Refinance Using Hard Money

You have loanable equity in your property, whether it’s residential, commercial or land, and want to borrow against it.  Loanable equity means the amount you can borrow that exceeds what you already…

Hard Money Loan of the Month

Two weeks ago a borrower called needing a loan to buy a new Rental Property in Sea Ranch, California as part of a 1031 exchange.  Her current Lender was unable to perform with the speed that was needed to satisfy the 1031 exchange and the Seller’s…

If you have good equity in your home, you can potentially refinance.  Below are the top 5 reasons one would refinance using hard money, also known as alternative financing: 

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There was a really good article in the Wall Street Journal about Hard Money loans some time back.  It was informational to borrowers and investors alike.  It spoke of the fact that Hard Money loans account for around 2% of…

We Fund These Types of Loans, We Cannot Lie

We are the Lender of last resort if your Buyer or Borrower has been turned down by their favorite bank, savings & loan, mortgage broker or mortgage banker.  We loan up to 75% of the value of the property and in some…

I have heard numerous stories from my past borrowers where they were told how acquiring a home loan would be an unending, agonizing and complicated process. And that on top of this, one minuscule credit problem was going to end their journey to getting their dream home.

This is not the case if you find the right Lender. Getting a loan for the home you desire can prove to be…

What are Hard Money Loans and How Do They Work?

If you’re not familiar with Hard Money Loans, you may be asking yourself what they are, and what makes them different from traditional loans? If you have had trouble getting a loan through your bank or other traditional lending options due to bad credit, a past bankruptcy, or other troubles, it may be time to start looking for alternative finance solutions.

This is where Hard…

The purpose of this article is to encourage investors to continue to make these loans, in spite of the rumors that exist surrounding them.

I will start off this article the same as the beginning of Part 1, by saying that I will always offer loans to homeowners that are owner occupants. It is an important segment of lending and a heck of a niche for my office. I…

Ways To Improve Your Home For Under $1,000

There are many benefits to owning a home.  Increasing equity and the ability to make improvements or changes to the house are homeowner benefits I will discuss here.

Having worked in the real estate and mortgage industry for almost…

With Real Estate prices rebounding in California, it’s surprising to see banks still being cautious and lean only toward wealthier, lower-risk borrowers. This has left a widening gap in the mortgage industry between Lenders and potential Borrowers with less than perfect qualifications.  Mortgages in the U.S. last year totaled about 1.6 trillion, according to the…

Hard Money Provides...

- A Quick Close

- Multiple Options

-Shorter Term Loan

-Makes an impossible deal…

Hello to all Current, New and Potential Private Investors;

Becoming a Private Investor can earn 8% to 13% in return!

By investing in real estate mortgages your investment is secured. Investing in mortgages isn’t only buying or selling of mortgages at a discount. It includes directly lending your [hard] money to individuals and securing that loan with a mortgage against their…

Honest and caring Brokers and Agents are important for any Buyer and Seller - for real estate and financial services.

The below noted KCM article reminded me of a first time Home Buyer I worked with, who was from out of town, and they told me that they had decided…

Last month a borrower called needing a short term loan on a distressed property in Oakland, which he wanted to fix up and sell (flip).

He was in contract with a purchase price of $790,000, requesting a loan of $593,000 – a…

Here’s to you kicking off a fantastic new year in real estate by taking advantage of our alternative financing for you or your clients!

2015 marked another great year of Hard Money Loans from The Guys in the White Hats.  January 2016 is our family company’s 28^th year…

Having a local, truly experienced and educated Hard Money Broker behind you for your purchase or refinance is more important than you may think.

A recent Hard Money article in Trust Deed Capital BLOG covers the importance of this quite nicely.  Titled "Qualities of Top Hard Money…

I read an article about Warren Buffett's saving advice and I immediately thought of the many private investors I work with  - and the many individuals who are interested/may be interested in being a private investor in California real estate.

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This Halloween you don't need to be scared of those turned down real estate loans anymore!  

If you have a client having loan difficulties and they are in California, contact me or my office at 707-523-2099 or reply back to this post, and see how we can help with our alternative financing, also known as hard money.  …