The market is in full swing.  Realtors and Lenders alike are discovering that it is quite a tool to be able to write an offer with 5 days for loan approval and a 10 day close of escrow!…

This is Part 2 of Owner Occupied Loans. In this writing I will feature several of the legal aspects of this all-important Program.

If you missed reading Part 1, click here!…

 A Home Owner reached out to us, hoping we could help get him a loan despite being self-employed, with difficult to prove income.  We Can!

He wanted to buy a business property in Los Altos and needed a loan for $750,000.  Using our Hard Money Loan programs,…

We work to get you FAST loan approval and financing for your real estate purchase or refinance.  Our Hard Money loans provide multiple options and can make that impossible deal – possible!  We also do Jumbo size loans. See below for some recently funded loans. …

“We wanted to THANK YOU! - so much for helping us to get this loan! This was a great experience from the beginning to funding. Really appreciate all the time and effort each of you put into making this happen for us!  Thank you so much for your assistance.”   All the Best, Borrowers J & L

 …

Our target for every loan is to hit the bullseye!  Quickly Fund; Provide Multiple Options; Make an impossible deal possible; Fund jumbo size loans.

“You are easy to work with and you get the job done.  I know early on IF you can do the deal or not and then not much changes…

Many California families and individuals continue to rent, despite the many great financial benefits to owning a home.

Home Ownership continues to be part of the American Dream. Realtor.com recently reported: “Buying remains the more attractive option in the long term – that remains the…

A local Sonoma County Mortgage Broker reached out to us about a client investor of hers who she couldn’t quite fit into loan approval bracket for conventional financing.

This real estate investor client was trying to purchase a rental in Petaluma which…

If you lived through the devastation of the North Bay fires last October, you are painfully aware that your insurance premiums are much more than a necessary evil.  Each homeowner has experienced their own heart-breaking story of the fire. Some have found that their insurance company was a supportive and helpful advocate, while others…

The California Association of Realtors (CAR) recently published a report on “The State of the Real Estate Market”.  Some of the more interesting facts included the following:

• Price per square foot was $257, down 3.3% from December, but up 5.9% YTD
• Inventory at the lowest level since June 2004 with supply constraints crossing all price ranges (no…

Only two main qualifications for our Hard Money Loans:

1. Equity or a decent down payment.
2. An ability to repay the loan. 

Call Us today at 707-523-2099 and let us help get yours or a client’s loan funded. 

We are all about BIG and FAST! 

Best, Ken & Forest – The Guys in…

Among the many predictions promoted at the beginning of each year, are the ones related to the real estate market.  2018 is no exception, and the ones emerging are both encouraging and hopeful.  According to the prognosticators,  the Bay Area can look forward to a year of moderate gains in home prices and rising inventory levels. 

Javier Vivas, director of…

“You really helped us out. Our deal was complicated, but Ken at Sun Pacific was able to hit all the moving targets. Several times I called him with questions and he took the time to go over all the details with me. The whole transaction was much better than one’s usual…

As the real estate market picks up, it could be beneficial to familiarize yourself with “not-normal-financing” options so you can be a superhero for your Seller/Buyer.  Foremost,  they can be your fastest source for a real estate loan – average funding is 2 weeks! 

These “not-normal-Superhero Loans” have just 2 main qualifications:

• Decent existing…

Our Hard Money Loan programs can be of great benefit for a client, a friend or even yourself:

-      They can be funded fast, in less than 1 week if needed.

-      They are often considered “all cash” making them stronger offers.

-      FICO scores are not a determining factor.

We are happily serving up Hard…

How To Say Goodbye To Your Home

Since the Sonoma and Napa fires we have been forced to think about saying “Goodbye” to many things, not the least of which is our home.  Those who are fortunate enough to sell their home to a willing buyer, may also experience a great sense of loss.   Our home is the place where…

Our “not-normal loans”, also known as Hard Money, have just 2 main qualifications and you can get your money fast: 

● Decent existing equity or at least 25% down payment.

● An ability to repay the loan (source of income). 

Our fastest loan funding was in 3 days – we get many loans approved and funded in…

Our “not-normal loans” have just 2 main qualifications: 

● Decent existing equity or at least 25% down payment.…

Owner Occupied Bridge/Temporary Loan

San Juan Capistrano, California 

A Realtor called me regarding a home loan that her client was having difficulty getting approved. The buyer wanted to purchase a new home in Orange County and needed a jumbo loan of…