Forest Tardibuono
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  • Santa Rosa, CA
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono posted a blog post

Loan of the Week – Next Generation

Heading Into Our Next Generation of LendingWith over 3 decades in the business of alternative financing, we are one of the few Hard Money companies capable of lending in these uncertain times.  We continue to offer our services to those in need.  Below is just one of the many ways we can be of help, with our unique Alt-A Hard Money loan program.Loan of the WeekRecently one of…See More
Thursday
Forest Tardibuono posted a blog post

Who Predicted This Affect on California Real Estate?

One of the burning questions facing all Californians today is: with Californians self-distancing and “hunkering down” for the immediate future, what will the impact be on our real estate market and investments?  While this pandemic is causing various economic downturns, it hasn’t yet affected home values and most economist are still optimistic with regards…See More
Tuesday
Louis Rosenberg liked Forest Tardibuono's blog post Recently Funded – Helping Where Needed
May 22
Admin liked Forest Tardibuono's blog post Recently Funded – Helping Where Needed
May 21
Forest Tardibuono posted a blog post

Recently Funded – Helping Where Needed

Let Us Be Of Help When Needed.These are trying times for many.  Wouldn’t it be beneficial to discover a possible home loan program that could relieve some of the stress?  This is where we hope to be of help!The Hard Money mortgage programs we offer are backed by real estate equity –helpful for purchases, refinances for debt consolidation, to pull out additional cash for…See More
May 21
Admin liked Forest Tardibuono's blog post Home Equity to the Rescue
May 20
Forest Tardibuono posted a blog post

Home Equity to the Rescue

Despite the staggering number of unemployment claims being filed, there are many reasons we will not be seeing a significant number of foreclosures like we did during the crash of the last decade.  The major reason is that the amount of equity homeowners have today, positions them to be in a much better place than they were in 2008.Here in California, we understand the significant…See More
May 19
Lisa Verholtz liked Forest Tardibuono's blog post Unique Financing That’s Helpful Now
May 16
Forest Tardibuono posted a blog post

Unique Financing That’s Helpful Now

Get Financing From Family Company – Ranked One of the Top 500Despite current circumstances, we have successfully continued to lend to individuals who are in need of a home loan – to get fast cash-out from equity, to do repairs, money to buy a home, do debt consolidation, pay off balloon payments due, etc.Our desire to assist those who need fast financing or have just missed…See More
May 15
Forest Tardibuono posted a blog post

California Real Estate Declared ‘Essential’… What Does This Mean in the Real World?

Article by my son; and lead loan originator; at Sun Pacific Mortgage & Real Estate.The California real estate market got a boost recently, when it was reclassified as an “essential” industry.  Since March 20th face-to-face real estate sales have been non-existent.  As a result, and coupled with the economic anxieties, local…See More
May 12
Forest Tardibuono posted blog posts
May 8
Admin liked Forest Tardibuono's blog post Investing Fears Allayed by Experts We Trust
May 5
Forest Tardibuono posted a blog post

Investing Fears Allayed by Experts We Trust

All investors are looking for certainty and guidance with the Covid-19 crisis upon us.  We want to know what the best course of action might be.  A passage from a letter to the Berkshire Hathaway shareholders written by Warren Buffet in 1986 could offer some inspiration now:“[O]ccasional outbreaks of those two super-contagious diseases, fear and greed, will forever…See More
May 5
Admin liked Forest Tardibuono's blog post Loan of the Week – Giving Faster Financing
Apr 30
Forest Tardibuono posted a blog post

Loan of the Week – Giving Faster Financing

Loan of the WeekWe received a request from a Sonoma County Broker, who had a borrower with a note that had come due. Unfortunately, this borrower needed more time to repair her credit in order to qualify for conventional financing, so needed a short-term Hard Money loan.She required $550,000 to satisfy her present lender and she needed it ASAP.With a loan to value at…See More
Apr 30
Forest Tardibuono posted a blog post

Los Angeles First Quarter Report

Another great article and update by my Son and lead loan originator at Sun Pacific Mortgage & Real Estate!Best, Forest – The Guy in the White HatHard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099   www.sunpacificmortgage.com. CA DRE license #010005559 and NMLS #289456…See More
Apr 28

Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988.  Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. 

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Owner/Broker - Forest Tardibuono, CA DRE license #010005559 and NMLS #289456

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Forest Tardibuono's Blog

Loan of the Week – Next Generation

Posted on May 28, 2020 at 10:52am 0 Comments

Heading Into Our Next Generation of Lending

With over 3 decades in the business of alternative financing, we are one of the few Hard Money companies capable of lending in these uncertain times.  We continue to offer our services to those in need.  Below is just one of the many ways we can be of help, with our unique Alt-A Hard Money loan…

Continue

Who Predicted This Affect on California Real Estate?

Posted on May 26, 2020 at 12:09pm 0 Comments

One of the burning questions facing all Californians today is: with Californians self-distancing and “hunkering down” for the immediate future, what will the impact be on our real estate market and investments?  While this pandemic is causing various economic downturns, it hasn’t yet affected home values and most economist are still…

Continue

Recently Funded – Helping Where Needed

Posted on May 21, 2020 at 10:49am 0 Comments

Let Us Be Of Help When Needed.

These are trying times for many.  Wouldn’t it be beneficial to discover a possible home loan program that could relieve some of the stress?  This is where we hope to be of help!

The Hard Money mortgage programs we offer are backed by…

Continue

Home Equity to the Rescue

Posted on May 19, 2020 at 11:01am 0 Comments

Despite the staggering number of unemployment claims being filed, there are many reasons we will not be seeing a significant number of foreclosures like we did during the crash of the last decade.  The major reason is that the amount of equity homeowners have today, positions them to be in a much better place than they were in 2008.

Here in…

Continue

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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