Buyers will find a wide array of financing options for Multi-family.  We deliver flexible financing programs in multifamily markets throughout the United States with at least 5 units.

  • Loan amounts from $250,000 - $10,000,000
  • Adjustable 3,5,7 and 10 year hybrid loan
  • Maximum LTV 75% depending on the quality and program
  • Minimum 680 credit score
  • Minimum 1.25 DCR to $1 debt
  • Territory Nationwide Metropolitan Statistical Areas with population of 100,000
  • Seller carry-back allowed up to 15% in some cases.
  • Property must be stabilized at 90% or greater


  • Apartments
  • Mixed Use
  • Student Housing
  • Mobile Home Parks


  • Borrower Credit Issues
  • Borrower Income Tax Issues
  • Property Income Issues
  • Non-Conforming Lending Platform
  • Wholesale Broker Rebates Paid
  • Cash Out No Problem

If you have a Multi-Family deal pending, give me a call and let's see how fast we can get you funded!  Email me at: or call me at: 407.928.8542.  No upfront fees.

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Comment by TERRY MCGOVERN on August 20, 2013 at 3:13am

EXECUTIVE SUMMARY: UNIFIED INVESTMENT GROUP (UIG), LLC is a business specializing in the acquisition of short sales, foreclosures, and/or otherwise distressed Residential, Commercial and Federal Government properties. UIG has a complete system that allows us to give property owners, prospective buyer(s)/seller(s), and end users of the properties, confidence in our strategy of obtaining pricing and final resolution of the property. Our experienced group of listing agents, buyer agents, and brokers, in coordination with a variety of settlement and closing groups, and the various mortgage banking officials, work well together in this process. Our own staff is well educated in the contract negotiations, and has a well-rounded reputation in this field due to their extensive and diverse backgrounds as mortgage loan officers, appraisers, and real estate agents.

Private Investors are the key to the growth of UIG’s tremendous business opportunity now and into the future, as we expand our efforts in the residential area and the very lucrative commercial world. Utilizing funds from private lenders enables UIG to finance these highly discounted properties (40% to 60 %) for a substantial profit. These properties would then be sold to cash buyers, hedge funds and/or other interested parties. In return, the private investor receives a substantially higher rate of return than ordinarily would be realized in the stock market or other investments.

Private investors with self-directed IRA or Roth IRAs have a tremendous opportunity to increase the value of their individual accounts by investing those funds, taxes deferred, into the real estate market.

UIG’s investment opportunity includes a lucrative higher Annual Rate of Return for the principal amount borrowed. These funds are placed in an escrow account agreed to by both parties and continually utilized in future purchases of properties and then distributed and/or re-invested on an annual basis. These funds are secured with guarantees and agreements to the private investor, such as a temporary assignment of the deed of trust and/or other negotiated agreements between the Private Investor and Unified Investment Group, LLC.

Unified Investment Group LLC’s Chief Executive Officer, Terry McGovern, has a wealth of diverse experience in the Federal and private sector. He began his career at the U.S. Senate, in Washington D.C. where he served as Assistant Director of Data Communications, and was responsible for the procurement, installation and maintenance of a state of the art, large data network operation. He later ventured into the private sector, where he held a number of lucrative marketing positions, and then started his own successful business, Allied Communications as CEO and President overseeing the contract negotiations, implementation and daily operations. His interest in real estate has always intrigued Mr. McGovern, and by studying the market and with the opportunities, he ultimately decided to capitalize upon this market initially as a Real Estate Agent, and ultimately as an Investor for over 15-years.

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