Forest Tardibuono
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  • Santa Rosa, CA
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono posted a blog post

Are California Buyers Still in Bidding Wars?

Because of the lack of inventory that still exists in California real estate markets, sellers remain in the driver’s seat.  At the beginning of the pandemic, in early March, there were many who feared that this recession would trigger a repeat of the 2008 real estate debacle.  By May, the real estate market surprised the economists by remaining stable, and even…See More
3 hours ago
Louis Rosenberg liked Forest Tardibuono's blog post Recently Funded – Less Hassle Here
Friday
Forest Tardibuono posted a blog post

Recently Funded – Less Hassle Here

Less Hassle For Loan Approval With Us!Wish you could get your client’s loan approved for their purchase or refinance?If you are running into difficult underwriting regulations or client has difficult to prove income, property condition isn’t that good or their credit has some issues – we can still help with our alternative financing programs, known as Hard Money.Call today…See More
Thursday
Forest Tardibuono posted a blog post

Recession? Yes, California Housing Market Crash? No

The National Board of Economic Research (NBER) has announced that the U.S. economy is officially in a recession.  To which most of us would respond, “No kidding!”  The Bureau defines a recession like this:“A recession is a significant decline in economic activity spread across the economy, normally visible in production, employment, and other indicators.”We are…See More
Jul 28
Admin liked Forest Tardibuono's blog post Recently Funded – Have More Clients Now!
Jul 23
Forest Tardibuono posted a blog post

Recently Funded – Have More Clients Now!

Stop Turning Away Clients!We’ve become expert at the packaging of loans for “Turned Down Elsewhere” Borrowers and getting them approved & funded – fast.Our unique Alt-A Hard Money Programs with rates as low as 6.5% is quite popular, allowing us to be a resource to handle almost any Borrower profile that is less than “A” quality.So, think of us first for those clients…See More
Jul 23
Forest Tardibuono posted a blog post

Summer Is the Time to Sell in 2020

In the past years the spring housing market was the beginning of the selling season.  However, like it is in other States, because of the recent stay-in-place orders and the safety concerns, this year the California real estate season has shifted to the summer.What does that mean for both sellers and buyers up here in the North Bay areas?  There is good news on both fronts! …See More
Jul 21
Lisa Verholtz liked Forest Tardibuono's blog post Loan of the Week – Stop Turning Clients Down
Jul 20
Forest Tardibuono posted a blog post

Loan of the Week – Stop Turning Clients Down

If Turned Down Elsewhere We Can Help!We developed the idea of helping Borrowers who were “Turned Down Elsewhere” over 32 years ago.With Hard Money financing, just picture what we can do for you and/or your Borrower: Get that loan funded!  And fast! There’s that Borrower who has something in their profile making them less than “A” quality, thus not qualifying for…See More
Jul 16
Admin liked Forest Tardibuono's blog post Look for a Rebound in the Housing Market
Jul 14
Forest Tardibuono posted a blog post

Look for a Rebound in the Housing Market

A hopeful sign of the economic recovery was reported by The National Association of Realtors (NAR) last month when they found that pending home sales increased by 44.3% in May.  This statistic registered the highest month-over-month gain in the index since NAR started tracking this metric in 2001.According to the Pending Home Sales Index (PHS):“A leading indicator of…See More
Jul 14
Admin liked Forest Tardibuono's blog post Giving More Approvals – Recently Funded
Jul 9
Forest Tardibuono posted a blog post

Giving More Approvals – Recently Funded

We Make Home Loans EasierYou can get your new mortgage or refinance approved easier with us.After 32 years of offering our Alternative Financing programs we can say with confidence our Hard Money loans are just easier, faster and have less qualification requirements than conventional and traditional financial institutions.Call Today 707-523-2099 with any questions. We…See More
Jul 9
Forest Tardibuono posted a blog post

The Real Estate Market and the Rest of 2020

The question on everyone’s mind is: “What is going to happen to the housing market in the second half of this year?”  After examining unemployment, real estate, and the economic climate, the experts are taking a second look at their previous forecasts.Joel Kan, Associate Vice President of Economic and Industry Forecasting, Mortgage Bankers Association“The recovery…See More
Jul 7
Forest Tardibuono posted blog posts
Jul 1
Admin liked Forest Tardibuono's blog post Tapping Your Equity for Businesses Purpose Reasons
Jun 30

Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988.  Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. 

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Owner/Broker - Forest Tardibuono, CA DRE license #010005559 and NMLS #289456

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Forest Tardibuono's Blog

Are California Buyers Still in Bidding Wars?

Posted on August 4, 2020 at 1:28pm 0 Comments

Because of the lack of inventory that still exists in California real estate markets, sellers remain in the driver’s seat.  At the beginning of the pandemic, in early March, there were many who feared that this recession would trigger a repeat of the 2008 real estate debacle.  By May, the real estate market surprised the economists by remaining…

Continue

Recently Funded – Less Hassle Here

Posted on July 30, 2020 at 11:57am 0 Comments

Less Hassle For Loan Approval With Us!

Wish you could get your client’s loan approved for their purchase or refinance?

If you are running into difficult underwriting regulations or client has difficult to prove income, property condition isn’t that good or their credit has some issues – we…

Continue

Recession? Yes, California Housing Market Crash? No

Posted on July 28, 2020 at 1:49pm 0 Comments

The National Board of Economic Research (NBER) has announced that the U.S. economy is officially in a recession.  To which most of us would respond, “No kidding!”  The Bureau defines a recession like this:

A recession is a significant decline in economic activity spread across the economy, normally visible in…

Continue

Recently Funded – Have More Clients Now!

Posted on July 23, 2020 at 12:43pm 0 Comments

Stop Turning Away Clients!

We’ve become expert at the packaging of loans for “Turned Down Elsewhere” Borrowers and getting them approved & funded – fast.

Our unique Alt-A Hard Money Programs with rates as low as 6.5% is quite popular, allowing us to be a…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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