In an attempt to find a solution to the growing housing shortage, California  enacted a law at the beginning of this year that permits small residential units on single-family lots.  Hopefully, this move will provide more affordable housing in a market that is experiencing a severe lack of housing.

What will one of these…

There are several advantages of selling your house in this market and investing in a smaller residence.  The most basic and obvious reason is the financial benefit.  A smaller home means less space to maintain, less stress, and less money spent on upkeep.  It allows you to save more money toward retirement. 

The reasons…

[  

Ask any financial expert, dipping into your retirement savings is the last piece of advice you could expect. However, some circumstances require urgent attention and your retirement savings can offer the much needed financial cushion. If you’re an owner-only business or self-employed professional with a Solo 401k plan, the…

Purchase money land loan 12-24 months at market bank rates for land loan at 50% LTV. Direct lenders only . 60 acre lot fully developed with water ,electrical. High end home to be built in the future $5 million to $8 million. Purchase price $1.1 million. Million dollar homes surround the property already. It's in a well planned/established estate development. Pocket Ranch Road in Sonoma County Ca. Perfect credit, has 6 figure reserves. The 60 acres have some bank's stall at approvals. Please…

We are seeking a secured loan for the net amount of $65000.00 prior to November 15, 2016.   The collateral is a renovated 3BR 2BA home in Bristol, TN with many upgrades and 2 fireplaces. Valued at $135,000.00+.  It is owner occupied (trustees of the family trust).  Home titled in the name of the trust, but trustees have the power to remove from trust, attach lien and return to trust status.   Trustees credit scores are low 600's.  (Excessive credit card debt used to renovate the…

Refinance Using Hard Money

You have loanable equity in your property, whether it’s residential, commercial or land, and want to borrow against it.  Loanable equity means the amount you can borrow that exceeds what you already…

If you have good equity in your home, you can potentially refinance.  Below are the top 5 reasons one would refinance using hard money, also known as alternative financing: 

 …

I have heard numerous stories from my past borrowers where they were told how acquiring a home loan would be an unending, agonizing and complicated process. And that on top of this, one minuscule credit problem was going to end their journey to getting their dream home.

This is not the case if you find the right Lender. Getting a loan for the home you desire can prove to be…

Hard Money Provides...

- A Quick Close

- Multiple Options

-Shorter Term Loan

-Makes an impossible deal…

MACG REAL ESTATE & FINANCE GROUP, LLC is delighted to officially announce the launch of our newly designed (MOBILE BUSINESS LOAN.COM) website!

The Easiest and Fastest way to Get Pre-Approved for Business Financing from your mobile device!

Take a look around and let us know what you think. 

(MOBILE BUSINESS…

Honest and caring Brokers and Agents are important for any Buyer and Seller - for real estate and financial services.

The below noted KCM article reminded me of a first time Home Buyer I worked with, who was from out of town, and they told me that they had decided…

Last month a borrower called needing a short term loan on a distressed property in Oakland, which he wanted to fix up and sell (flip).

He was in contract with a purchase price of $790,000, requesting a loan of $593,000 – a…

Having a local, truly experienced and educated Hard Money Broker behind you for your purchase or refinance is more important than you may think.

A recent Hard Money article in Trust Deed Capital BLOG covers the importance of this quite nicely.  Titled "Qualities of Top Hard Money…

This Halloween you don't need to be scared of those turned down real estate loans anymore!  

If you have a client having loan difficulties and they are in California, contact me or my office at 707-523-2099 or reply back to this post, and see how we can help with our alternative financing, also known as hard money.  …

​The answer would be, "YES!".

Now is still a good time to become a home owner, especially as depicted in a recent KCM blog Buying a Home Remains 35% Less Expensive than Renting!, wherein it states "Nationally, rates would have to rise to 10.6% for renting to be cheaper than buying - and rates haven't been that high since 1989."  (Original link below). 

 …

I wanted to inform you as to what a Hard Money Rental Property or Investment Property Loan is.  We use these terms interchangeably.  They can be smaller size loans or jumbo size loans ($417,000 and up).

Click here to see our short but informative video here.…

Hard money loans aren't for everyone, but, those with less than stellar credit, needing a quick loan, wanting to fix up a property, all fall within the parameters of why hard money is beneficial.

If a Borrower qualifies for conventional or traditional financing, I tell…

Being the last hope for an individual or family to buy a home or an investment property is not just a job for us but something we are proud we can be.

We hope the following recently funded deals shows you how we can help you, your client, a family member or friend, anywhere in Sonoma County and all…