“I have recently got a hard money loan and am very pleased with the results. Forest has a powerful team that works fast and knows what they are doing. They coordinated with the escrow company, the lenders and me in record time
(2 weeks – and I had some issues to resolve with the county!). [Sun Pacific] was on top of their game. JOB WELL DONE TEAM! Thank you. I will come back if I need a loan, I highly recommend this company.” – Happy Borrower, G.Q.
Rates as low as 6%* can be gotten with our Alt-A Hard Money program! If someone just misses qualifying for conventional financing for whatever reason, this could be just what they need.
Call us at 707-523-2099 with any questions or scenarios. We’re ready to fund that loan fast!
Alt-A Hard Money Loans Quickly Financed By Us
Location: Sonoma, Sonoma County
Why Came To Us: Needed fast capital for her business
Scenario: Looking for fast cash to capitalize on a business opportunity and owned property free & clear, so could pull cash out.
Loan Size: $420,000 with 30% LTV
Days To Finish: 4
Location: Thousand Palms, Riverside County
Why Came To Us: Having difficulty proving income due to being self-employed.
Scenario: Wanted to do debt consolidation and some fix-ups around her home but having difficulty getting a loan elsewhere so came to us and we got it done.
Loan Size: $452,000 with 46% LTV
Days To Finish: 17
Location: Mill Valley, Marin County
Why Came To Us: Needed fast financing.
Scenario: Had found the perfect new home and wanted to submit a stronger offer with very short closing date and no loan contingency, which we could offer.
Loan Size: $599,000 with 59% LTV
Days To Finish: 8
Location: Santa Rosa, Sonoma County
Why Came To Us: Had great credit but due to property condition was unable to get loan approval elsewhere.
Scenario: Wanted to fix up rental property so could rent it for better return.
Loan Size: $365,000 with 35% LTV
Days To Finish: 13
*APR for this rate based on a $200,000 first mortgage is 6.31%.
Best, Forest – The Guy in the White Hat
Hard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099 www.sunpacificmortgage.com.
CA DRE license #010005559 and NMLS #289456
Note: Get our financing despite bad credit, difficult to prove income, property a fixer, etc.! We finance Jumbo loans, Bridge and short-term loans, Owner Occupied purchases and refinances, investment purchases and commercial.
The content of this blog contains general advice only and does not consider individual financial circumstances, desired loan amounts or existing real estate or lending transactions. This information is intended for licensed Real Estate Agents and licensed Lenders/Mortgage Brokers and is posted on our company website and specific blog sites with the express purpose of reaching such licensed individuals.