Since we are coming out of unprecedented low inventories, perhaps it would be a good thing? That depends on whom you are querying.

To recap the state of the market in the three counties under consideration:

• Total single-family homes on the market for sale in November 2021:  772 (down 46% from Nov.2020)
• Homes sold in…

We are proud to be celebrating our 34th year as a family owned and operated Private Money Company!  Its an honor to have helped well over 10,000 individual Borrowers, averaging 240 completed mortgages a year.

Thank you for your trust.  We look forward to many more years of Private Money Lending!…

Here at Sun Pacific Mortgage, we have instituted an alternative program for Borrowers who fall short of qualifying for a conventional loan – or what some refer to as an “A-Paper loan”.

We found that this niche was not being serviced by a regular private money loan program so we created our own. While a Borrower’s qualifications for a…

May Your New Year Sparkle Brighter with Private Money!

Avoid any loan slows or disapprovals by coming to us for a FAST Private Money mortgages that’ll make your New Year sparkle…

Good news and bad news were recently posted by the California Association of Realtors (C.A.R.) regarding the economic outlook on housing. The bad news: supply constraints and higher prices will bring California home sales down slightly in 2022. The good news: transactions will still post their second highest level in the past five years.

C.A.R.…

Leap Into The New Year Right!

Take advantage of our Private Money Loans and the many benefits:  FAST Refinancing and Purchase Loans + Bridge Financing + Jumbo Loans + Credit issues not a problem!

Recently Funded:…

In a recent study, California’s Association of Realtors (C.A.R.) measured the percentage of households that can afford to purchase a median-priced, single-family home in California. This index is considered the most fundamental measure of housing well-being for home Buyers in the state.  Here are their findings for the North Bay Counties as of…

Feeling Left Out In The Cold? Don’t Be!

We have a solution for you, a friend or family member who has been left out in the cold as they can’t get the home financing they need: Fast Private Money! Below is just one of the many ways we can help make Holiday…

In recent months Southern California has seen a slight cooling of the cutthroat housing market. Perhaps it is due to home shoppers tired of losing bidding wars and who, subsequently, put their search on hold temporarily.

As one Realtor put it: “What we are seeing is just a minor slowdown. Buyers can just expect slightly less pain.”  Where once…

Financing To Make Your Season Merrier!

Are you in need of a mortgage for a home purchase?  How about a fast Bridge loan?  Private Money Loans can provide FAST Cash!

Let us make your holiday season merrier by helping you get more Buyers into homes – like we did below:

Recently Financed Buyers:…

With the Real Estate boom we have experienced over the past couple of years, there is an increasing demand for real estate investments financing. One type of financing for investment properties may come from a private lender, and just like with a traditional lender, the Borrower agrees on a set interest rate and timeframe that they will pay the loan…

We Fund Loans FAST!  After 33 years of experience, we are specialists at FAST Private Money Mortgages.  We’re here to help you, a family member or a friend get that fast home loan for the Holidays.

Loan of the Week

A Sonoma County Agent referred his Buyer to us after being turned down by her conventional…

Experience has left a lot of us shuddering when we hear about mortgages based on “stated income.”  We remember the many Homeowners who fell into foreclosures and ended “upside down” in their mortgages largely because they were clearly unable to afford the mortgages they accepted.

Despite this, more recently one hears about the availability…

Let Our FAST Home Loans Help!

Are you in need of a mortgage for a home purchase?  How about a fast refinance?

If you need FAST financing or don’t qualify for conventional financing – yet, let…

One of our most sought-after financing programs, especially since the influx of multi offers occurring in home buying, has been our Bridge and Temporary Private Money Loan Programs.

Competition has been stiff over the past couple of years, prompting the need to make stronger initial purchase offers. Many of our…

Feeling Gratefall for Private Money!

Private Mortgages offer FAST financing! Our private money programs can rescue your real estate purchase or refinance that may be…

Another stellar month for San Francisco real estate in October. Despite all the naysayers’ predictions that the market was on its way down, all markers indicate a continued upward trend. Here are the results for last month’s single-family residence in San Francisco:

• Average List Price:  $2,093,971
• Average Sales Price:  $2,358,448…

Fast Financing that will Leaf you Breathless!

Our fastest loan was done in 2 days with many financed in under 1 week!  Let us help you with our FAST Private Money Mortgage Programs, just as…

Sun Pacific Mortgage has been in business for almost 34 years now, providing private mortgage loans to thousands of Californians. We continue to be there for those in need, due to the loyal and experienced Private Investors who trust us to perform our due diligence and provide them with sound investment opportunities.

Before we offer any loan to our…

Fast Mortgages to Fall Back on!

If you don’t qualify at this time for your home loan programs, having good Private Money loans to fall back on just might rescue your home purchase or refinance!

Give us the…