Homeownership is the American dream. And whether its a turn-key/newly remodeled home or a “fixer”. Those who are buying houses right now break down into the following categories as described by the KCM blog below:

• 30% - Generation X
• 30% - Boomer Generation
• 9% - Silent Generation

Buying a home can be trying: firstly finding the right type of home in that price range you want, secondly any other multiple or competing offers, thirdly having to make…

If you have been thinking you want to buy a house soon, this is the time to buy before the rates go up again. I have dealt with all types of financing for real estate transactions over the past 26 yrs but now just do Hard Money financing. This type of loan can salvage many transactions in progress as well as help those who don’t qualify for conventional financing. It’s a lot less hassle for the buyer and seller.

You should contact your local Hard Money Lender and they should be able…

Better time than ever to own a home. Weather you are looking at moving up or becoming a first time buyer the market seems to be on the up and up. I’ve been a Broker for over 26 yrs and the rates at this time are great as is very clearly described in the below blog from the KCM Crew who I’d like to thank for continuously giving informative data regularly on the current market.

Sometimes people don’t realize it but even if you have trouble getting a loan due to poor credit, self…

Now is the time to buy the house you have been dreaming of. Home Owners are more optimistic about selling right now and are putting their houses on the market. I have dealt with all types of financing for real estate transactions but now just do Hard Money financing.  This type of loan can salvage many transactions in progress as well as help those who don’t qualify for conventional financing.  It’s just less hassle - for the Home Buyer and Seller.

If you have been turned…

LENDER’S VIEWPOINT - By Broker, Forest Tardibuono

I have an informative video for you here. 

I thought to write an article about all the changes in regulations that hit Hard Money lending as of January 10th, but I am almost too busy writing loans!  The changes in regulations have been so long in coming that I have actually pretty much taken all in stride.  The news wants to…

The below graphic illustrates why you should diligently find a way to buy a house rather than renting one. Over the 26 years I’ve been in Real Estate the market has fluctuated quite a bit. I can tell you right now owning your own home is the way to go.  Why put money into something if you never gain equity?  At times Home Buyers “wait until Spring” to buy their new home but with the current market trends continuing as they have been, house prices are only going up.

If you are…

Hello,

Preview of coming attractions!  I will have a future, more exact  Blog on the recent changes to Hard Money lending – High Cost loans.  For now, I have taken all in stride and will continue to promote Hard Money loans that fully conform to all the changes. 

Most of the changes impact Owner Occupied loans and none are horrible.  Some key things that will be different in my Owner Occupied Program…  1.  All Borrowers have to do Credit Counseling through an approved agency…

Now is the time to buy the house you’ve always wanted. Sellers are more optimistic about selling right now and they are putting their houses on the market.   The article below, by Pacific Union, goes more into detail on this.

I have dealt with all types of financing for real estate transactions but now just do Hard Money financing.  This type of loan can salvage many…

This article from Trust Deed Capital Blog cleverly explains the “what” and “why” for a Bridge Loan.  A majority of Buyers whom I speak to, do not know of this type of loan yet many could benefit from a Bridge Loan, of which I do offer (and have luckily been able to help numerous individuals).

With the decreased Sonoma County real estate inventory Bridge Loans can help potential home buyers get into a new home or help Investors buy more properties. So take a read and help…

With 2014 around the corner, it's only right for me to let Home Buyers and Home Owners (who are thinking of moving up, out, etc.) know of what's coming.  It is the time to buy, early in the new year, to save on your monthly mortgage payments.

This KCM (Keeping Current Matters) article is right on the money.  Simple infographic with clear details of why you don't want to wait any longer to find that house you've been wanting!

And if you have difficulties with loan approval yet…

For Home Buyers in today's market, smart strategies for buying a home or investment property are important. And considering your best option for a loan that will assist in your smooth acquisition should be a part of your "smart strategy".

I have dealt with all types of financing for real estate transactions but now just do Hard Money financing.  This type of loan is less hassle - for the Home Buyer and Seller.

Don't hesitate to contact me at (707) 523-2099 or through my website…

Hello again.

I wanted to encourage busy real estate agents in Northern California to establish a communication line with me for their Hard Money Buyers, including those who may need Bridge financing. 

I have saved the bacon for agents on numerous transactions this year, closing several of them within a week.…

This blog gives a very smart practice to follow when searching out a Private Money or Hard Money Lender.  Learning their track record is good way to know if you have a trustworthy and competent Lender or not.

Having dealt with real estate, conventional financing and private money loans (or hard money which it's also known as) for over 25 years I definitely recommend such a practice as is excerpted from the TRUST DEED CAPITAL BLOG:

How to Find and Approach Private Lenders For…

LENDER’S VIEWPOINT -  by Broker, Forest Tardibuono

Short information video on private money: What Is Private Money and How Can It Help?

As you have seen, the housing market values are only going up, but still the current prices are too good to miss out on.  And despite news about rates increasing, the interest rates are still within the…

Current Uses For Private Money

It’s Time To Be A Homeowner

The busy Real Estate Agent working with Buyers in today’s market needs the following lender line-up.  1.  A 30 year fixed rate lender ([1]FNMA/FHLMC).  2.  An FHA and VA lender.  3.  A credit union for those that just miss getting a 30 year fixed rate loan.  4.  A Private or Hard Money Lender. And not necessarily in…

Quick Video:   California Private Money Lender You Want To Do Business With

Quick Video:  …

Hello,

Below are recently funded loans through my office. I have been extremely busy with the many loans coming into our office, but don’t think this will put your loan on a back burner.  Oh no, we give fast and friendly service to every single person!

Please take a look at these loans, to see if you have similar scenarios that I could possibly be of service to you.  If you or someone you know has been turned down elsewhere for a real estate loan, don’t hesitate to contact me…

I haven’t always done just Hard Money loans.  After starting our real estate and mortgage company with my wife, we offered almost every single type of loan there was from 1978 through 2008.  And there were many types.

I am however currently just a Hard Money Lender. I do like to keep up-to-date on the other loan programs available.  Not just because it’s a regulation that I have to suggest other forms of loans if a Borrower comes to me who is qualified for another program, it’s always…

LENDER’S VIEWPOINT

New Year – New Regulations

Loan Structure in My Office

(Click video link to watch short entertaining and informative video about my Northern California loan program:

http://youtu.be/jjgPDU8K93o…