An annual interest rate of 2.5%. Repayment period of 10 to 20 years. A grace period of 2 years during which no payments are required, allowing time to develop your projects. The loan is non-collateral; however, a financial guarantee bond will be required as security in the event of a default. A deposit of 1% of the loan amount will be required after approval to cover the premium cost of the loan’s financial guarantee bond. This amount is negotiable.
Please note that the financial guarantee bond will ensure coverage for the loan in case of a repayment default. The 1% bond is 100% refundable upon the complete repayment of the loan, at which point it will be liquidated.