Take a breath!  There’s good news ahead.  According to many economists we are going to start to see an economic rebound in the second half of this year.  Here’s a look at what some of the experts are saying:

Jerome Powell, Federal Reserve Chairman:

“I think there’s a good chance that there’ll be…

If you’re getting turned down elsewhere for a mortgage, give us a chance to help using our Hard Money loans. Despite increased lending regulations elsewhere, we have the same rates, same LTVs and same “faster than conventional funding” speed, as we did before!

Let us be your new beginning to purchase a home, a new investment or even…

With the stay-at-home order gradually lifting, what was once the boom in real estate during the spring, is just now showing signs of life again as we enter summer.

To quote Joel Kan, Economist at The Mortgage Bankers Association:

“Applications for home purchases continue to recover from April’s sizable…

No Mortgage Covid-19 Regulations Here!

We want to let you know that our loan programs are not affected by any of the new regulations implemented for traditional and conventional mortgage programs.

No need to stress if you have a lack of resources for your financial needs.  Let us be your…

An article by my son; and lead loan originator at Sun Pacific Mortgage; Ken Walker.







This is the question on everyone’s mind, whether you own or rent.  When the economy will turn around is crucial to all our lives.

The National Association of Realtors (NAR) did a flash survey on May 7, 2020 and concluded…

Heading Into Our Next Generation of Lending

With over 3 decades in the business of alternative financing, we are one of the few Hard Money companies capable of lending in these uncertain times.  We continue to offer our services to those in need.  Below is just one of the many ways we can be of help, with our unique Alt-A Hard Money loan…

One of the burning questions facing all Californians today is: with Californians self-distancing and “hunkering down” for the immediate future, what will the impact be on our real estate market and investments?  While this pandemic is causing various economic downturns, it hasn’t yet affected home values and most economist are still…

Let Us Be Of Help When Needed.

These are trying times for many.  Wouldn’t it be beneficial to discover a possible home loan program that could relieve some of the stress?  This is where we hope to be of help!

The Hard Money mortgage programs we offer are backed by…

Despite the staggering number of unemployment claims being filed, there are many reasons we will not be seeing a significant number of foreclosures like we did during the crash of the last decade.  The major reason is that the amount of equity homeowners have today, positions them to be in a much better place than they were in 2008.

Here in…

Get Financing From Family Company – Ranked One of the Top 500

Despite current circumstances, we have successfully continued to lend to individuals who are in need of a home loan – to get fast cash-out from equity, to do repairs, money to buy a home, do debt consolidation, pay off balloon payments due,…

Article by my son; and lead loan originator; at Sun Pacific Mortgage & Real Estate.

The California real estate market got a boost recently, when it was reclassified as an “essential” industry.  Since March 20th face-to-face real estate sales have been non-existent. …

Even with the self-distancing limitations we face today in the San Francisco Bay Area, you can still be considering real estate investments and preparing for homeownership.  When you finally make the decision to invest in your first home, it can be terrifying.  Where to begin?  What to do first?  Here is some solid advice from Keeping…

Our Loans Can Be The Hero You Need

If you or your client are in need of some heroic alternative financing for any real estate transactions, we are here to help.

As we continue to satisfy our multitudes of investors by tightening-up borrower qualifications with lower Loan To Values and…

All investors are looking for certainty and guidance with the Covid-19 crisis upon us.  We want to know what the best course of action might be.  A passage from a letter to the Berkshire Hathaway shareholders written by Warren Buffet in 1986 could offer some inspiration now:

“[O]ccasional outbreaks of those two super-contagious…

Loan of the Week

We received a request from a Sonoma County Broker, who had a borrower with a note that had come due. Unfortunately, this borrower needed more time to repair her credit in order to qualify for conventional financing, so needed a short-term Hard Money loan.

She required $550,000 to satisfy her…

Another great article and update by my Son and lead loan originator at Sun Pacific Mortgage & Real Estate!

Best, Forest – The Guy in the White Hat

Hard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099   www.sunpacificmortgage.com. 

CA DRE license #010005559 and NMLS #289456…

Together We Will Get You A Loan!

With the help of more of our friends, we continue to stay busy, providing our alternative financing services to realtors, brokers and borrowers alike.

Call us today at 707-523-2099 with any questions or scenarios.  We’ll let you know what we can do for you and/or your…

My son, and Lead Loan Originator at Sun Pacific Mortgage & Real Estate wrote a great article highlighting an optimistic point of view on how the Real Estate Market has been performing.

 

In examining the March real estate market results, it is important to recognize that there is a time-lag of 3-6 weeks between a listing…

While there was a substantial change in the trajectory of the real estate market after the middle of March because of the stay-in-place order that was enforced, there were still some hopeful statistics to be found.  Here are some of the numbers relative to the whole month:

Inventory of properties for sale as of April 4th 2020 =

474…

Gathered More Friends…To Ensure You Get Your Loan!

Loan of the Week

Recently, a broker sent us a borrower who was looking to refinance a rental property.  He…