Small Commercial mortgages from $25,000 to $500,000. We can use almost all commercial properties for collateral, including: Multi-Family, Mixed-Use, Retail, Office, Auto Repair, Day Care, Funeral Homes, Beauty Shops, etc.  The maximum LTV on income producing properties is 70% and the maximum LTV on owner-user properties is 65%.  Other highlights of our program are as follows:  

  • 600 Minimum FICO Scores
  • Loans close in three to four weeks
  • Fix Rates begin at 10.5%
  • 5 Year Balloon Program 9.5% amortized over 25 years
  • Adjustable Rates begin in the 9% Range
  • Declining Prepay Penalty 5%-4%-3%-2%-1% 
  • We handle all the processing for you.  The process is simple.
  • Within 24 hours we will quote a pre-qualification offer 
  • We order the appraisal client pays Appraiser, we order the title, we clear title issues, and we schedule closing.
  • Tri-Merged credit report get a free credit report
  • Either a 1003 or Bank Application or Personal Financial Statement – SCC Executive Summary 
  • Digital pictures of the property (if available)
  • Rent Roll (if applicable)
  • Operating Statement on the subject property
  • No RED TAPE!
  • If you have a file you cant quite get financing for, give me a call 636-579-0582 or
  • email me 

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