Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Latest Activity

Samuel Ortega Lao left a comment for Forest Tardibuono
"Hi Forest Do you like to do lending here in PHILIPPINES? Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited . Let me know if you wanted to take a look the…"
yesterday
Admin liked Forest Tardibuono's blog post WANTED: Your Alt-A Loans!
yesterday
Forest Tardibuono posted a blog post

WANTED: Your Alt-A Loans!

We have the perfect solution for a home buyer or borrower who miss qualifying for a home loan or refinance by just a slim margin, through another conventional lender. Solution is our unique Alt-A Hard Money program!– 65% LTV or less– Good credit (640 and up)– Rates as low as 6%* interest only– Property in good condition and nice locationLoan Of The WeekA Mortgage Broker reached out to…See More
yesterday
Admin liked Forest Tardibuono's blog post Home Improvement Ideas That Won’t Break the Bank
Tuesday
Forest Tardibuono posted a blog post

Home Improvement Ideas That Won’t Break the Bank

Keeping costs down while improving your property is a definite “must”, especially for a rental.  Some of the more cost-effective ways to achieve the best return on your investment may be the following:Paint: You can change the entire perception of a property with the right paint color choice.  For example, paint can make a small room look larger or a dark space…See More
Tuesday
Admin liked Forest Tardibuono's blog post Our New Loan Program Is Wrangling Up Fast Approvals!
Sep 12
Forest Tardibuono posted a blog post

Our New Loan Program Is Wrangling Up Fast Approvals!

Real estate loan turned down at the last minute?  Strong borrower but just don’t quite qualify for traditional “A-paper” financing? This is where our new Alt-A Hard Money program can help, with lower rates between 6 – 8%!   The main qualifications are: – 65% Loan To Value or less– Property in good condition and in nice location – Good credit (640 and…See More
Sep 12
Forest Tardibuono posted a blog post

7 Useful Things You Might Not Know About

Arrow by your gas gauge:  Next to the gas gauge of nearly every car that’s been manufactured since 2010, there is an arrow that either points to the left or the right. A lot of people might never have noticed it, but it identifies the side of the car where you will find your gas tank.  This is especially helpful when you drive a rental car!Holes in pot handles: There…See More
Sep 10
Admin liked Forest Tardibuono's profile
Sep 7
Admin liked Forest Tardibuono's blog post The Housing Market In The Next Economic Slowdown
Sep 6
Shaun Tollman liked Forest Tardibuono's blog post Breaking News: New Loan Program!
Sep 6
Admin liked Forest Tardibuono's blog post Breaking News: New Loan Program!
Sep 6
Forest Tardibuono posted a blog post

Breaking News: New Loan Program!

For anyone who is just shy of qualifying for conventional “A-paper” real estate loans, our unique Alt-A Hard Money program is here!  Below are the key qualifications:– Good credit (640 and up)– Lower rates from 6% – 8%!– Property in good condition, in nice location– Loan To Value 65% or underOur Latest Alt-A Loan Of The Week:Homeowner looking to pull $350,000 out of a property…See More
Sep 6
Forest Tardibuono posted a blog post

The Housing Market In The Next Economic Slowdown

Recent reports seem to hint at the dreaded economic “Big R” [Recession].  According to the 2019 Zillow Home Price Expectations Surve, released June 5, 50% of the surveyed economists, investment strategists and housing market…See More
Sep 4
Admin liked Forest Tardibuono's blog post Recently Funded – Most Popular: Alt-A Loan!
Aug 30
Forest Tardibuono posted a blog post

Recently Funded – Most Popular: Alt-A Loan!

Any Home Buyer or Borrower who just misses qualifying for regular “A-paper” financing, this one-of-a-kind Hard Money loan program is for them:– Lower rates from 6% – 8%!– Good credit (640 and up)– Loan To Value 64% or less– Property in good condition & locationRecently Funded – Greatly Benefiting From This New Program: Location:  Santa Rosa, Sonoma CountyWhy Came To…See More
Aug 29

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

WANTED: Your Alt-A Loans!

Posted on September 19, 2019 at 10:33am 0 Comments

We have the perfect solution for a home buyer or borrower who miss qualifying for a home loan or refinance by just a slim margin, through another conventional lender. 

Solution is our unique Alt-A Hard Money program!

– 65% LTV or less

– Good credit (640 and up)

– Rates as low as 6%*…

Continue

Home Improvement Ideas That Won’t Break the Bank

Posted on September 17, 2019 at 10:55am 0 Comments

Keeping costs down while improving your property is a definite “must”, especially for a rental.  Some of the more cost-effective ways to achieve the best return on your investment may be the following:

Paint: You can change the entire perception of a property with the right paint color choice.  For example,…

Continue

Our New Loan Program Is Wrangling Up Fast Approvals!

Posted on September 12, 2019 at 10:54am 0 Comments

Real estate loan turned down at the last minute?  Strong borrower but just don’t quite qualify for traditional “A-paper” financing? 

This is where our new Alt-A Hard Money program can help, with lower rates between 6 – 8%!   The main qualifications are: 

– 65% Loan To Value or…

Continue

7 Useful Things You Might Not Know About

Posted on September 10, 2019 at 11:30am 0 Comments

  1. Arrow by your gas gauge:  Next to the gas gauge of nearly every car that’s been manufactured since 2010, there is an arrow that either points to the left or the right. A lot of people might never have noticed it, but it identifies the side of the car where you will find your gas tank.  This is especially helpful when you…
Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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