Working Capital and Unsecured Loans 25,000 to 1,000,000

[Richard Milford]

Commercial Financing and Business Loans  Commercial Mortgages  Construction Loans

Working Capital Loans and Unsecured Lines of Credit up to 1,500,000  Nationwide

Unsecured Line Of Credit/Term Loan/AR Factoring Programs

*Unsecured Traditional Line Of Credit*

680+ Credit Score Between Three Credit Bureaus (Experian, Equifax, Transunion)

DTI (Debt To Income) Ratio Must Be Under 40%

Must Show 50K Taxable Income Over The Past 2 Years

Advantage Points:

Liquid capital deposited into account

* No collateral

* No minimum length of time is business

* $20,000-$300,000 Funding Range

*Interest range 6%-15%

*Helps build personal credit stronger (reports personally)

*5-7 year terms

 

What we need:

Will need copies of credit reports showing credit scores of 680 and above or all credit bureaus

2 Years Of Business Tax Returns

*Unsecured Business Line Of Credit*

*Requirements •Above 700 Credit Score •Under 30% Credit Utilization •Minimal Inquiries •No Late Payments For At Least 6 Months •No Public Records •No Collections

**Program Is Contingent Off Of Building Businesses Credit Not Personal Credit

***The Higher The Credit Extended Personally The Higher The Amount Approved

****If The Business Has Turned A Profit Over The Last Two Years It Will Be Eligible For An Additional 50K-150K Check Book Paper Line (Last 2 Years Of Business Tax Returns Required)

*****The Business Will Receive The Unsecured Line Of Credit Within 30 Days Of The Submitted Application

*Invoice Factoring and Purchase Order Loans*

*Benefits: • We Typically Provide Our Clients With NON-Recourse Factoring. • All Setup Fees Are Taken From First Funding, So No Out Of Pocket Risk To Our Client. • Our solutions Provide Working Capital Cash Quickly Allowing Our Clients To Cover Business Expenses, Pay Suppliers And Cover Payroll. • Our Financing Criteria Is NOT Based On Client Credit Score, Or Length Of Time In Business • We Can Also Fund Sub-Contractors And Many Construction Related Clients. • We Can Consider Funding Foreign Transactions (with Credit Insurance Approval). • Fast Decisions - For Many Clients, We Can Provide Closing/Legal Docs, And Start Funding Within 1 Business Week Or Less. • Pay 941 / State Taxes, Grow New Business, improve Cash Flow Now.

What we need Articles Of Incorporation A/R Aging report Purchase Order Contracts And/Or Invoices 4 most Recent Business Bank Statements

 

Our programs include but are not limited to:

 

Working Capital Loans

Construction Loans for residential and commercial projects

Asset Based Loans

Unsecured/Secured Business Lines of Credit

Small Business Administration (SBA)

Invoice Factoring

Purchase Order Financing

Equipment Financing and Leasing

Debt Consolidation

Acquisition & Development Loans