Hello, my name is Diane Charles. My company-CapFinance Group has a Stated-Income loan program for 1-4 unit investment and commercial properties. With a credit score of just 650, you can get up to 75% LTV max with no personal income verified. This loan program is between a bank and hard money financing. W-2's and self-employed are considered. Please call me to discuss the deal/project you are in need of funding. My contact information is 636-614-6306 or diane@capfinancegroup.com.