Investor Small Balance Commercial Loan Program - STATED INCOME - $300k - $3,000,000 loan amounts

*Property types include: Multifamily, Mixed-use (majority residential), Industrial, Warehouse, Office, Retail; others possible

*Purchase Loans up to 75% LTV
*CASH OUT to UP TO 70% LTVs!!

*30 Year Loan Terms w/ARM options
*15 Year Loan available

- No Tax Returns, No W-2's, No personal income, NO Employment, NO DTI calc, NO GLOBAL DTI

*Based off Property Income ONLY

*Easy Documentation and Reserves qualifications

*Down to 660 FICOs
- ALL partners if LLC

*Short Seasoning periods to use Appraised Value

*Low rates and low fees
*Easy Prepays - Mainly Step-Down

*Most Markets considered
*NOTE - these are NOT hard/private money closings
Available in MOST states, most markets, NOT just CA – CA Preferred
Other Commercial/Hard Money programs available if above does not fit
Questions and/or scenarios welcomed.
Recent Closing:
$850,000 Cash-Out Refinance on Industrial building in Stockton, CA -
30 Year Fixed Rate Loan
Thank you.
Jared Rine
209 481 0514

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