No need to get furious because of a denied loan. Get loan approval and fast financing using our Hard Money loan programs!

A Real Estate Agent reached out to us in hopes of saving his Buyer’s purchase.  At the last moment the Lender was unable to get final Underwriter approval and Escrow was supposed to close in less than 2 weeks.

We got right to work…

Many California buyers today face the harsh reality of jumbo loan shopping.  Real estate prices what they are, larger loans are often the only option if you plan to purchase or refinance.  In California a loan is considered “jumbo” when it exceeds $726,525. (For a single-family home in other parts of the country it is $484,350.)  

But what…

COMMERCIAL MORTGAGES AND CONSTRUCTION LOANS

Commercial Real Estate Mortgages  for apartments, shopping centers, office buildings, light industrial, self storage, mobile home parks,  mixed use properties and business owner occupied properties including restaurants and bars and special purpose properties of all types 

Commercial Loans to purchase real…

HARD MONEY LOANS APPROVED & FUNDED:

We Finance Despite Credit Issues, Property Condition &

Difficult-To-Prove-Income. And we offer FAST Financing!…

*Personal Term Loan*

 650+ Credit Score Between Three Credit Bureaus (Experian, Equifax, Transunion)

DTI (Debt To Income) Ratio Must Be Under 40%

Must Show 20K+ Taxable Income

 Advantage…

“My loan payoff with another lender is due in 3 weeks, but I need just a few more months to qualify for a conventional loan. Can you help me get a fast refinance?”



This borrower needed a temporary loan of $525,000 for a property in San Diego. Our Hard…

*Personal Term Loan*

650+ Credit Score Between Three Credit Bureaus (Experian, Equifax, Transunion)

DTI (Debt To Income) Ratio Must Be Under 40%

Must Show 20K+ Taxable Income

Advantage…

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the…

Upgrading a property is expected to allow the owner to raise rents and attract higher caliber clientele. Owners have to decide if the cost of the improvement will generate additional revenue. And every improvement made has some useful life. Carpet maybe three to five years. Paint two to three years. Kitchen or bathroom seven to ten years.

So where does solar fall in all this?

Well, solar is one of very few improvements that shifts revenue from somewhere else to the owner! And…

A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year.  With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world.

Here are some examples of the forecasted changes:

• Full-height backsplashes extending all…

Often times there are obstacles that we incur on a daily basis. We buy houses from many people in these situations all over Michigan. We offer cash with quick closings. Paperwork? Don’t worry about that. We will take care of it for you. We are Investors. Not Realtors! My team will always offer you a fair price and are able to purchase multiple…

*Personal Term Loan*

650+ Credit Score Between Three Credit Bureaus (Experian, Equifax, Transunion)

DTI (Debt To Income) Ratio Must Be Under 40%

Must Show 20K+ Taxable Income

Advantage Points:

* Liquid Capital Deposited Into Account Within 5-7 Days

* No Collateral

* No Pre-Payment Penalty

* $5,000-$300,000 Funding Range

* Interest Range 6%-20%

* 3-5-7 Year Terms

* Retired Applicants…

Thank you for taking the time to review this game changing service that

will you  100% financing for your current products. Gap funding and

down payment assistance without placing a lien on the property.

The basic qualifications are simple

*Minimum 660…

“Awesome on every level!  Very professional.  Able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with, I would give Sun Pacific all ten!  Thanks guys!!” Borrower J.G.…

 According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will…

A Mortgage Broker reached out to us for a client who needed additional funds to complete a commercial property remodel.  He was on a time crunch due to prior contracts with his tenants, so needed a fast loan.

The building was in San Fernando Valley and the owner needed $805,000.  Due to property condition, he wasn’t getting loan approval. Our Hard Money programs…