Carrying on the 3 decade legacy of our family owned and operated Private Money Lending Company.

• Get FAST Loans
• Family Owned and Operated
• Credit Problems OK
• Jumbo Loans Provided

Recently Funded:…

In today’s market it is harder than ever to find a home to buy.  Even before the health crisis there was a shortage of homes on the market, but when the stay-at-home order was imposed, many prospective sellers decided to wait which resulted in making a bad situation even worse.  Experts agree that this is the biggest challenge facing an otherwise hot market.  Danielle…

Carrying on the legacy of 33+ years of private money lending:

Credit Problems Okay!

FAST Financing!

Jumbo Loans Provided!

Trusted By Over 10,000 Borrowers!

Loan of the Week

A Home Buyer was…

While there is no better feeling as a California Realtor than helping a Home buyer find their perfect home, there is also no worse felling than to discover that they are not qualified for the mortgage needed to purchase their dream – after finding it.   That’s where a California Hard Money lender like Sun Pacific Mortgage can rescue your deal from a disastrous…

Borrowers have several options when looking for a mortgage.  But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”.

Private lending exists for several reasons, among them consider the following:

• Speed of Closing:  Conventional…

The Guys in the White Hats Can Get That Loan Done!

• FAST Approvals
• Credit Problems Ok
• Local Lender, Family owned & operated

Loan of the Week

A local Mortgage Broker in…

Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market.  This is the lowest inventory amount since 2005 and 2% below that of January.  This region generally enjoys a Spring revival in both listings and sales, but only time will…

Need FAST financing?  Turned down elsewhere for a home loan? We are Direct Private Money Lenders:

• Make Faster Offers – 10 day close!
• Difficult to prove income OK
• Trusted by over 10,000 Borrowers
• Credit Problems OK…

There is little doubt that the California housing market forecast is projected to be positive.  CAR conducted a survey and found the following opinions generally held by most of the experts:

• Buyers, sellers, and agents agreed that home prices will likely remain on their upward trend in the short term.
• 60% of agents believe…

In the February 28 edition of The Press Democrat, Garrett Snedaker presented a snapshot of the real estate facts and figures for January 2021 broken down by city and type of property.  Below are some interesting highlights:

Sonoma County:

• Inventory of SFR & condos = 525 (26% below…

We offer FAST private money financing for your real estate needs:

• FAST Loans
• More forgiving qualifications
• We Can Help Despite Being Turned Down Elsewhere!

Loan of the Week

A Broker from Santa Clara called us, requesting fast help with a Borrower she had. …

With home values appreciating by 10% in 2020, there has been some speculation that we might be in a housing bubble such as we were a decade ago.  California residents, fear not!  Here are some incredibly significant facts that this time is not like the past:

• Housing supply is extremely limited:  If supply is low, prices naturally increase. …

The housing market in San Francisco seems to be heating up much quicker than is typical for the beginning of the year.  New listings jumped in January to about 550, however, the total number of listings declined from last month while remaining well above normal for the first month of the year.

Sales were up 60% and peaked for the year in December, an…

Direct Private Money Lenders – The Guys in the White Hats

– We offer FAST Financing.

– Credit Problems Okay.

– Primary Residence & Investment Properties Financed.

– We have the Investors with the…

The growth in prices for homes in these major metros has been astonishing compared to last December.  Homeowners who held onto their homes have been rewarded with hefty increases in sold prices.  Still, the supply of pending sales is down.  Let’s look at some of the major metro areas’ statistics:

• Metro LA:  In December, average house…

After months of being at home, many Californians are looking for a new distraction or a fresh start for this new year.  The perfect place to start might be our own home!

Real estate design experts were asked what they anticipated will be the biggest home trends in the coming year.  Here are a few of their inspirations for a “new…

We Can Get That Loan Done – The Guys in the White Hats

Our Private Money programs can help you if you want fast financing or you’ve been turned down elsewhere!

Call 707-523-2099 with your scenario today.

Loan of the Week

We were recently…

Direct Private Money Loans – The Guys in the White Hats

Recently…

For many decades “hard money”, also known as “private funding”, has been a lifesaver for many prospective buyers who would have otherwise been excluded from the real estate/mortgage market.

Rather than turning your client away, wishing them “good luck” and possibly losing them to another loan agent, you now can offer them a solution with the help of a…

Direct Hard Money Lenders



The Guys in the White Hats

• FAST Financing
• Trusted by over 10,000 Borrowers
• Self-employed OK
• Credit Problems OK

We are here to help you, as we did the below…