There are very few Hard Money companies that do Owner Occupied, both Business and Consumer Purpose loans, but we do. The distinction between these programs is based on Federal and State guidelines. We provide 2 different programs for business purpose and consumer purpose loans on Owner Occupied properties: A 12-month short term or a 15-year long term. The short term is for Borrowers who have an exit strategy within the 12-month term and long term if there is no such strategy. See below for examples such of loans recently funded through our office.
Let us help make a touchdown for you and your borrower with fast loan approval, for those loans that might be fumbling! Call us at (707) 523-2099 with your questions and scenarios.
Best, Ken & Forest – The Guys in the White Hats
Lead Loan Originator and Hard Money Broker of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099 www.sunpacificmortgage.com. CA DRE license #01464899 and NMLS #360993
Note: Get our financing despite bad credit, difficult to prove income, property a fixer, etc.! We finance Jumbo loans, Bridge and short-term loans, Owner Occupied purchases and refinances, investment purchases, commercial and land.