Carrying on the legacy of 33+ years of private money lending:

Million Dollar Loans Provided!

FAST Closing!

Credit Problems Okay!

Trusted By Over 10,000 Borrowers!

Loan…

While the housing market forecast for the second half of this year remains healthy, there may not be a better time to sell than right now.  According to the National Association of Realtors (NAR), homes are selling in an average of 17 days, and in California that number drops significantly.

Average days on the market is a strong indicator of buyer competition, and homes selling quickly is a great sign for sellers, not so much for buyers!  With inventory down, sellers can expect to…

We Finance Jumbo Loans!

Get Paid Full Commission

FAST Funding!

Over 700 Investors and Never Run Out Of Money

We want to help you and your Borrowers crush summer with our Private Money programs, just like we did…

We Finance Jumbo Loans!

Get Paid Full Commission

FAST Funding!

Over 700 Investors and Never Run Out Of Money

We want to help you and your Borrowers crush summer with our Private Money programs, just like we did…

With home prices at record highs and properties, especially in California, flying off the market in just hours, it’s no wonder that the Google search for “when is the housing market going to crash” has spiked dramatically in recent weeks.

Although this present housing mania may remind us of the mid-2000 bubble, experts say there’s no reason to prepare for a crash-landing like in 2008 and 2009.  This time the reason is simply a result of supply-and-demand.  There are just not enough…

• FAST Approvals!
• FAST Purchases and Refinances!
• Credit Problems Ok
• Local Lender, Family Owned and Operated

Loan of the Week

A Real Estate Broker in Contra Costa sent his Borrower’s loan to us, due to difficult to prove income as was self employed.

This Borrower needed 629,000 quickly to…

• FAST Approvals!
• FAST Purchases and Refinances!
• Credit Problems Ok
• Local Lender, Family Owned and Operated

Loan of the Week

A Real Estate Broker in Contra Costa sent his Borrower’s loan to us, due to difficult to prove income as was self employed.

This Borrower needed 629,000 quickly to…

Life happens, and with it sometimes it has less than desirable consequences.  An example of a negative impact on our lives is a bad credit report.  This damaging report isn’t always a sign of irresponsible choices but can just as easily be the result of an unexpected and disastrous health or financial occurrence.

Unfortunately, FICO scores don’t take into account extraneous circumstances that may have led to the disruption of your good credit.  A Hard Money loan, also known as a…

RECENTLY FUNDED

Call today 707-523-2099 with your…

Why would a real estate Buyer get a mortgage from a private lending company rather than an individual investor or conventional source?  There are numerous reasons, but to list a few:

1. You can be self employed with difficult to prove income and still get a loan.
2. You can better arrange the terms that work best for your circumstances.
3. You don’t have to do the work to build individual relationships with investors – they’ll be made for you.
4. You work with…

We are well aware of the low inventory and high prices which have prevailed in the real estate market for over a year. This has intimidated many buyers recently and kept them from attempting to get into the bidding wars.   As a buyer, what is the best approach when making an offer today that will help make your offer a stand-out?

Here are five things to keep in mind when you’re ready to make an offer:

• Know Your Numbers:  In today’s market it is essential…

FAST Closing

Stated Income (Business Purpose Loans)

Primary Residence Financing

Never ran out of money after 33 years in business!

Call today…

Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style.

When you buy stocks, you buy a tiny piece of that company.  In general, you can make money two ways with stocks:  value appreciation as the company’s stock increases and dividends.

When you buy real estate, you acquire physical land or property.  Most real estate investors make money by collecting rent or mortgage payments, as is…

Recently funded by us:

• Primary Residence Purchase
• 437,000 loan amount
• 61% LTV
• Morgan Hill, CA
• 2 Week Close!

At Sun Pacific Mortgage we continue the 33 year legacy of providing Private Money financing!

Routinely contacted by Home Buyers and Home Owners, who need FAST financing or are unable to get a home loan elsewhere.  Sometimes it is because of your FICO score or difficult to prove income, etc. Other times it is simply…

Like it or not, in many ways social media rules America. This very website, The Real Estate Finance Website, is a social media business website. My idea is this... we are on this website to make money. That is a 100% certainty. That one reason is absolutely and completely why you use The Real Estate Finance Website. Let's use the size of this website, which has many, many thousands of members, and start following each other on social media. More followers equals more reach online which…

Continuing the legacy of 33 years; We offer FAST private money financing for your real estate needs:

FAST Loans

More forgiving qualifications

We Can Help Despite Being Turned Down Elsewhere!…

Gone are the days, at least for the immediate present, when the listing price was the point where the buyer started from and worked downward in the negotiating process.  Today, in the Peninsula and Northern Bay Areas, with the record-low supply of homes for sale coupled with very strong buyer demand, the list price is the beginning of a bidding war on many homes.

According to the Home Buyers and Sellers Generational Trends report just released by the National Association of Realtors,…

Continuing the legacy of over 3 decades:

We offer FAST Loans.

Credit Problems Okay.

Primary Residence & Investment Properties Financed. 

We have the Investors with the money.…

Passing Prop 19 in November 2020 will have significant consequences for homeowners selling in one county and buying in another.  We witnessed much of this movement in the past few months as families in the bigger cities – such as San Francisco – wanting more space and bigger homes, moved to the suburbs.  As a result of Prop.19 there will be consequences going forward that may benefit sellers who moved between counties rather than within a county.…

• FAST Loans!
• 34th Year In Business
• Turned Down Elsewhere – We Can Help!
• Trusted By Over 10,000 Borrowers

We continue to carry on the legacy of our late Broker and Co-Owner Forest, after 3+ decades of Private Money Lending.  Still here to help!

Funded By Us…