Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono's Page

Latest Activity

Forest Tardibuono posted a blog post

Increase The Value Of Your Home

With housing inventory in shorter supply, many homeowners are opting to improve their present homes instead of risking selling and not…See More
5 hours ago
Forest Tardibuono posted a blog post

Crystal Ball Reading for Real Estate in 2017

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California.  Realtor.com has predicted that some cities will see sales growth as high as 5-6%. …See More
May 17
Forest Tardibuono added a discussion to the group Hard Money
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Crystal Ball Reading for Real Estate in 2017

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California.  Realtor.com has predicted that some cities will see sales growth as high as 5-6%. If you are experiencing or…See More
May 16
Lisa Verholtz liked Forest Tardibuono's discussion Gallup: Real Estate is Best Long-Term Investment 4 Years Running
May 14
Frank Lawson replied to Forest Tardibuono's discussion We Can Get You Loan Approval in the group Hard Money
"Are you guys able to do international funding?  I need a 20M first note.  If able I will send you details Frank"
May 12
Forest Tardibuono added 2 discussions to the group Hard Money
May 10
Forest Tardibuono added a discussion to the group Residential Financing
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Investing In Real Estate Brings Good Return

Investing In Real Estate Brings Good ReturnAccording to a ATTOM Data Solutions recent report, real estate flips proved to be a lucrative market for investors in 2016.  There were 193,009 single-family homes and condos bought and resold within a 12-month period, a new record.  Low inventory…See More
May 2
Forest Tardibuono added 2 discussions to the group Hard Money
Apr 25
Forest Tardibuono added a discussion to the group Residential Financing
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California Trust Deeds To Invest In

We are looking for private money investors willing to fund loans against California real estate. As the owner and Broker of Sun Pacific Mortgage and Real Estate,  I have been doing private money Loans for almost 30 years. Weekly we have a significant number of trust deed offerings available. These types of loans are primarily first mortgages secured by residential or commercial real estate.  They include purchase and refinance, owner occupied and investment properties as well as some land and…See More
Apr 24
Forest Tardibuono added a discussion to the group Residential Financing
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What Are Homeowners' Biggest Concerns?

Buying a home in California is one of the biggest purchases we will most likely make in our lifetime.  This experience is a major investment in time, money, and emotions.  The process can definitely be intimidating for first time home buyers, particularly.And the anxiety doesn’t end when the papers are signed.  There are worries…See More
Apr 20
Brenda Vandyke left a comment for Forest Tardibuono
"Good Afternoon, Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com"
Apr 13
Forest Tardibuono added a discussion to the group The Hard Money Website!
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We Make Big Deals Happen

We offer Hard Money financing for jumbo size loans with qualifications that are more forgiving than traditional and conventional financing.  Hard Money loans are the answer for someone with irregular income, tarnished credit, needs fast cash or property not qualify for regular financing.  These are not issues with us. Recently…See More
Apr 11
Amy Thornton liked Forest Tardibuono's discussion Earn 9-12% Return On California Investments!
Apr 8
Forest Tardibuono added a discussion to the group Hard Money
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Not-Normal Deals By Superheroes

As the real estate market continues to pick up, it could be helpful to familiarize yourself with “not-normal-financing” options, also known as Hard Money.  These loans might enable you to bring that superhero offer to a Seller, or to be the superhero Agent for your client. These “not-normal-Superhero Loans” have just 2 main…See More
Apr 6
Craig Mayes liked Forest Tardibuono's discussion What Is a Bridge Loan – And How Is It Beneficial?
Apr 3
Forest Tardibuono added a discussion to the group Hard Money
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Hard Money Loan Tutorial

 When you apply for a conventional loan, lenders are very interested in your credit scores and your income.  If you have a solid history of repaying your debts and your debt to income ratio is acceptable, you will be approved for the loan. Applying for this type of loan can be an unpleasant experience.  The process can be painfully slow, and, if you have negative items on your credit report or your income is difficult to prove, you might never get approved. Hard Money Lenders approach the…See More
Mar 30

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Increase The Value Of Your Home

Posted on May 23, 2017 at 2:00pm 0 Comments

With housing inventory in shorter supply, many homeowners…

Continue

Crystal Ball Reading for Real Estate in 2017

Posted on May 17, 2017 at 11:56am 0 Comments

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California.  Realtor.com has predicted that…

Continue

The Latest Trend for Pension Funds: Private Equity Investment

Posted on November 9, 2016 at 11:47am 0 Comments

Recently it has become increasingly clear that private equity is an attractive option for pension funds. Because the ultimate question in any investment decision, big or small, is the return on money, Investors are turning to private equity funds to bolster their…

Continue

Need To Know Basis – The Shrewd Realtor

Posted on September 8, 2016 at 1:49pm 0 Comments

As a real estate agent you need to know the products out there for the buyer.  I mean loan products.  Everyone and anyone could buy a home during the heyday!  Now there are really only a few loan programs: 

#1 - The government regulated (Fannie Mae/Freddie Mac, FHA, VA)

#2 - The In-House loans (credit unions and local banks)

#3 - Lastly “Hard Money” 

The government regulated loans such as FHA are regulated – pretty heavily.  The banks and underwriters are worried…

Continue

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At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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