This new 90/100 rehab loan has highlights that make it easier for rehabbers to qualify for a loan. If you want more info, or want to run a scenario through my desktop underwriting, feel free to email me the request, and I will send you the form to collect your scenario details.


Here are some of the Highlights and qualifications:


Product, Procedures and Submission  


Product Details

  • Fix and flip, or buy and hold loans
  • Loans from $50,000 to 2.5 Million
  • Financing for SFRs, 2-4 units, townhomes, and PUDs
  • Loan term 6 to 12 months
  • Loans to 80% -if purchase price = value
  • Loans to 90% -if value = more than purchase price
  • Financing will allow for 100% of the rehab costs via construction draw to be determined
  • Long term buy and hold loans available with a 5/1 arm
  • Rates vary based on your experience and completed rehabs in the last 6 and 12 months.
  • Rates range from 8 to 12% based on your experience
  • Extension fee of 1% for 3 to 12 month extension
  • Fees are 2.5 to 4% depending on loan size
  • Closing in 10 to 14 days for first time rehabbers
  • Returning rehabbers closing in 7 to 14 days
  • Borrower in an LLC or personal name



  • Borrower need to show completed rehabs for the last  6 mths, 12 mths, and lifetime
  • Credit needs to be 500+
  • No more than 2 over drafts in 3 months
  • No more than 4, 60 day lates in 24 months
  • No foreclosures or bankruptcies in 2 years
  • No major criminal charges in 7 years
  • No unresolved judgments or liens over $10,000
  • No financial fraud ever
  • No rural properties


10 Minute Submission Process:

  • Rehabber will request and complete the Rehab CIS Form for our review
  • Your CIS form details will be entered in our underwriting DU engine for immediate approval 
  • Based on your criteria the LTV and rate page is provided to you to select on each transaction
  • We then collect a charge of $199 for a BPO which is ordered and used to qualify your property.
  • Lastly an LOI is generated with the submission doc checklist.  




States Offered

  • Texas
  • Georgia
  • Tennessee
  • Colorado
  • Washington
  • West Virginia
  • Illinois
  • Ohio
  • Missouri
  • Virginia
  • Florida
  • South Carolina
  • New York











Thank You



Kathleen Smith

Harbour Equity Partners
Private Client Services, LLC

Admin Assist.  | Private Banking and Client Services

NY Office    631-757-9700

Fax.              631-991-9142
Email.    Info@SuperJumboLoans.Info     

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Comment by Richard Pickett on July 25, 2015 at 10:01am

Given that you do not cover all 50 states if you have loan request outside your lending area consider doing

business with us

Richard Pickett


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