Many investors would like to increase their personal wealth with real estate property but dread all the work and responsibility that comes with the management and headaches inherent in rentals.  That is the reason wise investors have turned to Deeds of Trust, to realize more than average returns on their investment and avoid the hassles and potential…

Alt-A Hard Money Loans!

By The Guys in the White Hats 

This program offers lower hard money rates for your Buyers and Borrowers!

• Faster Funding – of Purchases and Refinances
• Borrowers with good credit…

Reports for last month show that the Peninsula is still a hot commodity. Homes are flying off the shelf with selling prices well above the asking price. Buyers can still expect to engage in bidding wars knowing that unless they get creative with their offer, they will probably lose out. All you need to do is examine the activity from July to…

We are privileged to have many past Borrowers who have been placing their trust in us for the past 33+ years.  Still here to help with our Private Money Loans:

• Get FAST Approvals!
• Credit Issues Are Not A Problem
• Family Owned & Operated
• We Are A Direct Lender

Loan of the…

It is no surprise that single family homes continued to be snatched up as quickly as they hit the market in July.  The data shows that available housing has continued to shrink even as the demand has escalated.  Here are the results for July 2020:

Sonoma County

• Houses that went into escrow:  622
• Closed escrow: …

Turned Down Elsewhere – We Can Help!

FAST Approvals

Trusted By Over 10,000 Borrowers

Loans Up to 2+ Million!

We’ve got your back,…

As we move into the second half of the year, one thing is clear:  the current California real estate market is a “one off”.  Both buyers and sellers are affected by the mix of conditions we are experiencing today.  Here’s a look at four key components that are shaping this unique market:

1. A Shortage of Homes for Sale:  Even though…

Carrying on the legacy of 33+ years of private money lending:

Million Dollar Loans Provided!

FAST Closing!

Credit Problems Okay!

Trusted By Over 10,000 Borrowers!

Loan…

While the housing market forecast for the second half of this year remains healthy, there may not be a better time to sell than right now.  According to the National Association of Realtors (NAR), homes are selling in an average of 17 days, and in California that number drops significantly.

Average days on the market is a strong indicator of buyer competition, and homes selling quickly is a great sign for sellers, not so much for buyers!  With inventory down, sellers can expect to…

We Finance Jumbo Loans!

Get Paid Full Commission

FAST Funding!

Over 700 Investors and Never Run Out Of Money

We want to help you and your Borrowers crush summer with our Private Money programs, just like we did…

We Finance Jumbo Loans!

Get Paid Full Commission

FAST Funding!

Over 700 Investors and Never Run Out Of Money

We want to help you and your Borrowers crush summer with our Private Money programs, just like we did…

With home prices at record highs and properties, especially in California, flying off the market in just hours, it’s no wonder that the Google search for “when is the housing market going to crash” has spiked dramatically in recent weeks.

Although this present housing mania may remind us of the mid-2000 bubble, experts say there’s no reason to prepare for a crash-landing like in 2008 and 2009.  This time the reason is simply a result of supply-and-demand.  There are just not enough…

• FAST Approvals!
• FAST Purchases and Refinances!
• Credit Problems Ok
• Local Lender, Family Owned and Operated

Loan of the Week

A Real Estate Broker in Contra Costa sent his Borrower’s loan to us, due to difficult to prove income as was self employed.

This Borrower needed 629,000 quickly to…

• FAST Approvals!
• FAST Purchases and Refinances!
• Credit Problems Ok
• Local Lender, Family Owned and Operated

Loan of the Week

A Real Estate Broker in Contra Costa sent his Borrower’s loan to us, due to difficult to prove income as was self employed.

This Borrower needed 629,000 quickly to…

Life happens, and with it sometimes it has less than desirable consequences.  An example of a negative impact on our lives is a bad credit report.  This damaging report isn’t always a sign of irresponsible choices but can just as easily be the result of an unexpected and disastrous health or financial occurrence.

Unfortunately, FICO scores don’t take into account extraneous circumstances that may have led to the disruption of your good credit.  A Hard Money loan, also known as a…

RECENTLY FUNDED

Call today 707-523-2099 with your…

Why would a real estate Buyer get a mortgage from a private lending company rather than an individual investor or conventional source?  There are numerous reasons, but to list a few:

1. You can be self employed with difficult to prove income and still get a loan.
2. You can better arrange the terms that work best for your circumstances.
3. You don’t have to do the work to build individual relationships with investors – they’ll be made for you.
4. You work with…

We are well aware of the low inventory and high prices which have prevailed in the real estate market for over a year. This has intimidated many buyers recently and kept them from attempting to get into the bidding wars.   As a buyer, what is the best approach when making an offer today that will help make your offer a stand-out?

Here are five things to keep in mind when you’re ready to make an offer:

• Know Your Numbers:  In today’s market it is essential…

FAST Closing

Stated Income (Business Purpose Loans)

Primary Residence Financing

Never ran out of money after 33 years in business!

Call today…

Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style.

When you buy stocks, you buy a tiny piece of that company.  In general, you can make money two ways with stocks:  value appreciation as the company’s stock increases and dividends.

When you buy real estate, you acquire physical land or property.  Most real estate investors make money by collecting rent or mortgage payments, as is…