Carrying on the legacy of 33+ years of private money lending:

Credit Problems Okay!

FAST Financing!

Jumbo Loans Provided!

Trusted By Over 10,000 Borrowers!

Loan of the Week

A Home Buyer was…

While there is no better feeling as a California Realtor than helping a Home buyer find their perfect home, there is also no worse felling than to discover that they are not qualified for the mortgage needed to purchase their dream – after finding it.   That’s where a California Hard Money lender like Sun Pacific Mortgage can rescue your deal from a disastrous…

Fix & Flip Funding Nationwide - Single Family and Multifamily!

*Loan amounts as low as $100,000, as high as $2.5 Million

*We can finance 1 to 4 unit properties as well as Multifamily properties!

*No Upfront Fees! The only thing you pay for is an appraisal after your deal is approved!

*Purchase funding up to 90% and we will finance 100% of rehab costs!

*Credit scores as low as 680 for 90% Funding, as low as 650 for 80% Funding

*Funding is Interest only, deals…

Do you have a multifamily purchase or refinance that needs financing?

Purchase funding available up to 80% LTV/LTC

Rate/Term and Cash Out Refinances up to 75% LTV

5 and 10 year ARM's available, amortized over 30 years

Need to rehab your current multifamily property? We offer rehab funding as well!

This Multifamily financing is available Nationwide on loan amounts from $1 Million up to over $50 Million

Interest rates as low as 3.5%!

I work with Real…

Hi Friends!

I hope you are all doing well this summer. COVID has definitely affected business but many lenders are still lending right now.

I own the Real Estate Finance Website. I started in this business many, many years ago back in the 1990's. I made good money with a large subprime lender, then became a Broker. Over the years I have brokered literally hundreds if not thousands of transactions. At one point I even ran my own hard money firm as a direct lender with a group of…

Loan amounts up to $20M Nationwide. Funding must be in a major metropolitan area (big city) or within 30 miles of one. Suburbs are no problem!

· Closing Time: Typically 5 to 7 business days

· Lending Areas: Metropolitan and Coastal Areas Nationwide

· Loan Term: 6 to 24 months

· Purchase, Refinance, Cash-out Refinance, Blanket Loans

· Multi-Family

· Single Family Investment Properties

· Mixed Use

· Hospitality: Hotels & Motels

· Retail Shopping…

Extra Lucky This

Saint Patrick’s Day!

* We’re Open For Business*

Bringing you extra luck this Saint Patrick’s Day.

After 32+ years we continue to be here to help get yours and/or your client’s loans approved fast with our alternative financing! 

Call us at…

When you finally decide to sell your home, what mistakes should you consciously avoid in order to have the best outcome? Although you are excited to make new memories in new spaces, you still carry deep sentimental attachments to the house you are leaving behind.  This emotional dichotomy can result in some costly mistakes. So, how should you manage this…

5.35%+

30 YEAR FIXED OR 5/1 ARM

COMMERCIAL, MIXED-USE, MULTIFAMILY & RENTAL INVESTMENT REAL ESTATE LOANS

PRIVATE WALL STREET, HEDGE FUND, FAMILY OFFICE AND PENSION PLAN MONEY

$250,000 TO $100 MILLION IN 45 STATES

Refinance or cash-out at 75% of appraised value

Finance 80% of purchase price

100% financing with…

California Only...New Investor Rehab Program Up to 100% LTV Purchase!

Experienced Investors Do you need more $$ to take advantage of great deals. Here is a program to help experienced investors leverage their capital. Up to 100% of purchase price or 70% ARV-whichever is lower. Close in 5-7 days. Low Doc. No credit required. Experienced investors. Rehab costs must be fund controlled. Appraisal required. $50k-$4m. 7.99 rate/IO.

Also 80-85% LTV purchase/No Fund Control. Call today…

California Only...New Investor Rehab Program Up to 100% LTV Purchase!

Experienced Investors Do you need more $$ to take advantage of great deals. Here is a program to help experienced investors leverage their capital. Up to 100% of purchase price or 70% ARV-whichever is lower. Close in 5-7 days. Low Doc. No credit required. Experienced investors. Rehab costs must be fund controlled. Appraisal required. $50k-$4m. 7.99 rate/IO.

Also 80-85% LTV purchase/No Fund Control. Call today…

California Only...New Investor Rehab Program Up to 100% LTV Purchase!

Experienced Investors Do you need more $$ to take advantage of great deals. Here is a program to help experienced investors leverage their capital. Up to 100% of purchase price or 70% ARV-whichever is lower. Close in 5-7 days. Low Doc. No credit required. Experienced investors. Rehab costs must be fund controlled. Appraisal required. $50k-$4m. 7.99 rate/IO.

Also 80-85% LTV purchase/No Fund Control. Call today…

California Only...New Investor Rehab Program Up to 100% LTV Purchase!

Experienced Investors Do you need more $$ to take advantage of great deals. Here is a program to help experienced investors leverage their capital. Up to 100% of purchase price or 70% ARV-whichever is lower. Close in 5-7 days. Low Doc. No credit required. Experienced investors. Rehab costs must be fund controlled. Appraisal required. $50k-$4m. 7.99 rate/IO.

Also 80-85% LTV purchase/No Fund Control. Call today…

We have been a Money Lender for over 3 decades and have recently begun offering a new type of loan Program for the many home buyers and borrowers who are turned down elsewhere for a real estate loan: an Alt-A Hard Money Program!

We are located in Santa Rosa (Northern California) and are licensed for lending…

Hi everyone. This website has gotten pretty big. If there are any features or tabs across the top of the site that I can add to help you increase your business, or make The Real Estate Finance Website more useful to you,, just let me know. Post your request here or message me by clicking on the blue Admin shield.

Have a great day!

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