Joseph Harris III
  • Hampton, VA
  • United States
Share on Facebook

Joseph Harris III's Friends

  • Cecil Minott
  • Gilbert Meilleur
  • James L. Clark

Joseph Harris III's Discussions

Need Private Money??? Looking for Commercial Deals

Started this discussion. Last reply by Adrian Martinez Oct 7, 2013. 6 Replies

We are direct to private investors that are looking to fund all your commercial deals! 250K up to $500 Million! No upfront fees! Low due diligence costs! Call 877-704-6646 ext 115 9am-6pm EST M-F or…Continue

Gifts Received


Joseph Harris III has not received any gifts yet

Give a Gift


Joseph Harris III's Page

Profile Information

Company name and description
Harris & Mack LLC

I can provide business lines of credit for startups and sba loans and equipment financing for businesses looking to expand. I am an independent commercial consultant with Kingdom Builders Financial Group. We are direct to private investors that fund commercial real estate deals from 250K up to $500 Million+. We also have personal asset loans available from $1K up to $1 Million.

Private Money

Private Commercial Funding has far surpassed the volume of conventional lending and has become the commercial capital source of choice.  Private lenders and banks must both assess the risk exposure which will have an impact on the final rates and terms, but all in all, private lenders have a much greater flexibility, can offer more creative methods of financing and are definitely open to negotiation.

Each lender will have a slightly different loan worksheet and may have different expectations of the detail in your executive summary. Your documents must be 100% accurate, offer full disclosure and executive summary must tell the lender the entire story and entice the lender to consider your request for funding. Prepare, work with your consultant and make a winning presentation. "First impressions are everything here".
We take pride in being recognized as one of the fastest in the industry and in the fact that WE ARE NOT SHOPPING DEALS.  WE ARE DIRECT TO THE FUNDING SOURCE whocan offer very creative short-term and long-term financing secured by commercial real estate and non-recourse stock loans.  We are the Loan Mediators between the Principal and the Funds Group, which is what separates us in the Commercial Funding Industry.  Minimum $250K up to $500M.
We are interested in all types of commercial real estate, oil and gas, natural gas and alternative energy projects. 
 100% Joint Venture Equity Financing:  This program provides 100% equity financing for large-scale development projects that require a joint venture partner.
Funding Available for Non-U.S. Residents: There is financing available for Non-U.S. residents.  Contact us today if you are a Non-U.S. resident looking for funding.
100% Funding for Low Income Housing:  The most difficult hurdle for acquiring low-income housing, is buying the property without any capital. This is how we can make it happen for you. The investor puts up the equity and debt and own 99.99% of the property. They take the depreciation. A partnership is put in place. You become the general partner and investors take up to 20% of the income, the balance is divided up. Section 42 runs for 15 years with the same "owners".  See below for further details and parameters.
Large-Scale Debt Financing: ($10 million and up).  This traditional debt financing program provides loans for new development, refinancing and acquisition at competitive rates.
Small Balance Financing: (less than $10 million).  This program is also a traditional debt-style funding model providing loans for projects that are less than $10 million in size.
DIP Financing: Debtor-in-possession financing or "DIP" financing is a special form of financing provided for companies in financial distress or under Chapter 11 bankruptcy process. Usually, this security is more senior than debt, equity, and any other securities issued by a company. It gives a troubled company a new start, albeit under strict conditions. Please contact us for details.
Apartment Equity Participation: If you are behind on your payments or headed for foreclosure and have the following:100 units or more, Nothing over 2-Story, No bad areas, Section 8 Ok, Rehab Ok. New construction or construction to perm does not qualify.
Non-Recourse Loans for Multi-Family & Assisted Living: This covers Multi-Family construction/perm, purchase, refi, rehab and fixed long-term interest. Healthcare to include Assisted Living, Nursing Home, Alzheimer Care Facility, Cancer Treatment Centers, Etc. Up to 100% financing for Multi-Family and Healthcare for Non-Profits. Contact us for details.
Commercial Bridge/Hard money: Commercial Land Development: Entitlements, capital infusion, geographical regions, and market conditions are all considered in the approval process. With these issues satisfied, transactions can close quickly. Loans are interest only, most non-recourse, no pre-payment penalty and up to 5 year terms.
Loans For Incoming Producing Property: Commercial Real Estate loans for office buildings, multi-family, and Industrial properties.  Bridge Loans and Permanent Loans available through conduit programs.
Mezzanine Programs: Quick closings are available within 1 to 5 business days with complicated transactions taking longer. Typically, these loans are subordinated to first liens but debt/equity is also available.
Commercial Land Development Loans: Entitlements, capital infusion, geographical regions, and market conditions are all considered in the approval process for all commercial land development loans.
Stock Loans: Non-recourse stock loans based on a corporation's or individual's securities as collateral. These stock loans are non-recourse, whether the securities are treasury securities, aged or free trading stock, as well as options and warrants. These stock loans never have a margin call and no reporting. This is a private transaction.
Loans are available from $1K - $1MIL 
secured against personal assets such as fine art and antiques,luxury watches, jewelry, diamonds, gold, luxury cars, fine wine and more.
There are no income or credit checks and loans are suitable for all clients in need of short term finance. Loans can be completed within 24 hours.
 No credit checks
 Money in 24 hours
Asset Type                                     LTV

Jewelry and Gold                        70%+LTV
Luxury Watches                          70%+LTV
Fine Arts and Antiques               50%+LTV
Luxury Cars/Yachts                    50%+LTV


Joseph Harris III's Blog

Securities Based Lending (Stock loans and lines of credit)

Posted on September 3, 2012 at 1:19pm 0 Comments

                              No-Doc, fast and…


Comment Wall (2 comments)

You need to be a member of Real Estate Finance to add comments!

Join Real Estate Finance

At 2:38pm on October 17, 2012, Kevin Rizzo said…

Mr. Harris,

Believe that you and I tried communicating once before in regards to business financing and that you responded to my posting via the e-mail address I provided, been so busy not sure if you resent your initial message to me and wanted to know if you could resend it again so we can touch base to see if you have anything in place that might help satisfy my funding need.




At 8:31am on July 28, 2012, Lord Bart-Jan Mathot of Loch ... said…

Dear Mr. Harris,

This is to inform you that in reference to your reaction regarding Mr. Daniel Verheecke's post, I am the principal of that project and in the meantime have parted ways with Mr. Daniel Verheecke, due to what we feel is misrepresentation of our project, whereby Mr. Daniel Verheecke suggested that he had the authority to handle on behalf of the group, even to the extend that he stated in his post to answer to his private and company mail addresses, rather than to our CFO who would be the right person to handle this.  


Lord Bart-Jan Mathot of Loch Leven and Glencoe.


© 2024   Created by Admin.   Powered by

Badges  |  Report an Issue  |  Terms of Service