has anyone done business with "Esteem Financial Services"? they are asking for money prior to funding and I want to make sure they are for real- Thanks for your replies.
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ProDS- I am looking for a rehab loan- central California- if you do that type stuff email me - firstname.lastname@example.org
Michael,we are alternative lenders and never charge an upfront fee. If the company you're working with is charging a fee, other than third party fees, run. I personally have been in the business for 15 yrs and have learn that if a bank doesn't charge an application fee, DD fee, U/W fee or any other type of "junk" fee before the closing, other than third party fees (appraisal, title search) there's no reason for a lender to charge anything. Let me know if we can help.
my personal experience tells me, dont pay any fees upfront. Even for appraisal you be able to personally hire one or pay the fee at closing
Have you taken a look at the Verified Funding Sources feature on this website? These are all true, direct funding sources. Maybe it is possible for one of those lenders to either help you or to point you in the right direction?
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