Small Balance Commercial Loan Program - Investor and Owner-Occ CRE; 30 Year Fixed; Low rates

Small Balance Commercial Loan Program

$400k - $2,000,000 loan amounts

*Property types include: Multifamily, Mixed-use, Industrial, Warehouse, Office, Retail (YES, STILL ACCEPTING); others possible - ASK

*Up to 75% LTV (depending on loan amount) 

*Different Loan Term Options

-- UP TO 30 YEAR FIXED!! (can’t get that at a bank)


*Lower Fico’s Accepted – down to 650

*Investor and Owner-Occupied Commercial real estate


*Low rates

-- High 5’s to High 7’s, depending

*Easy Prepays - Mainly Step-Down



*MOST Markets considered, - CA preferred

*NOTE - these are NOT hard/private money programs

*This is a FULL DOC program, so you will need Tax Returns, but it’s common sense underwriting.  They aren’t going to necessarily deny you on global cash flow, like a bank would.

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Recent Closing:

$850,000 Cash-Out Refinance on Industrial building in Stockton, CA -

30 Year Fixed Rate Loan less than 7%

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Other Commercial/Hard Money programs available 

If this isn’t your scenario, ASK ME – I HAVE LOTS OF LENDER RELATIONSHIPS

DISCLOSURE: I AM A BROKER, but if you have a viable deal, ARE AMICABLE, and can’t seem to place it, contact me.

Scenarios and Inquiries welcomed.

Jared Rine

Email: jaredlends@gmail.com

Phone: 209 481-0514 (TEXT OKAY)

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