Commercial Business Financing and Commercial real estate mortgage financing NATIONWIDE
Commercial Financing and Business Loans Commercial Mortgages Construction Loans
Working Capital Loans and Unsecured Lines of Credit up to 1,500,000 Nationwide
Unsecured Line Of Credit/Term Loan/AR Factoring Programs
*Unsecured Traditional Line Of Credit*
680+ Credit Score Between Three Credit Bureaus (Experian, Equifax, Transunion)
DTI (Debt To Income) Ratio Must Be Under 40%
Must Show 50K Taxable Income Over The Past 2 Years
Advantage Points:
Liquid capital deposited into account
* No collateral
* No minimum length of time is business
* $20,000-$300,000 Funding Range
*Interest range 6%-15%
*Helps build personal credit stronger (reports personally)
*5-7 year terms
What we need:
Will need copies of credit reports showing credit scores of 680 and above or all credit bureaus
2 Years Of Business Tax Returns
*Unsecured Business Line Of Credit*
*Requirements •Above 700 Credit Score •Under 30% Credit Utilization •Minimal Inquiries •No Late Payments For At Least 6 Months •No Public Records •No Collections
**Program Is Contingent Off Of Building Businesses Credit Not Personal Credit
***The Higher The Credit Extended Personally The Higher The Amount Approved
****If The Business Has Turned A Profit Over The Last Two Years It Will Be Eligible For An Additional 50K-150K Check Book Paper Line (Last 2 Years Of Business Tax Returns Required)
*****The Business Will Receive The Unsecured Line Of Credit Within 30 Days Of The Submitted Application
*Invoice Factoring and Purchase Order Loans*
*Benefits: • We Typically Provide Our Clients With NON-Recourse Factoring. • All Setup Fees Are Taken From First Funding, So No Out Of Pocket Risk To Our Client. • Our solutions Provide Working Capital Cash Quickly Allowing Our Clients To Cover Business Expenses, Pay Suppliers And Cover Payroll. • Our Financing Criteria Is NOT Based On Client Credit Score, Or Length Of Time In Business • We Can Also Fund Sub-Contractors And Many Construction Related Clients. • We Can Consider Funding Foreign Transactions (with Credit Insurance Approval). • Fast Decisions - For Many Clients, We Can Provide Closing/Legal Docs, And Start Funding Within 1 Business Week Or Less. • Pay 941 / State Taxes, Grow New Business, improve Cash Flow Now.
What we need Articles Of Incorporation A/R Aging report Purchase Order Contracts And/Or Invoices 4 most Recent Business Bank Statements
Our programs include but are not limited to:
Working Capital Loans
Construction Loans for residential and commercial projects
Asset Based Loans
Unsecured/Secured Business Lines of Credit
Small Business Administration (SBA)
Invoice Factoring
Purchase Order Financing
Equipment Financing and Leasing
Credit Inquiry Removal
Debt Consolidation
Acquisition & Development Loans
If your interested in an Unsecured Loan (Merchant Cash Advance/Consolidation/Unsecured Business Line of Credit) please email your 6 most recent business bank statements. Our Unsecured Business Line of Credit programs minimum of a 680 credit score however a minimum of 700 will be of greater benefit. If you are interested in our Invoice Factoring program please provide: Articles Of Incorporation, Please email us for application and other needed information to begin processing. For invoice factoring no minimum credit score its primarily based on the quality of the receivable and the company owing you the money.
AR Report, and 4 Months Of Business Bank Statements. Our Purchase Order loan program requires a copy of the contract of the order being purchased. Our Secured Loan programs (Collateral Asset-based/Line of Credit/Hard Money Real Estate Loan/ARV Loan/Small Business Advance/Traditional Bank Loan)
Please email your loan request to milford@commercialmortgagecap.com and our website is www.commercialmortgagecap.com ; and the telephone is 541-632-3560
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