Hard money loans aren't for everyone, but, those with less than stellar credit, needing a quick loan, wanting to fix up a property, all fall within the parameters of why hard money is beneficial.

If a Borrower qualifies for conventional or traditional financing, I tell…

Being the last hope for an individual or family to buy a home or an investment property is not just a job for us but something we are proud we can be.

We hope the following recently funded deals shows you how we can help you, your client, a family member or friend, anywhere in Sonoma County and all…

Hard Money or Private Money can be a deal-saver more times than you may realize!

We have seen an increase in larger size loans, also known as Jumbo Loans (greater than $417,000).  We hope that our updated Rate Sheet can provide you with additional “ammunition” to close more deals.

Our Family owned and operated Hard Money company…

I was inspired by a recent article posted by The Trust Deed Capital blog called “Six Things To Look For When searching For A Hard Money Lender”.

Hard Money or Private Money (interchangeable terms) can be scary to some borrowers and Agents alike who have never used it before.  However, it can be a deal-saver more times than…

The below variety of our recently funded transactions hopefully give you a clearer understanding of how we can help you and/or your clients with our alternative financing throughout Sonoma County, North Bay areas and all the rest of California!



“Thanks to your entire team for all of your hard work, patience and for going the extra mile to ensure my dad’s loan went through as soon as it possibly could. I am overall impressed with how efficient you are in particular and how much the…

Click here to see our simple but informative What Is A Bridge Loan video

Real estate agents, investors, home buyers and home sellers alike should know about this short term real estate loan - or should I say smart home buying strategy.

A Bridge or temporary loan is a type of Creative Financing that some Lenders offer. 

It is a short term loan, 12 to 18…

Hello,

I hope the below recently funded transactions will help give you a better idea how we can assist you and/or your clients with our Hard Money finance programs.

“I wanted to thank you for a very pleasant and smooth escrow closing on our loan, perhaps one of the smoothest and most professional transactions I have been involved in, both residential and commercial.

“Much gratitude goes to you and your team.”   Best of Regards & Cheers, Ed G.

Call Us…

This article covers 4 key aspects to keep in mind, for anyone who is thinking of taking advantage of a hard money loan.

Be it an individual home owner looking to refinance to consolidate debt or…

                                  Click Here to see our informative What Is Hard Money Video

Buyers still want to buy even with tarnished profiles and…

Here is a very easy to follow checklist for how to get a Hard Money loan, given in a recent Trust Deed Capital Blog, for those who just can’t get approved for a regular home loan…be it poor credit, condition of property, self-employed with difficult-to-prove income, etc.

Hard Money loans can be quite helpful to anyone who has found that dream home but they can't qualify yet for conventional financing...but they can qualify within 6 months to a year. It can also be helpful to a…

 We are looking to grow our Investor database throughout California. If you or anyone you know is interested in earning 9-12% on real estate investments, this message is for you: 

 We are a licensed CA Broker, Experienced Realtors and Seasoned Loan Originators. 

• We have offered Alternative Financing throughout California since 1988!
• We are a family owned & operated company.
• Invest your money in real estate mortgages.
• Earn 9-12% return…

Click this link to see our short yet informational video on our Bridge Loans

Real estate agents, home buyers or home sellers alike should know about this home loan or should I say smart home buying strategy: It is called the Bridge…

Making that final decision to buying a home is key.  It’s also necessary to do earlier than later as rents are only increasing and with the rates of mortgages, now is the time to seriously think about and then do something to get into a new home. 

As a CA Realtor and Broker for over 26 years here in Sonoma County and now just providing Private Money…

  Hello,

 In my continuing area by area report, I took a look at the Bay     Area.  I do a lot of loans in this area, because the population is so huge.  

I saw a recent headline – Bay area home sales inch higher in June.  That’s total number of sales.  That same report showed price hikes slowed from their torrid pace of November 2012 to November…

Hello,

My last blog was the Federal and California report and forecast.

I live and operate in Sonoma County so that is the first region I’ll explore.  I would guess that about 33% of the loans I write are in Sonoma County.  That’s a disproportionate amount considering I lend in the top half of the state, from Salinas to the Oregon border and east to…

Hello,

The public I write for are the Buyers needing Hard Money, the real estate agents and Realtors® working with Buyers,  those needing to refinance and investors looking for good loans.  For all those different publics, the housing news is that 2014 will be a good year. 

Federal Reserve Bank of Philadelphia President Charles…

Happy Hard Money Loans

(Click or tap here to watch on YouTube)

Hello Everyone, 

Like many of you who listen to the radio or browse YouTube, I've recently been inspired by a "happy" tune that has been circling the world. With so many folks turned down by traditional lending options, I decided to spin my own version of this "happy" tune to remind you there is another option.…

I found this article today quite pertinent to the market we are in. At times Home Buyers “wait” to buy their new home. In most cases prices go up, take my advise, I’ve been in Real Estate for 26 years. Go ahead and find your new home now. 

If you have had trouble with financing, there are many loan programs you should look into one of which being Hard Money. Sometimes people don’t realize it but even if you have trouble getting a loan due to poor credit, self employed-difficult to…

If you are one of those people out there looking to purchase your new home, whether you are a first time buyer or someone who’s looking at moving up to a bigger home or down-sizing now is the time to buy.

I’ve included an article from the KCM Crew who have explained quite clearly why the time is now with the interest rates being so low.

I’ve been in the Real Estate market for over 26 yrs as a Hard Money Broker. If you think you would have trouble qualifying for a loan due to…