You no longer need to worry about having unexpected charges added to closing costs or being “turned down elsewhere” at the last moment!  You can trust The Guys in the White Hats to be honest with your loan, from start to finish. 

And for someone who just missed qualifying for conventional financing, take advantage of our new Alt-A Hard Money program with rates as low as 6%*. 

Call today 707-523-2099 or email back with any questions or scenarios.  We will let you know quickly how we can help!

Recently Funded Loans

Location:  Napa, Napa County

Why Came To Us: Had difficult to prove income and was self employed so not having success with other lending institutions. 

Loan Program: Non-Owner-Occupied property, cash-out for business purpose.

Loan Size: $525,000 with 66% LTV

Days To Finish: 2

Location:  Murrieta, Riverside County

Why Came To Us: Had a couple of late payments on mortgages so wasn’t qualifying for financing with others. Needed additional cash for property fix-ups and this issue does not conflict with our finance requirements. 

Loan Program: Investment property refinance with cash out. 

Loan Size: $650,000 with 64% LTV

Days To Finish: 17

Location:  Geyserville, Sonoma County

Why Came To Us: Owned multiple properties with debt-to-income ratio in question with other lenders, so taking too long for financing. 

Loan Program: Non-Owner-Occupied property, cash-out for business purpose. 

Loan Size: $450,000 with 46% LTV

Days To Finish: 20

Location:  Apple Valley, San Bernardino County

Why Came To Us: Had credit issues and wanted to do debt consolidation to improve scores. 

Loan Program: Primary Residence Refinance

Loan Size: $235,000 with 67% LTV

Days To Finish: 19

Click here for more!

*APR for this rate based on a $200,000 first mortgage is 6.31%. 

Best, Forest – The Guy in the White Hat
Hard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099
CA DRE license #010005559 and NMLS #289456  

Note:  Get our financing despite bad credit, difficult to prove income, property a fixer, etc.!  We finance Jumbo loans, Bridge and short-term loans, Owner Occupied purchases and refinances, investment purchases and commercial.

The content of this blog contains general advice only and does not consider individual financial circumstances, desired loan amounts or existing real estate or lending transactions. This information is intended for licensed Real Estate Agents and licensed Lenders/Mortgage Brokers and is posted on our company website and specific blog sites with the express purpose of reaching such licensed individuals.

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