Be Careful!!! Most "off the shelf" commercial property polices provide ONLY 12 months Loss of Rental Income when a property is shut down due to a covered claim.
This IS NOT enough coverage because many issues can delay repairs when a commercial property suffers a large loss - fire, explosion, etc. In addition to making the necessary repairs, construction delays can occur due to:
I recommend 24 months Loss of Rental Income. It's not expensive and you won't worry about project delays eliminating your expected cash flow!