Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono's Page

Latest Activity

Admin liked Forest Tardibuono's blog post Accomplish Your “Catch of the Day” With Hard Money
yesterday
Forest Tardibuono posted a blog post

Accomplish Your “Catch of the Day” With Hard Money

   Investment Purchase LoanDaly City, California I had a Realtor and his Buyer call me, wanting a fast loan.  The Borrower didn’t want to miss out on a good property buy in San Mateo County.  He was able to do a 35% down payment but needed a $460K loan to complete the purchase. With our Hard Money programs, getting fast real…See More
yesterday
Forest Tardibuono posted a blog post

California Legalizes Granny Units

In an attempt to find a solution to the growing housing shortage, California  enacted a law at the beginning of this year that permits small residential units on single-family lots.  Hopefully, this move will provide more affordable housing in a market that is experiencing a severe lack of housing.What will one of these ADUs,…See More
Tuesday
Joe Bennett liked Forest Tardibuono's blog post Thinking of Downsizing?
Jun 14
Forest Tardibuono posted a blog post

Thinking of Downsizing?

 There are several advantages of selling your house in this market and investing in a smaller residence.  The most basic and obvious reason is the financial benefit.  A smaller home means less space to maintain, less stress, and less money spent on upkeep.  It allows you to save more money toward retirement. The reasons people…See More
Jun 13
Forest Tardibuono added a discussion to the group Hard Money
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Hard Money – No Fake News Here

  Instead of taking full advantage of the recent fake news fad and sensational headlines,  letting you know of our amazing skills as water-skiers, we’ll get right down to the truth: We are highly experienced Hard Money Lenders available to help you, a client or someone you know obtain a real estate loan, especially when turned down…See More
Jun 6
Forest Tardibuono posted a blog post

Is 2017 The Year Of Real Estate Investing?

Recently a chief economist for Fannie Mae, Douglas Duncan, told a group of financial professionals he sees no recession in sight.  His group forecasts the economy will grow by a conservative 2% this year.  But, he added, “Frankly, from a housing perspective, I think there will be a strong growth.” Mr. Douglas is…See More
Jun 1
Forest Tardibuono added a discussion to the group Hard Money
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Rescuing a Realtor and his Home Buyer

   Santa Rosa, California Bridge Loan A busy Realtor in Sonoma County contacted me to help rescue a frantic client, who was trying to buy a home while her current house was being sold.  The home buyer was having difficulty getting loan approval elsewhere because she didn’t make enough income; however, she did have a free and clear home she was selling.  Our Bridge Loan program allowed us to do a $450K loan against her home about to be listed for $1.7million.  This became the down payment for…See More
May 30
Forest Tardibuono replied to Stan Wood's discussion Note Purchase
"Good morning Stan,  I would be happy to help.  Been lending for almost 30 years now as a hard money broker in Sonoma County, California.  I am only licensed for the state of California.  Where is this property…"
May 24
Forest Tardibuono posted a blog post

Increase The Value Of Your Home

With housing inventory in shorter supply, many homeowners are opting to improve their present homes instead of risking selling and not…See More
May 23
Forest Tardibuono posted a blog post

Crystal Ball Reading for Real Estate in 2017

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California.  Realtor.com has predicted that some cities will see sales growth as high as 5-6%. …See More
May 17
Forest Tardibuono added a discussion to the group Hard Money
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Crystal Ball Reading for Real Estate in 2017

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California.  Realtor.com has predicted that some cities will see sales growth as high as 5-6%. If you are experiencing or…See More
May 16
Lisa Verholtz liked Forest Tardibuono's discussion Gallup: Real Estate is Best Long-Term Investment 4 Years Running
May 14
Frank Lawson replied to Forest Tardibuono's discussion We Can Get You Loan Approval in the group Hard Money
"Are you guys able to do international funding?  I need a 20M first note.  If able I will send you details Frank"
May 12
Forest Tardibuono added 2 discussions to the group Hard Money
May 10
Forest Tardibuono added a discussion to the group Residential Financing
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Investing In Real Estate Brings Good Return

Investing In Real Estate Brings Good ReturnAccording to a ATTOM Data Solutions recent report, real estate flips proved to be a lucrative market for investors in 2016.  There were 193,009 single-family homes and condos bought and resold within a 12-month period, a new record.  Low inventory…See More
May 2

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Accomplish Your “Catch of the Day” With Hard Money

Posted on June 21, 2017 at 1:02pm 0 Comments

 

 

 

Investment Purchase Loan

Daly City, California

 

I had a Realtor and his Buyer call me, wanting…

Continue

California Legalizes Granny Units

Posted on June 20, 2017 at 11:05am 0 Comments

In an attempt to find a solution to the growing housing shortage, California  enacted a law at the beginning of this year that permits small residential units on single-family lots.  Hopefully, this move will provide more affordable housing in a market that is…

Continue

Thinking of Downsizing?

Posted on June 13, 2017 at 1:43pm 0 Comments

 

There are several advantages of selling your house in this market and investing in a smaller residence.  The most basic and obvious reason is the financial benefit.  A smaller home means less space to maintain, less stress, and less money spent on upkeep.  It allows you…

Continue

Is 2017 The Year Of Real Estate Investing?

Posted on June 1, 2017 at 2:40pm 0 Comments

Recently a chief economist for Fannie Mae, Douglas Duncan, told a group of financial professionals he sees no recession in sight.  His group forecasts the economy will grow by a conservative 2% this year.  But, he added, “Frankly, from a housing…

Continue

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At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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