Cowboy Ken to the Rescue

The quicker the close, the lower the stress. Get Fast Private Money loans for you or someone you know and leave the competition in the dust!

• Fast Approvals
• Trusted by over 10,000…

If you’re ready to make your dream of owning a home a reality, or if you are ready to upsize or downsize, you know the importance of getting pre-approved for your mortgage loan.  But what is the difference between pre-qualifying and pre-approval?

Before you embark on your house hunting journey, determine what you are comfortable spending, both…

Fine-Tuned Fast Lending

Speed means that every part of the mortgage process takes precision. One can’t offer FAST Mortgages without it. Lucky for you…

Feel The Need? The Need for Speed!

Us again – dropping into your inbox with FAST mortgage solutions.  If you or someone you know are in the need for speed financing – or you’ve been turned down elsewhere for a refinance or…

If this year proved anything, it is the importance of our home. Never before have Californians spent so much time living and working in it. All the good, the bad, and the ugly was revealed to us as we spent our lives at home these past couple of years.

While most homeowners in both Northern California and Southern California may have…

Looking back over the 2021 real estate market is mind boggling. From mid-March when we were told to “shelter-in-place” to the rapid acceleration of the market in May and continuing throughout the remainder of the year we experienced a ride we never saw coming.

Frantic Buyers looked for properties in areas where they never dreamed of living…

With the Real Estate boom we have experienced over the past couple of years, there is an increasing demand for real estate investments financing. One type of financing for investment properties may come from a private lender, and just like with a traditional lender, the Borrower agrees on a set interest rate and timeframe that they will pay…

34 Years of Private Money Lending

Proud to be offering 34 years of fast private money financing for more than 10,000 Borrowers:

• Primary Residence Financing
• Million Dollar Loans Available
• FAST Approvals
• Property Condition Not A Problem

Loan of the…

Since we are coming out of unprecedented low inventories, perhaps it would be a good thing? That depends on whom you are querying.

To recap the state of the market in the three counties under consideration:

• Total single-family homes on the market for sale in November 2021:  772 (down 46% from Nov.2020)
• Homes sold in…

Here at Sun Pacific Mortgage, we have instituted an alternative program for Borrowers who fall short of qualifying for a conventional loan – or what some refer to as an “A-Paper loan”.

We found that this niche was not being serviced by a regular private money loan program so we created our own. While a Borrower’s qualifications for a…

Good news and bad news were recently posted by the California Association of Realtors (C.A.R.) regarding the economic outlook on housing. The bad news: supply constraints and higher prices will bring California home sales down slightly in 2022. The good news: transactions will still post their second highest level in the past five years.

C.A.R.…

Leap Into The New Year Right!

Take advantage of our Private Money Loans and the many benefits:  FAST Refinancing and Purchase Loans + Bridge Financing + Jumbo Loans + Credit issues not a problem!

Recently Funded:…

In a recent study, California’s Association of Realtors (C.A.R.) measured the percentage of households that can afford to purchase a median-priced, single-family home in California. This index is considered the most fundamental measure of housing well-being for home Buyers in the state.  Here are their findings for the North Bay Counties as of…

Financing To Make Your Season Merrier!

Are you in need of a mortgage for a home purchase?  How about a fast Bridge loan?  Private Money Loans can provide FAST Cash!

Let us make your holiday season merrier by helping you get more Buyers into homes – like we did below:

Recently Financed Buyers:…

We Fund Loans FAST!  After 33 years of experience, we are specialists at FAST Private Money Mortgages.  We’re here to help you, a family member or a friend get that fast home loan for the Holidays.

Loan of the Week

A Sonoma County Agent referred his Buyer to us after being turned down by her conventional…

Another stellar month for San Francisco real estate in October. Despite all the naysayers’ predictions that the market was on its way down, all markers indicate a continued upward trend. Here are the results for last month’s single-family residence in San Francisco:

• Average List Price:  $2,093,971
• Average Sales Price:  $2,358,448…

Take advantage of our Frightfully Fast Private Money loans this Halloween:

• Get your loan financed faster!
• Our fastest funding in just 2 days!
• Financing for Owner Occupied and Non-Owner Occupied Properties
• Difficult to prove income – Not a problem
• Credit…

According to many experts, the California real estate market, along with the…

Many investors would like to increase their personal wealth with real estate property but dread all the work and responsibility that comes with the management and headaches inherent in rentals.  That is the reason wise investors have turned to Deeds of Trust, to realize more than average returns on their investment and avoid the hassles and potential…