“The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic. It was like when everyone else seemed to be against us, Sun Pacific found a way to make things happen.  We cannot thank them enough!”

Borrower –…

As Spring arrives, the housing market is looking considerably more buyer-friendly compared to a year ago.  The inventory shortage of homes we have witnessed has decreased, and higher inventories are driving price cuts.

According to Realtor.com, inventories have increased by an average of 6% year over year. Markets with some of most impressive numbers…

Tune in to KSRO, Sonoma County’s NEWS TALK radio show on Sunday, April 28th at 9:00am – Stations 103.5 FM/94.5FM/1350AM.  You’ll hear from local Hard Money expert of 31+ years, Forest Tardibuono of Sun Pacific Mortgage & Real Estate.

– Curious about the benefits of alternative financing for today’s real estate…

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help.



Read more here.



Best, Forest – The Guy in the White Hat

Hard Money Broker and…

“How can you best minimize your tax obligation under the new laws if you plan to purchase a home?”. This was one of the questions addressed in a recent article from House Logic, a National Association of Realtors publication.  It offered some very helpful information regarding tax-savvy home-buying, which is worth sharing because…

Myth 1: Hard Money loans are often predatory and come from dishonest lenders.

Nothing could be further from the truth.

We have been doing hard money loans in California since 1988.  We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had…

Hard Money Saves The Day.

A busy Mortgage Lender contacted us to help rescue a distressed client who was trying to do a refinance on her house in Marin County.  She needed some additional capital for her business but was unable to get a conventional loan due to being self-employed with…

We can help you stop the frustration due those big loans not getting approved.  Let us help by getting you a BIG Green Hard Money Loan!

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 with any scenario.  We’ll let you know quickly how we can help!…

Hopefully this will remind you too, that bad news can stop you in your tracks. And this can’t be good for your business!

Sorry, we are going down memory lane…our kids house burnt down in the October 2017 fires here in Santa Rosa. We have been looking back on how we weathered that event, when local businesses and production went on a sudden standstill. But…

We fund BIG loans FAST with our Hard Money programs.

Call us at 707-523-2099 with your loan scenario and find out how we can help you, a Home Buyer or Home Seller!



Read…

A local Realtor referred his Home Buyers to us because they were having difficulty getting loan approval elsewhere.

They had found a dream home they had to have, and they were able to come up with a decent down payment.  However, they were combining households and their debts did not qualify them for a 30-year jumbo fixed rate bank loan. This is where we…

We Accomplished Our 2nd New Year Resolution… We Are Even MORE AWESOME Than Last Year!

We can get that BIG loan funded FAST with our Hard Money programs!

Call us at 707-523-2099 and find out how we can help you or your Home Buyer/Home Seller.…

Furious or angry about that big loan not getting approved? Don’t be! Our Hard Money lending programs can finance big loans fast.

Make us your first and favorite Hard Money…

We can help you or your Home Buyer/Home Seller get that BIG and FAST loan approved and funded.

Call us at 707-523-2099 and let us help make it happen!

Best, Forest – The Guy in the White Hat

Hard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of…

No need to get furious because of a denied loan. Get loan approval and fast financing using our Hard Money loan programs!

A Real Estate Agent reached out to us in hopes of saving his Buyer’s purchase.  At the last moment the Lender was unable to get final Underwriter approval and Escrow was supposed to close in less than 2 weeks.

We got right to work…

Many California buyers today face the harsh reality of jumbo loan shopping.  Real estate prices what they are, larger loans are often the only option if you plan to purchase or refinance.  In California a loan is considered “jumbo” when it exceeds $726,525. (For a single-family home in other parts of the country it is $484,350.)  

But what…

HARD MONEY LOANS APPROVED & FUNDED:

We Finance Despite Credit Issues, Property Condition &

Difficult-To-Prove-Income. And we offer FAST Financing!…

“My loan payoff with another lender is due in 3 weeks, but I need just a few more months to qualify for a conventional loan. Can you help me get a fast refinance?”



This borrower needed a temporary loan of $525,000 for a property in San Diego. Our Hard…

We attended the California Mortgage Association quarterly conference in Newport Beach from last Wednesday through Friday.  The Keynote Speaker was noted economist Christopher Thornberg from Beacon Economics.  On the current market place he states…  “This isn’t optimism, there is simply nothing out there at the moment, whether it’s the sell off in the…

A recent article based on the remodeling and design platform, Houzz, forecast some trends to look for in the coming year.  With HGTV shows continuing to capture our imaginations and wallets, we might want to know that we are in step with the design world.

Here are some examples of the forecasted changes:

• Full-height backsplashes extending all…