Its hard to get started when you have no money to start with.. There should be a company that helps new investors 100%. Most people that want to get started in this NEED the 100% financing. I understand the lenders want to make their ROI but dang,Cant someone give us newbies a break so we can get a piece of the pie too. Im sure the borrower would be willing to compensate generously if just given the chance to be 100% backed up. Good Luck Carlos, Im in the same boat..