“Awesome on every level!  Very professional.  Able to secure the perfect loan for my situation.  I highly recommend Sun Pacific Mortgage & Real Estate to anyone needing a hard money loan!  If there were ten stars available to rate with, I would give Sun Pacific all ten!  Thanks guys!!” Borrower J.G.…

 According to a majority of expert real estate prognosticators, 2019 will continue to bring a rise in home prices, as well as an increase in inventory.  All four major reporting agencies believe that home sales will…

A Mortgage Broker reached out to us for a client who needed additional funds to complete a commercial property remodel.  He was on a time crunch due to prior contracts with his tenants, so needed a fast loan.

The building was in San Fernando Valley and the owner needed $805,000.  Due to property condition, he wasn’t getting loan approval. Our Hard Money programs…

Investing in Deeds of Trusts has been around for quite some time.  In the most simplistic terms, loans made via these real estate investments are like mortgages, except that there is an investor or pool of investors making the loan instead of a bank or lending institution.  

Trust deed investing can provide high returns.  In fact, private…

If someone is out looking for homes in the winter season, it is usually a sign that they mean business.  So how do you, as the Seller, take advantage of this available market?

Start by making sure that the exterior of you home is as warm and inviting as the interior.  Bare trees make for a more exposed home, so freshen up the outside of your home by…

Recently a Real Estate Broker had a client in need of fast financing.  His Home Buyer made good income and had good credit, but due to being self employed with difficult to prove income, the prior Lender couldn’t pull through at the last minute.

The needed loan was $763,000 for a 70% loan to value to buy a non-owner, investment property in Sonoma…

“True ‘Captains of American Lending’, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.”  Borrower, M.F.…

There are so many other factors besides the size of your home that affects its value.  How about the materials used in the construction of the unit, the upgraded amenities, and most importantly, the location?  One example is a completely renovated kitchen and/or bath does not add square footage to your property but will certainly add to the…

Happy New Year!

“Out with the old and in with the new” is a common mantra for the new year. Our 2019 mantra to you is: “Out with the slow loan approval and in with faster & bigger loan approvals!”…

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift, especially in California.…

Just 2 more weeks until the end of the year!   Time to buy those last-minute gifts, move into your new home, or complete that refinance so you will have extra cash for this time of year. Let our Hard Money loan programs help you wrap up a great Holiday!…

Looking at the real estate market today can be…

“I was referred this loan from a colleague in my office. These people sold their home and were living in a hotel. They depended on me to get this done and because I knew you could and would do it, they now have a way to close escrow on their new home!

Even though the rate and term are hard money, they are paying less than their previous…

It is never a fun adventure to sell your home, especially while you’re still living in it.  And in today’s market, where multiple offers are not the norm they once were, it is even more important to observe some basic rules.

Keep your home pristine!  Not just “picked up”, but…

Helping People Makes Me Happy and seeing the family team work hard to make BIG things happen this holiday season fills my heart with joy.

We have been offering Hard Money Loans for almost 30 years now, and it still brings me joy to do what I do.

Earlier this month, a Home buyer called in, looking for a quick loan on a home she wanted…

With so much going on during the holidays, why would any sane person consider refinancing?  Well, it might make more sense than it appears at first glance.

One of the main reasons might be to pull out cash for end-of-year expenses, or to free up your cash-flow and get yourself on a better financial footing for the next year.  In 2017 the average American household…

“[The Sun Pacific Team] pulled through last minute for us to get the loan we needed to save our house! From start to finish they made everything smooth and instructions were always clear and answered quickly. We are so grateful to have found them to help us during an otherwise stressful time. Highly recommend!!” – C.L.

Fast…

You will never fumble if you take advantage of our Hard Money programs!

There are very few Hard Money companies that do Owner Occupied, both Business and Consumer Purpose loans, but we do. The distinction between these programs…