Forest Tardibuono
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  • Santa Rosa, CA
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically considered a cash sale by the Seller, making the…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Latest Activity

Forest Tardibuono posted a blog post

September’s San Francisco Real Estate Market Update

As one editor expressed it, “This year has been a dumpster fire that makes us feel foolish for all the other times we whined about what a lousy year it was.”   A definite glimmer of hope has consistently been the real estate market.  Looking at the statistics available for single family homes from September in San Francisco, we can see that it continues to be a positive factor in an otherwise depressing…See More
Friday
Admin liked Forest Tardibuono's blog post Fast Loans – Halloween Specialty!
Thursday
Forest Tardibuono posted a blog post

Fast Loans – Halloween Specialty!

Alternative Financing from the Guys in the White HatsTake advantage of our Hard Money loan specialties for Halloween: – Fast Approvals! Fast Fundings!– Financing for Owner Occupied, Non-Owner Occupied, Consumer & Business Purpose.– Self Employed not an issue.– Credit Not An Issue!Send us your scenarios! Call Today 707-523-2099. …See More
Thursday
Forest Tardibuono posted a blog post

Real Estate Market Results for San Francisco Peninsula Areas – September 2020

Oct 20, 2020  california, investingWhile there was some slight fluctuation in sales pricing from August to September, asking and sales price were very much in line.  Below is a summary of 6…See More
Oct 20
Forest Tardibuono posted a blog post

Are Urban Areas Losing Appeal During This Pandemic?

According to a couple of new surveys out, this would appear to be the case. Americans in general, and Californians in particular, seem to be longing for the open spaces that cities cannot offer.  As a result, we are seeing an influx of buyers to the suburbs and more rural areas of our state.  In one such study conducted by Realtor Magazine, Lawrence Yun, Chief…See More
Oct 16
Jamie Cafaro liked Forest Tardibuono's blog post Autumn Specials – Recently Funded!
Oct 15
Forest Tardibuono posted a blog post

Autumn Specials – Recently Funded!

Autumn Special: Fast Loans!No covid or stressful regulations when you use our alternative financing programs.Expect FAST loan approvals!  Expect FAST closings & fundings for your clients!Call Us 707-523-2099.  We’ll let you know quickly what we can do for you and or your clients.Recently Approved & FundedProgram:  Investment Property RefinanceLoan Size:  486,000Days to…See More
Oct 15
Admin liked Forest Tardibuono's blog post Have Tax Questions About Selling Your Home?
Oct 14
Forest Tardibuono posted a blog post

Don’t Let Your Bad Credit Score Keep You from Becoming a Homeowner in California!

Looking for a home loan with a bad credit score can be intimidating and frightening.   But it can be done!  A little homework and reading this blog should give you all the courage and ammunition you need to forge ahead in your pursuit of homeownership.First, let’s explain the understanding of “bad credit”.  Credit scores,…See More
Oct 14
Forest Tardibuono posted a blog post

Have Tax Questions About Selling Your Home?

A recent article posted on Intuit’s Turbo Tax website addressed a series of questions and answers that every property seller should know before engaging in a real estate contract.This is good information to be aware of, thus our sharing.  Providing answers to these questions is “out of bounds” for anyone without the proper legal credentials, which is why we are…See More
Sep 29
Lisa Verholtz liked Forest Tardibuono's blog post Should You Buy a New or Existing Home?
Sep 28
Forest Tardibuono posted a blog post

Should You Buy a New or Existing Home?

Contrary to what some believed at the beginning of the shelter-in-place order, residential housing has flourished.  And despite the screeching halt in the economy earlier in the year, home values have appreciated, and buyers are popping up all over California!  Home builders are seeing a flood of applications for new home purchases which far exceed the rate they saw…See More
Sep 25
Forest Tardibuono posted a blog post

Just Approvals, No Regs – Recently Funded!

