For anyone who is just shy of qualifying for conventional “A-paper” real estate loans, our unique Alt-A Hard Money program is here!  Below are the key qualifications:

Good credit (640 and up)

Lower rates from 6% – 8%!

Property in good condition, in nice location

Loan To Value 65% or under

Our Latest Alt-A Loan Of The Week:

Homeowner looking to pull $350,000 out of a property in Sonoma County, which she owned free & clear.  Very good FICO score, nice location and property in good condition but Owner had an IRS lien and difficult-to-prove-income situation so was unable to get financing elsewhere. 

With just 29% LTV, we had her loan approved and funded within just 1 week and for less than 7% interest only Hard Money rate!


If you have any questions or scenarios for us to review, call 707-523-2099.  We will let you know quickly what we can do for you!

Or email us through our website. Click here!

Best, Forest – The Guy in the White Hat
Hard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099
CA DRE license #010005559 and NMLS #289456

Note:  Get our financing despite bad credit, difficult to prove income, property a fixer, etc.!  We finance Jumbo loans, Bridge and short-term loans, Owner Occupied purchases and refinances, investment purchases and commercial.

The content of this blog contains general advice only and does not consider individual financial circumstances, desired loan amounts or existing real estate or lending transactions. This information is intended for licensed Real Estate Agents and licensed Lenders/Mortgage Brokers and is posted on our company website and specific blog sites with the express purpose of reaching such licensed individuals.

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