Forest Tardibuono
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  • Santa Rosa, CA
  • United States
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Forest Tardibuono's Discussions

Is A Private Money Loan Considered Cash?

Started this discussion. Last reply by Forest Tardibuono Nov 17, 2016. 2 Replies

A private money loan is basically…Continue

Tags: cash, offers, quick, closings, loans

Turned Down For a Real Estate Loan in California?

Started Jul 27, 2016 0 Replies

If your favorite Lender or bank turns you down for a home loan, give us a call at (707) 523-2099.  We have helped many a high-risk borrower with our creative financing programs, known as hard money. …Continue

Get a Home Loan even with Bad Credit

Started Jun 21, 2016 0 Replies

Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good…Continue

Tags: Term, Financing, FHA, Loans, Short

Local & Creative Financing For Real Estate

Started Jun 14, 2016 0 Replies

 Local & Creative Financing For Real Estate"I am truly in awe of you your company!  Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the…Continue

Tags: Estate, Loans, Real, Financing, Money

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Forest Tardibuono's Page

Latest Activity

Robert Boyd liked Forest Tardibuono's blog post Why Invest in Non-Owner-Occupied Home Loans
23 hours ago
WILLIAM A. MILLER commented on Forest Tardibuono's blog post We’ll Stand Behind You Every Step Of The Way On Your Loan!
"I have an urgent need for a partner to venture in a 100% fully funded investment with my client. I represent an interest group and would want to negotiate the possibility of a working business agreement with you.I do have the authorization of a…"
Thursday
Admin liked Forest Tardibuono's blog post Why Invest in Non-Owner-Occupied Home Loans
Thursday
Forest Tardibuono posted a blog post

Why Invest in Non-Owner-Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the…See More
Thursday
Forest Tardibuono posted a blog post

We’ll Stand Behind You Every Step Of The Way On Your Loan!

“I have a client who needs a jumbo loan super-fast. Can you help?”.  This was the question we got from a Mortgage Broker about one of his Borrowers who was trying to rapidly refinance.This Borrower had just 10 days to close on the Orange County property he wanted to buy, requiring a…See More
Monday
Shaun Tollman liked Forest Tardibuono's blog post Why Should I Sell My Home This Fall?
Oct 12
Craig Mayes liked Forest Tardibuono's blog post Why Should I Sell My Home This Fall?
Oct 11
Admin liked Forest Tardibuono's blog post Why Should I Sell My Home This Fall?
Oct 11
Forest Tardibuono posted a blog post

Why Should I Sell My Home This Fall?

There are probably a myriad of reasons to sell this Fall, but let’s look at just a few:For starters, Buyer demand is still strong.  While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR.  Although the housing inventory is still less than 6…See More
Oct 11
Admin liked Forest Tardibuono's blog post Does That Loan Have You Confused & Bewildered?
Oct 3
Forest Tardibuono posted a blog post

Does That Loan Have You Confused & Bewildered?

Let Us Help Get That Loan Done Fast!A Mortgage Broker in Southern California called us with an opportunity he was not able to do:A bridge loan for $850,000 at 65% loan to value.  His Borrower was self-employed with difficult to prove income, thus having difficulty with loan approval within the time frame required by the Seller.…See More
Oct 3
Admin liked Forest Tardibuono's blog post How To Significantly Increase The Value of Your Rental Property
Sep 28
Forest Tardibuono posted a blog post

How To Significantly Increase The Value of Your Rental Property

One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have…See More
Sep 27
Admin liked Forest Tardibuono's blog post Investment Property/Non-Owner-Occupied Loans
Sep 25
Forest Tardibuono posted a blog post

Investment Property/Non-Owner-Occupied Loans

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize…See More
Sep 25
Forest Tardibuono posted blog posts
Sep 20

Profile Information

Company name and description
Sun Pacific Mortgage & Real Estate was started by myself, Forest and my wife, Lynn Tardibuono, in January 1988, here in Sonoma County, CA.

We have always specialized in borrowers who were “turned down elsewhere”. When we first started it was a difficult time to qualify for a loan and the same can be said for now too.

We specialize in 2 areas of today’s market: We do hard money loans, starting at $50,000 but specialize in $250-$600,000. Private Money or Hard Money loans are mortgages done by individuals. They make loans to borrowers who have equity in real estate (land or house). Instead of getting a mortgage from the bank you get a mortgage from an individual who lives locally. If you have ever been turned down by the bank, call us, we might be able to do that loan.

Our criteria is just 2: #1. 30% down payment to purchase or 30% equity in some real estate. The qualifications are not as strict as the bank.

So call us and we can tell you if you qualify to refinance or buy with a private money loan!

The other area we specialize in is selling remodeled homes. Most people want a house that is finished, painted, clean and modern – a “turn key” property. That’s what we sell.

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Forest Tardibuono's Blog

Why Invest in Non-Owner-Occupied Home Loans

Posted on October 18, 2018 at 10:00am 0 Comments

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the…

Continue

We’ll Stand Behind You Every Step Of The Way On Your Loan!

Posted on October 15, 2018 at 11:11am 1 Comment



“I have a client who needs a jumbo loan super-fast. Can you help?”.  This was the question we got from a Mortgage Broker about one of his Borrowers who was trying to rapidly refinance.

This Borrower had just 10 days to close on the Orange County property he wanted…

Continue

Why Should I Sell My Home This Fall?

Posted on October 11, 2018 at 11:10am 0 Comments

There are probably a myriad of reasons to sell this Fall, but let’s look at just a few:

For starters, Buyer demand is still strong.  While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR.  Although the housing inventory is…

Continue

Does That Loan Have You Confused & Bewildered?

Posted on October 3, 2018 at 10:25am 0 Comments

Let Us Help Get That Loan Done Fast!

A Mortgage Broker in Southern California called us with an opportunity he was not able to do:

A bridge loan for $850,000 at 65% loan to value.  His Borrower was self-employed with difficult to prove income, thus…

Continue

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At 2:20pm on April 13, 2017, Brenda Vandyke said…

Good Afternoon,

Seeking a Loan based on ARV 75% to 85% and or Equity Partnership for fix n flip in San Joaquin County. If interest or if you know someone send me an email gandbrealestateinvestment@gmail.com

 
 
 

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