Here is a very easy to follow checklist for how to get a Hard Money loan, given in a recent Trust Deed Capital Blog, for those who just can’t get approved for a regular home loan…be it poor credit, condition of property, self-employed with difficult-to-prove income, etc.

Hard Money loans can be quite helpful to anyone who has found that dream home but they can't qualify yet for conventional financing...but they can qualify within 6 months to a year. It can also be helpful to a…

 We are looking to grow our Investor database throughout California. If you or anyone you know is interested in earning 9-12% on real estate investments, this message is for you: 

 We are a licensed CA Broker, Experienced Realtors and Seasoned Loan Originators. 

• We have offered Alternative Financing throughout California since 1988!
• We are a family owned & operated company.
• Invest your money in real estate mortgages.
• Earn 9-12% return…

Click this link to see our short yet informational video on our Bridge Loans

Real estate agents, home buyers or home sellers alike should know about this home loan or should I say smart home buying strategy: It is called the Bridge…

Making that final decision to buying a home is key.  It’s also necessary to do earlier than later as rents are only increasing and with the rates of mortgages, now is the time to seriously think about and then do something to get into a new home. 

As a CA Realtor and Broker for over 26 years here in Sonoma County and now just providing Private Money…

  Hello,

 In my continuing area by area report, I took a look at the Bay     Area.  I do a lot of loans in this area, because the population is so huge.  

I saw a recent headline – Bay area home sales inch higher in June.  That’s total number of sales.  That same report showed price hikes slowed from their torrid pace of November 2012 to November…

Hello,

My last blog was the Federal and California report and forecast.

I live and operate in Sonoma County so that is the first region I’ll explore.  I would guess that about 33% of the loans I write are in Sonoma County.  That’s a disproportionate amount considering I lend in the top half of the state, from Salinas to the Oregon border and east to…

Hello,

The public I write for are the Buyers needing Hard Money, the real estate agents and Realtors® working with Buyers,  those needing to refinance and investors looking for good loans.  For all those different publics, the housing news is that 2014 will be a good year. 

Federal Reserve Bank of Philadelphia President Charles…

Happy Hard Money Loans

(Click or tap here to watch on YouTube)

Hello Everyone, 

Like many of you who listen to the radio or browse YouTube, I've recently been inspired by a "happy" tune that has been circling the world. With so many folks turned down by traditional lending options, I decided to spin my own version of this "happy" tune to remind you there is another option.…

I found this article today quite pertinent to the market we are in. At times Home Buyers “wait” to buy their new home. In most cases prices go up, take my advise, I’ve been in Real Estate for 26 years. Go ahead and find your new home now. 

If you have had trouble with financing, there are many loan programs you should look into one of which being Hard Money. Sometimes people don’t realize it but even if you have trouble getting a loan due to poor credit, self employed-difficult to…

If you are one of those people out there looking to purchase your new home, whether you are a first time buyer or someone who’s looking at moving up to a bigger home or down-sizing now is the time to buy.

I’ve included an article from the KCM Crew who have explained quite clearly why the time is now with the interest rates being so low.

I’ve been in the Real Estate market for over 26 yrs as a Hard Money Broker. If you think you would have trouble qualifying for a loan due to…

Homeownership is the American dream. And whether its a turn-key/newly remodeled home or a “fixer”. Those who are buying houses right now break down into the following categories as described by the KCM blog below:

• 30% - Generation X
• 30% - Boomer Generation
• 9% - Silent Generation

Buying a home can be trying: firstly finding the right type of home in that price range you want, secondly any other multiple or competing offers, thirdly having to make…

If you have been thinking you want to buy a house soon, this is the time to buy before the rates go up again. I have dealt with all types of financing for real estate transactions over the past 26 yrs but now just do Hard Money financing. This type of loan can salvage many transactions in progress as well as help those who don’t qualify for conventional financing. It’s a lot less hassle for the buyer and seller.

You should contact your local Hard Money Lender and they should be able…

Better time than ever to own a home. Weather you are looking at moving up or becoming a first time buyer the market seems to be on the up and up. I’ve been a Broker for over 26 yrs and the rates at this time are great as is very clearly described in the below blog from the KCM Crew who I’d like to thank for continuously giving informative data regularly on the current market.

Sometimes people don’t realize it but even if you have trouble getting a loan due to poor credit, self…

Now is the time to buy the house you have been dreaming of. Home Owners are more optimistic about selling right now and are putting their houses on the market. I have dealt with all types of financing for real estate transactions but now just do Hard Money financing.  This type of loan can salvage many transactions in progress as well as help those who don’t qualify for conventional financing.  It’s just less hassle - for the Home Buyer and Seller.

If you have been turned…

LENDER’S VIEWPOINT - By Broker, Forest Tardibuono

I have an informative video for you here. 

I thought to write an article about all the changes in regulations that hit Hard Money lending as of January 10th, but I am almost too busy writing loans!  The changes in regulations have been so long in coming that I have actually pretty much taken all in stride.  The news wants to…

The below graphic illustrates why you should diligently find a way to buy a house rather than renting one. Over the 26 years I’ve been in Real Estate the market has fluctuated quite a bit. I can tell you right now owning your own home is the way to go.  Why put money into something if you never gain equity?  At times Home Buyers “wait until Spring” to buy their new home but with the current market trends continuing as they have been, house prices are only going up.

If you are…

Hello,

Preview of coming attractions!  I will have a future, more exact  Blog on the recent changes to Hard Money lending – High Cost loans.  For now, I have taken all in stride and will continue to promote Hard Money loans that fully conform to all the changes. 

Most of the changes impact Owner Occupied loans and none are horrible.  Some key things that will be different in my Owner Occupied Program…  1.  All Borrowers have to do Credit Counseling through an approved agency…

Now is the time to buy the house you’ve always wanted. Sellers are more optimistic about selling right now and they are putting their houses on the market.   The article below, by Pacific Union, goes more into detail on this.

I have dealt with all types of financing for real estate transactions but now just do Hard Money financing.  This type of loan can salvage many…

This article from Trust Deed Capital Blog cleverly explains the “what” and “why” for a Bridge Loan.  A majority of Buyers whom I speak to, do not know of this type of loan yet many could benefit from a Bridge Loan, of which I do offer (and have luckily been able to help numerous individuals).

With the decreased Sonoma County real estate inventory Bridge Loans can help potential home buyers get into a new home or help Investors buy more properties. So take a read and help…