(What Is Hard Money Really? Click above to play video and find out!)No Regs Here. Just Loan Approvals!No covid regulations here – just fast loan approvals.  Don’t waste time with other mortgage lenders turning you away, we can help get you the financing you want!For over 3 decades our family company has helped thousands of individuals with our Hard Money programs.Call us at…See More
Sep 24
Forest Tardibuono posted a blog post

North Bay Area August Real Estate Report

And we thought we had seen it all…but, no, there was more!  How about record-breaking heat, more fires, unhealthy air, and a pandemic?  Despite it all, the real estate market in Sonoma, Marin, and Napa counties have continued to thrive and even grow!Here are the statistics for single family homes as recently reported in the Press Democrat, by local Realtor Jeff…See More
Sep 22
Jamie Cafaro liked Forest Tardibuono's blog post Loan of the Week – Different With Experts
Sep 21
Forest Tardibuono posted a blog post

Loan of the Week – Different With Experts

(What Is Hard Money Really? Click above to play video and find out!)Let The Experts Help Get You Loan ApprovalAre you frustrated by not getting loan approval for a client?Let us help!  We do not have any covid regulations and in fact, have only 2 main qualifications:#1. If buying a property need 25-35% down payment of the purchase price. For any refinance, need good equity.#2. An ability to repay the loan (source of…See More
Sep 17

Profile Information

Company name and description
Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988.  Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. 

Our Hard Money loans soon came to the rescue with mortgages funded by private individuals. Not only did these loans make mortgages easier — thanks to fewer qualifications — they made them a lot faster too!
We frequently deliver funding in under 5 days and our personal best is 48 hours.

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, Sun Pacific Mortgage has become a leading expert in Hard Money loans and we have never run out of money to lend! 
Backed by more than 30 years of trust
Repeat customers, referred customers, realtors, lenders and brokers, we are privileged to have clients who have been placing their trust in us for the past 30 years and more. 
It’s a trust we could never buy. It is a trust you can count on. 

If the other lending institutions have turned you down for a real estate loan, give us a call… and let’s get you that money!

Owner/Broker - Forest Tardibuono, CA DRE license #010005559 and NMLS #289456

NEW!  Alt-A Financing
If you are just short of qualification for conventional or traditional financing (Fannie Mae, FHA, Portfolio lending, etc.), our exclusive Alt-A Hard Money features lower Hard Money rates at 6 to 8 percent.  It’s new, unique and yet another good reason to call us!
Help for Other Licensed Agents & Brokers
Since it opened it’s doors, Sun Pacific Mortgage has also worked closely with other realtors, lenders and brokers to assist them with their clients.  In addition to rescuing buyers and borrowers who have been turned down elsewhere at the last moment, we have also helped close deals faster by financing all-cash offers to purchase.

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Forest Tardibuono's Blog

September’s San Francisco Real Estate Market Update

Posted on October 23, 2020 at 11:44am 0 Comments

As one editor expressed it, “This year has been a dumpster fire that makes us feel foolish for all the other times we whined about what a lousy year it was.”   A definite glimmer of hope has consistently been the real estate market.  Looking at the statistics available for single family homes from September in San Francisco, we can see that it continues to be a positive factor in an…

Continue

Fast Loans – Halloween Specialty!

Posted on October 22, 2020 at 11:42am 0 Comments

Alternative Financing from the Guys in the White Hats

Take advantage of our Hard Money loan specialties for Halloween: 

Fast Approvals! Fast Fundings!

Financing for Owner Occupied, Non-Owner Occupied, Consumer & Business…

Continue

Real Estate Market Results for San Francisco Peninsula Areas – September 2020

Posted on October 20, 2020 at 11:48am 0 Comments

Oct 20, 2020  california, investing

While there was some slight fluctuation in sales pricing from August to September, asking and sales price were very…

Continue

Are Urban Areas Losing Appeal During This Pandemic?

Posted on October 16, 2020 at 12:41pm 0 Comments

According to a couple of new surveys out, this would appear to be the case. Americans in general, and Californians in particular, seem to be longing for the open spaces that cities cannot offer.  As a result, we are seeing an influx of buyers to the suburbs and more rural areas of our state.  In one such study conducted by…

Continue

Comment Wall (3 comments)

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At 3:46pm on September 19, 2019, Samuel Ortega Lao said…
Hi Forest

Do you like to do lending here in PHILIPPINES?

Real Estate business here is still very promising. And your model of lending is needed here. I am doing it but my finds is limited .

Let me know if you wanted to take a look the opportunity.

You can reach me at laosamuel@yahoo.com

Or +639173236123

Regards

Samuel Lao
Philippines
At 7:11pm on June 9, 2019, Debbie Landy said…
Hi Forest! I have a couple of investors on fox and flips in the Georgia area that is looking for hard money. What are your terms?
At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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