Hello again.

I wanted to encourage busy real estate agents in Northern California to establish a communication line with me for their Hard Money Buyers, including those who may need Bridge financing. 

I have saved the bacon for agents on numerous transactions this year, closing several of them within a week.…

This blog gives a very smart practice to follow when searching out a Private Money or Hard Money Lender.  Learning their track record is good way to know if you have a trustworthy and competent Lender or not.

Having dealt with real estate, conventional financing and private money loans (or hard money which it's also known as) for over 25 years I definitely recommend such a practice as is excerpted from the TRUST DEED CAPITAL BLOG:

How to Find and Approach Private Lenders For…

LENDER’S VIEWPOINT -  by Broker, Forest Tardibuono

Short information video on private money: What Is Private Money and How Can It Help?

As you have seen, the housing market values are only going up, but still the current prices are too good to miss out on.  And despite news about rates increasing, the interest rates are still within the…

Current Uses For Private Money

It’s Time To Be A Homeowner

The busy Real Estate Agent working with Buyers in today’s market needs the following lender line-up.  1.  A 30 year fixed rate lender ([1]FNMA/FHLMC).  2.  An FHA and VA lender.  3.  A credit union for those that just miss getting a 30 year fixed rate loan.  4.  A Private or Hard Money Lender. And not necessarily in…

Quick Video:   California Private Money Lender You Want To Do Business With

Quick Video:  …

Hello,

Below are recently funded loans through my office. I have been extremely busy with the many loans coming into our office, but don’t think this will put your loan on a back burner.  Oh no, we give fast and friendly service to every single person!

Please take a look at these loans, to see if you have similar scenarios that I could possibly be of service to you.  If you or someone you know has been turned down elsewhere for a real estate loan, don’t hesitate to contact me…

I haven’t always done just Hard Money loans.  After starting our real estate and mortgage company with my wife, we offered almost every single type of loan there was from 1978 through 2008.  And there were many types.

I am however currently just a Hard Money Lender. I do like to keep up-to-date on the other loan programs available.  Not just because it’s a regulation that I have to suggest other forms of loans if a Borrower comes to me who is qualified for another program, it’s always…

LENDER’S VIEWPOINT

New Year – New Regulations

Loan Structure in My Office

(Click video link to watch short entertaining and informative video about my Northern California loan program:

http://youtu.be/jjgPDU8K93o…

LENDER’S VIEWPOINT

by Broker, Forest Tardibuono

“High Horse” – In a Good Way

Click for fun informative video here!…

Short video: http://www.sunpacmortgage.com/2012/11/05/how-can-i-get-a-home-loan/

I have empirical evidence of the real estate market recovery.  Statistics I monitor that have seen a dramatic turn recently.  It has me more excited about the recovery than housing sales. 

My Past Borrowers are…

As a real estate agent you need to know the products out there for the buyer.  I mean loan products.  Everyone and anyone could buy a home during the heyday!  Now it’s very limited.  There are really only a few loans:

#1 - The government regulated (Fannie Mae/Freddie Mac, FHA, VA)

#2 - The In-House loans (credit unions and local banks)

#3 - Lastly “Hard Money”.

The government regulated loans are regulated -  heavily.  The…

It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true.                         

The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in a market with not emough homes and too many eager Buyers.  It also happens on really desirable properties.  Of course this is great…

It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true.                         

The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in a market with not emough homes and too many eager Buyers.  It also happens on really desirable properties.  Of course this is great…

Lenders Viewpoint                                                                       October 4, 2012

By Forest & Lynn Tardibuono

 Proven Realtor Social Networking & Marketing Sites

Our short video:…

As a Hard Money Lender/Broker for Northern CA, I provide loans for Owner-Occupied properties which many Lenders/Brokers do not due to increased regulations, licensing, etc. I provide loans for condos, commercial properties, land, investments, etc.   

As a Hard Money or Private Money lender for the last 24 years I have been asked many, many times – “Is that a good loan?”   Initially I would do the analysis of the house payment compared to 30 year fixed rates and the costs divided by…

See short interesting video here: http://youtu.be/pM0wINY4fCE

Click link to see a short video from us: http://youtu.be/pM0wINY4fCE

Hello!                                                                                                …

Okay, Real Estate Agents know all too well the pleadings of potential Home Buyers, wanting to find a house for them to buy.  Especially now.  Since January 2012 the Real Estate market has been just getting busier and busier.   Well, with the Sonoma County market update of facts and figures, provided by Pacific Union International, it’s clear why there’s so much pleading….

Single family dwellings FOR SALE houses is down 8.4%.  SOLD houses is up 55%.  Do the math – less homes…