your day off by thinking to yourself 'what can I do to help others today' then why even get out of bed. Helping people is why we exist. Let's all work together to make a difference in the lives of those that can really use it!


Comment by Shaun Tollman on January 13, 2023 at 7:17pm


Sitting on my couch working on a deal and all of the sudden your blast message comes through. My man! I am so sorry I only gave $10. I will do so much better next time you offer this. 

I am happy that you and I know each other.


Comment by Jamie Cafaro on January 13, 2023 at 7:05pm

In love with you, and not just for your looks. What you are doing now, the way you use your position to change lives. Words can't even describe my feelings about this! This is so good!

Comment by Admin on January 13, 2023 at 6:52pm

Hi Friends!

To those of you that purchased discount-priced Email Blasts last week knowing that 100% of the money raised will be used to help Spokane Washington's huge homeless population, I would like to say a huge thank you. One fine individual donated $300 but does not want his name mention which is no problem at all. All together we raised $590. I used the money to spend about $70 on snacks, waters, and new socks at Fred Meyer. We also bought hot food at both Carl Jr. and Taco Bell and walked up and down the street passing it out to the homeless. I handed $20 bills to several nice homeless people and gave $40 to two of them that I could tell really needed the help.

I realize that I look like a Police Officer so I probably freaked out a few of these people but several of them were extremely grateful. I shook hands with dozens of them, and several of them gave me hugs. One guy hugged me and whispered "I was having such a tough day today but meeting the two of you gives me hope". I actually teared up a little bit when he whispered that.

I have decided that this is what I want to do... help people that are struggling and need some kind words, a few bucks, a meal, or just a smile. Zane and I are going to do this once a month. I will do a different promotion each time. There was a time a few years ago when I did email blast promotions and often took in $1000 or $1500 each time. Those days have gone and now I usually bring in a few hundred bucks, if that. Now that I am going to be using the money to help the homeless, and eventually other groups of people, I will only do these promotions once a month. It would be really nice if, between 17,000 of you, we could raise at least $1000 a month that I can use to directly assist these struggling people. If just forty of you give $25 a month, that would make a huge difference to these people that have it so tough in their lives. Many of them are suicidal and just a little boost makes a huge difference to them! Totally up to you if you want to get involved but please know it is greatly appreciated when you do.

No last names but to G, Jeffrey, and Dwight... you made a difference!

I hope you all have a great weekend.


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