“[Sun Pacific] did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround from docs to having a full package! They were very professional and loyal to their word.  I would recommend anyone to go there for business!” C.M.

Santa Rosa Rush…

More and more baby boomers are arriving at retirement age and are facing the question: “To sell or to stay?”.  A wise step to take at this juncture is to evaluate your home’s ability to adapt to your retirement needs. Below are some of the factors that a National Board of Realtors have suggested:

• Affordability:  Would moving to a…

Only TWO main qualifications for our loans:

1. Equity or decent down payment.
2. Ability to repay the loan.

Funding Info:

• FAST Funding ability (many done in under a week).
• Loans up to $2 Million
• FICO not generally a factor (bad or poor credit – we can still help!)
• Up to 75% loan to…

The Spring real estate market may have gotten off to a slow start this year because winter refused to release its grip on Mother Earth.  However, you can be sure that with more sunny days, the market is returning with a vengeance!

April and May have historically proven to be the top months to sell a home.  In fact, the second quarter of the…

No need to be confused by how to get your loan approved FAST. With Hard Money it’s simple!

– We can fund fast, less than 1 week if needed!

– Often considered “all cash”, makes them stronger offers.

– FICO scores are not a determining factor.

– It offers flexibility and…

Home ownership is a unique opportunity to use housing costs to build wealth over time.

The NAR (National Association of Realtors) recently published a report which broke down the equity gained from appreciation and principal payments.  According to this report, homeowners who purchased their home five years ago realized an 80% gain in…

“It was a pleasure to be able to get this loan at Sun Pacific Mortgage. This was the easiest loan process I have ever experienced in my life!! I will keep [them] on our list for any future loans needs for sure!!!  My loan process was quick, easy and very professional.”  Best, L.Q.

A Realtor reached out to us to get some fast…

After one of the worst winters in a decade, Californians are looking forward to a warmer, drier Spring.   Warmer weather tends to bring out the farmer or gardener in many of us…but where to begin? I for one love to garden and each week you can find me doing something to make my garden more full, better, more prolific.

There are many available sources…

“The entire family and staff at Sun Pacific Mortgage are the best hands down.  They are honest, direct, professional, quick, efficient and realistic. It was like when everyone else seemed to be against us, Sun Pacific found a way to make things happen.  We cannot thank them enough!”

Borrower –…

As Spring arrives, the housing market is looking considerably more buyer-friendly compared to a year ago.  The inventory shortage of homes we have witnessed has decreased, and higher inventories are driving price cuts.

According to Realtor.com, inventories have increased by an average of 6% year over year. Markets with some of most impressive numbers…

Tune in to KSRO, Sonoma County’s NEWS TALK radio show on Sunday, April 28th at 9:00am – Stations 103.5 FM/94.5FM/1350AM.  You’ll hear from local Hard Money expert of 31+ years, Forest Tardibuono of Sun Pacific Mortgage & Real Estate.

– Curious about the benefits of alternative financing for today’s real estate…

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help.



Read more here.



Best, Forest – The Guy in the White Hat

Hard Money Broker and…

“How can you best minimize your tax obligation under the new laws if you plan to purchase a home?”. This was one of the questions addressed in a recent article from House Logic, a National Association of Realtors publication.  It offered some very helpful information regarding tax-savvy home-buying, which is worth sharing because…

Myth 1: Hard Money loans are often predatory and come from dishonest lenders.

Nothing could be further from the truth.

We have been doing hard money loans in California since 1988.  We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had…

Hard Money Saves The Day.

A busy Mortgage Lender contacted us to help rescue a distressed client who was trying to do a refinance on her house in Marin County.  She needed some additional capital for her business but was unable to get a conventional loan due to being self-employed with…

We can help you stop the frustration due those big loans not getting approved.  Let us help by getting you a BIG Green Hard Money Loan!

Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 with any scenario.  We’ll let you know quickly how we can help!…

Hopefully this will remind you too, that bad news can stop you in your tracks. And this can’t be good for your business!

Sorry, we are going down memory lane…our kids house burnt down in the October 2017 fires here in Santa Rosa. We have been looking back on how we weathered that event, when local businesses and production went on a sudden standstill. But…

We fund BIG loans FAST with our Hard Money programs.

Call us at 707-523-2099 with your loan scenario and find out how we can help you, a Home Buyer or Home Seller!



Read…

A local Realtor referred his Home Buyers to us because they were having difficulty getting loan approval elsewhere.

They had found a dream home they had to have, and they were able to come up with a decent down payment.  However, they were combining households and their debts did not qualify them for a 30-year jumbo fixed rate bank loan. This is where we…

We Accomplished Our 2nd New Year Resolution… We Are Even MORE AWESOME Than Last Year!

We can get that BIG loan funded FAST with our Hard Money programs!

Call us at 707-523-2099 and find out how we can help you or your Home Buyer/Home Seller.…