Feeling Strange About Hard Money? Let Us Show You Our Magic!

Jumbo Loan Funded Magically Fast

A Home Buyer was referred to us by his Lender because he need a few more months to fix some “strange” credit issues before he could qualify for a conventional loan. But neither of them wanted to wait or they would miss out on a great investment purchase in Napa. This is when they came to us.

The Buyer had a significant amount of money for a down payment but the loan size he needed was still quite large, at $1,750,000.00. Well, this didn’t phase us. We worked our Hard Money magic and within just 7 days, we had this loan approved, funded and cash in hand for that great investment purchase!

There is nothing strange about Hard Money.
– It is fast! (Many loans funded in less than a week)
– Just two main qualifications: 1. Decent down payment or good existing equity and
2. Ability to repay the loan (source of income).

If you or a client runs into any strange loan approval issues, don’t hesitate to Call Today at 707-523-2099 so we can help with our “Magical” Hard Money programs! Read the full article here.


Best, Ken & Forest – The Guys in the White Hats

Lead Loan Originator and Hard Money Broker of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988!  707-523-2099 www.sunpacificmortgage.com.  CA DRE license #01464899 and NMLS #360993


Note:  Get our financing despite bad credit, difficult to prove income, property a fixer, etc.!  We finance Jumbo loans, Bridge and short-term loans, Owner Occupied purchases and refin ances, investment purchases, commercial and land

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Comment by Ray Newby on August 18, 2018 at 10:55am

Can you fund out of California? Here is my deal:

I am looking for asset-based financing.

Property is in escrow.

40-unit motel, 2 mobile homes and 2 SFH, all on the same land.

The numbers are these:

Purchase price $799,000

Gross income $412,000

NOI $188,000

This is a ten-cap market…so the value of the property is $1,800,000

Seller is retiring, doesn’t need bulk cash, and is willing to carry a second of $399,000 @6% for 3 years.

I need $460,000 for the balance of purchase, closing costs and some cosmetic fixes.

I will refi in 3 years and consolidate to permanent financing.

Comment by vassi karson on August 13, 2018 at 4:44pm
I have a loan for a restaurant with 2 banquet halls for $4,900,000 including real estate and business. 
The yearly net is $900,000 documented. We don't pay upfront fees. An appraisal is already done.
Looking for 90 or 85% LTV, with seller giving a 10-15% second. If you have a program for this loan please disclose what is the loan requirements and guidelines.
If you don't accept a seller second, they can come with the down payment (10-15%) as long as they don't have to disclose proof of funds.

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