Ken and Ari Walker
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  • Santa Rosa, CA
  • United States
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Ken and Ari Walker's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Ken and Ari Walker Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Latest Activity

Ken and Ari Walker posted a blog post

Helping Borrowers Over 3 Decades!

34 Years of Private Money LendingProud to be offering 34 years of fast private money financing for more than 10,000 Borrowers:Primary Residence FinancingMillion Dollar Loans AvailableFAST ApprovalsProperty Condition Not A ProblemLoan of the WeekBorrower came to us to refinance his Sonoma County home for 843k. She was turned down by a local Lender due to her forbearance from covid but she really wanted to consolidate…See More
Friday
Ken and Ari Walker posted a blog post

Will the North Bay Market Cool in 2022?

Since we are coming out of unprecedented low inventories, perhaps it would be a good thing? That depends on whom you are querying.To recap the state of the market in the three counties under consideration:Total single-family homes on the market for sale in November 2021:  772 (down 46% from Nov.2020)Homes sold in November 2021:  765 Sonoma = 460 Marin = 201 Napa =…See More
Thursday
Admin liked Ken and Ari Walker's blog post It’s Been 34 Years!
Jan 14
Ken and Ari Walker posted a blog post

It’s Been 34 Years!

We are proud to be celebrating our 34th year as a family owned and operated Private Money Company!  Its an honor to have helped well over 10,000 individual Borrowers, averaging 240 completed mortgages a year.Thank you for your trust.  We look forward to many more years of Private Money Lending! Click here to learn more about…See More
Jan 13
Ken and Ari Walker posted a blog post

An Alt-A Private Money Program – for Borrowers Who Miss the Mark

Here at Sun Pacific Mortgage, we have instituted an alternative program for Borrowers who fall short of qualifying for a conventional loan – or what some refer to as an “A-Paper loan”.We found that this niche was not being serviced by a regular private money loan program so we created our own. While a Borrower’s qualifications for a conventional loan are more stringent…See More
Jan 11
Admin liked Ken and Ari Walker's blog post Can We Make Your New Year Sparkle Brighter?
Jan 7
Ken and Ari Walker posted a blog post

Can We Make Your New Year Sparkle Brighter?

May Your New Year Sparkle Brighter with Private Money!Avoid any loan slows or disapprovals by coming to us for a FAST Private Money mortgages that’ll make your New Year sparkle brighter!Loan of the WeekProgram: Investment Property Refinance Loan Size: 1.07 million Loan to value: 69% Location: Santa Clara County Why Came To Us:  Borrower was sent to us by their Agent as…See More
Jan 6
Lisa Verholtz liked Ken and Ari Walker's blog post 2022 Housing Market Forecast for Single-Family Homes
Jan 4
Ken and Ari Walker posted a blog post

2022 Housing Market Forecast for Single-Family Homes

Good news and bad news were recently posted by the California Association of Realtors (C.A.R.) regarding the economic outlook on housing. The bad news: supply constraints and higher prices will bring California home sales down slightly in 2022. The good news: transactions will still post their second highest level in the past five years.C.A.R. sees a decline in existing…See More
Jan 4
Admin liked Ken and Ari Walker's blog post Leap Into The New Year Right!
Dec 29, 2021
Ken and Ari Walker posted a blog post

Leap Into The New Year Right!

Leap Into The New Year Right!Take advantage of our Private Money Loans and the many benefits:  FAST Refinancing and Purchase Loans + Bridge Financing + Jumbo Loans + Credit issues not a problem!Recently Funded:If you or someone you know doesn’t…See More
Dec 29, 2021
Ken and Ari Walker posted a blog post

How Affordable is Housing in the North Bay Counties?

In a recent study, California’s Association of Realtors (C.A.R.) measured the percentage of households that can afford to purchase a median-priced, single-family home in California. This index is considered the most fundamental measure of housing well-being for home Buyers in the state.  Here are their findings for the North Bay Counties as of Q3/2021:NAPAMedian Home…See More
Dec 28, 2021
Admin liked Ken and Ari Walker's blog post Don’t Be Left Out In The Cold!
Dec 22, 2021
Ken and Ari Walker posted a blog post

Don’t Be Left Out In The Cold!

Feeling Left Out In The Cold? Don’t Be!We have a solution for you, a friend or family member who has been left out in the cold as they can’t get the home financing they need: Fast Private Money! Below is just one of the many ways we can help make Holiday merrier:Loan of the WeekProgram: Owner-Occupied Rush Purchase Loan Size: 1.3 million Loan to value: 63% Days to…See More
Dec 22, 2021
Ken and Ari Walker posted a blog post

SoCal Real Estate Cools Down—But Only a Bit

In recent months Southern California has seen a slight cooling of the cutthroat housing market. Perhaps it is due to home shoppers tired of losing bidding wars and who, subsequently, put their search on hold temporarily.As one Realtor put it: “What we are seeing is just a minor slowdown. Buyers can just expect slightly less pain.”  Where once you might see 20 offers on a…See More
Dec 20, 2021
Ken and Ari Walker posted a blog post

Make Your Season Merrier – Loan of the Week!

Financing To Make Your Season Merrier!Are you in need of a mortgage for a home purchase?  How about a fast Bridge loan?  Private Money Loans can provide FAST Cash!Let us make your holiday season merrier by helping you get more Buyers into homes – like we did below:Recently Financed Buyers:…See More
Dec 17, 2021

Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my parents started way back in 1988.  From day one, their aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. With the increasing need for Hard Money throughout California, to keep our trend as a family company, I started working under my dad, Forest – the guy in the White Hat, as a Loan Originator for Hard Money Loans.
I look forward to being able to provide you with honest and fast Hard Money loans!

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Ken- The Other Guy in the White Hat
CA DRE License #01858042 and NMLS #1221130

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Ken and Ari Walker's Blog

Helping Borrowers Over 3 Decades!

Posted on January 21, 2022 at 11:22am 0 Comments

34 Years of Private Money Lending

Proud to be offering 34 years of fast private money financing for more than 10,000 Borrowers:

  • Primary Residence Financing
  • Million Dollar Loans Available
  • FAST Approvals
  • Property Condition Not A Problem

Loan of the…

Continue

Will the North Bay Market Cool in 2022?

Posted on January 20, 2022 at 10:30am 0 Comments

Since we are coming out of unprecedented low inventories, perhaps it would be a good thing? That depends on whom you are querying.

To recap the state of the market in the three counties under consideration:

  • Total single-family homes on the market for sale in November 2021:  772 (down 46% from Nov.2020)
  • Homes sold in…
Continue

It’s Been 34 Years!

Posted on January 13, 2022 at 12:47pm 0 Comments

We are proud to be celebrating our 34th year as a family owned and operated Private Money Company!  Its an honor to have helped well over 10,000 individual Borrowers, averaging 240 completed mortgages a year.

Thank you for your trust.  We look forward to many more years of Private Money Lending!…



Continue

An Alt-A Private Money Program – for Borrowers Who Miss the Mark

Posted on January 11, 2022 at 11:41am 0 Comments

Here at Sun Pacific Mortgage, we have instituted an alternative program for Borrowers who fall short of qualifying for a conventional loan – or what some refer to as an “A-Paper loan”.

We found that this niche was not being serviced by a regular private money loan program so we created our own. While a Borrower’s qualifications for a…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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