Xavier Saavedra
  • Male
  • Huntington Beach, CA
  • United States
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Ca Hard money

Started Mar 24, 2016 0 Replies

Do you have a loan in California that requires flexible, quick financing ?stated income, low to no fico?Continue

Tags: loans, money, Hard

Ca Private money / Hard money

Started Jan 5, 2016 0 Replies

Purchase Loans  up to 75% LTVSFR, Condominiums, TownhousesUp to 75% LTV on purchasesLoan amounts from $50,000 to $2,000,000Loan terms from 3 to 7 yearsStated income loanNo FICO score minimums7.99% to…Continue

Private money Ca

Started this discussion. Last reply by Gilca Ion Aug 1, 2015. 1 Reply

Home buyers, in particular, are intimidated by the strict lending mandates and prolonged documentation phases by the mainstream lending firms. It is unfortunate that there are cases where the…Continue

Tags: money, hard

Cal Brokers, Easy money up to 75% of the purchase price.

Started this discussion. Last reply by Xavier Saavedra Apr 14, 2015. 2 Replies

As a direct private money lender performing asset-based lending on a large variety of residential, commercial, and industrial properties throughout California for the benefit of a diverse group of…Continue

Tags: #hardmoney

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Latest Activity

Xavier Saavedra posted a status
"We are still lending on residential and commercial property with in California. Xavier@Val-Chris.com"
Apr 14, 2020

Profile Information

Company name and description
Val-Chris Investments, Inc. has been a private money lender serving all of California since 1975, specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Most recently, Val-Chris Investments, Inc. has developed a consumer loan program for owner-occupied loans for personal residences to further assist the borrower community in California. We also believe this will provide tremendous opportunities to trust deed investors when underwritten properly. Our dedicated staff has over 60 years of combined real estate experience in the loan brokerage, loan servicing and escrow areas. Our Irvine-based California office houses our loan brokerage department as well as our in-house escrow and a loan servicing departments which are there to meet the needs of both borrowers and investors. Over our 38 years in business, we have always prided ourselves on fast turn-around and giving quality service to all of our customers.
For our borrowers, Val-Chris Investments has made thousands and thousands of real estate loans all over California on all types of properties with loan amounts from $20,000 to more than $2 million. Since real estate tends to represent the single largest investment most people will ever make, it is vital that every borrower secure the best financing available for the best terms possible. Every borrower has different needs and every property is unique, and every lender has their own unique rules and programs which can be confusing. That’s where Val-Chris Investments, Inc. can make a difference for you. Our long history in this business and our tremendous access to lenders allows us to make certain our borrowers get the best loans possible. Our many repeat customers attest to this unique benefit, and to our integrity and dedication.
For investors, Val-Chris Investments, Inc. is your trusted source to purchase one or a portfolio of promissory notes all secured by deeds of trust on California real estate which earn exceptional rates of interest with either short or long term durations. When we close a loan file, investors are provided with a closing file that includes the Promissory Note, Deed of Trust, insurance and other key documents as evidence their investment is secure which gives them peace of mind. An added advantage to our customers is our experienced in-house loan servicing department where we manage each loan account and perform all necessary collection and any other service-related issues for our investors. Indeed, our investors receive their payments quickly with ACH deposits that go directly into an investor’s account. We have continually provided our investors with hundreds of millions of dollars in trust deed investments over our 38 years in business, and they keep coming back for more year after year!
Whether you are an investor, borrower or a broker/realtor tyring to help your client, let us help you by explaining all of your options, and assist you in making a fully-informed choice. Val-Chris Investments, Inc.’s overriding focus is in satisfying the diverse loan and investment needs of our customers with honesty and integrity, and we do this by consistently providing quality products tailored to their unique situations. Based on 38 years of proven service to our clients, we are confident that we can offer you a great opportunity and solve your problem! For more information specific to your needs.
email xaviersaa@aol.com 714 655 6106

Xavier Saavedra's Blog

California Private money

Posted on July 6, 2012 at 6:38pm 3 Comments

I specialize in private money loans for residential properties, and also offer loans for certain commercial and investment properties.

We have a range of products and services geared toward helping you achieve your purchase and investment goals. Our products include fixed and adjustable rate mortgages…


Discover What I Can Do For You with Unconventional Non-Prime Lending First & Second Mortgages Owner & Non-Owner Occupied Any Loan Purpose Same-day Decisions Fast Funding Flexible Terms to Suite Your…

Posted on July 6, 2012 at 6:30pm 4 Comments

Discover What I Can Do For You with Unconventional Non-Prime Lending
  • First & Second Mortgages
  • Owner & Non-Owner Occupied
  • Any Loan Purpose
  • Same-day Decisions
  • Fast Funding
  • Flexible Terms to Suite Your Client's Needs
  • Cash Out Allowed, Any Purpose
  • Any Improved Real Estate Considered
  • Low Credit Scores Acceptable
  • Credit Problems Acceptable
  • $50,000 to $1M Loan…

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At 1:06am on October 3, 2012, Mark Wheaton said…

Hi Xavier-  Please send me more information on your loan programs geared towards residential fix and flip deal in SoCAL.  My email is Markowheaton@gmail.com or call me (760) 666-0635  Thanks,



At 11:58am on August 29, 2012, Ken Barnes said…

Hello Xavier,

I received your e-mail with lending criteria. I am interested in the next step to fund a deal I have under contract. You can reach me direct at the following:

Ken Barnes

Boise, Idaho 83705

Phone: 208-860-7393

Fax: 877-217-6588



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