Robert J. Sivori
  • Male
  • Warsaw, NC
  • United States
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Creative Equity Enterprises is not a Real Estate company; it is an idea, no, a reminder about how Real Estate transactions happened without banks, attorneys and credit bureaus. We work with Sellers who want to sell and move to a different area or who want to downsize. Sellers can use their home's current market value to turn a liability into an asset. We help people buy and sell real estate using owner equity/ private notes.

Robert J. Sivori's Blog

Sweat Equity Purchase with Private Mortgage

Posted on April 23, 2014 at 10:07am 0 Comments

About 8 years ago, my wife and I bought a private mortgage. Actually we traded an RV for a $45,000 note. Several years went by and the people who owed the money decided to stop paying and moved out of the State without a forwarding address.

The worst had happened; we could not find them and the town wanted us to clean up the property (that's another story) or they would demolish the house and assorted buildings and put a lien on the property. They were, in effect, charging us to…


The Hidden Bank Always Has Funds To Lend

Posted on April 14, 2014 at 9:56am 1 Comment

Private Mortgage Notes      The Hidden Banks

Simply stated, private mortgages are similar to loans you can get from the local bank which lends cash to buy  real estate. The banker (Mortgagee) lends the cash and the Mortgagor (you) pay back the cash over time plus interest. You own your home and the bank’s depositors are happy to make interest on their money. Everybody Wins!

"Private Mortgage" Holders are little Hidden Banks. Sellers can use…


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