As the real estate market picks up, it could be beneficial to familiarize yourself with “not-normal-financing” options so you can be a superhero for your Seller/Buyer.  Foremost,  they can be your fastest source for a real estate loan – average funding is 2 weeks! 

These “not-normal-Superhero Loans” have just 2 main qualifications:

  • Decent existing equity or at least 20% down payment.
  • An ability to repay the loan (source of income). 

Our loan programs include: bridge or temporary loans, business purpose loans, purchase money for a quick close, purchase or refinancing of residence or investment property, and even commercial and land loans. 

We stand ready to help you, a client or someone you know.  Call us today at 707-523-2099! 

Best, Forest & Ken – The Lending Superhero Guys in the White Hats 

Not-Normal Loans Funded By Us: 

Santa Rosa, California (Sonoma County)

Loan Amount: $568,000

Loan Program: Bridge loan

Loan To Value: 80%

Days To Fund: 12 days

Why Turned Down Elsewhere: Needed a fast loan 

Vallejo, California (Solano County)

Loan Amount: $420,000

Loan Program: Investment Property Refinance

Loan To Value: 56%

Days To Fund: 24 days

Why Turned Down Elsewhere: Short sale

 

South Lake Tahoe, California (El Dorado County)

Loan Amount: $311,000

Loan Program: Owner Occupied Temporary

Loan To Value: 64%

Days To Fund: 14 days

Why Turned Down Elsewhere: Property condition 

Orangevale, California (Sacramento County)

Loan Amount: $395,000

Loan Program: Owner Occupied Business Purpose

Loan To Value: 65%

Days To Fund: 19 days

Why Turned Down Elsewhere: Bankruptcy 

Santa Rosa, California (Sonoma County)

Loan Amount: $275,000

Loan Program: Investment Property Purchase

Loan To Value: 60%

Days To Fund: 8 days

Why Turned Down Elsewhere: FICO issues 

Best, Ken & Forest – The Guys in the White Hats

Lead Loan Originator and Hard Money Broker of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988!  707-523-2099 www.sunpacmortgage.com.  CA Bur of Real Estate license #01464899 and NMLS #360993 

Note:  Get our financing despite bad credit, difficult to prove income, property a fixer, etc.!  We finance Jumbo loans, Bridge and short term loans, Owner Occupied purchases and refinances, investment purchases, commercial and land.

Forest CA Bur of Real Estate license #01000559 and NMLS #289456

Ken CA Bur of Real Estate license #01858042 and NMLS #1221130

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