COMMERCIAL MORTGAGE CAPITAL
Fix and Flip- Rates from 9.5%
• Bridge- Rates from 9.5%
• New Construction- Rates from 10.5% • DSCR Rental- Rates from 6.89%
• DSCR Refinance- Rates from 6.89% • Commercial- Rates based on Asset
• Ask About Our Exclusive Line of Credit
Fix & Flip / Bridge
• ● Rates Start 9.5% + 2 pts for
Very Experienced
• ● 12-18 Month Terms for SFH
1-4, MF 5-8, MF 8+
• ● Up to 90% LTV, always
100% of the Rehab
• ● Up to 70% ARV
• ● Asset Based, No Proof of
Income or Tax Returns
• ● Rehab Loan Interest as
Dispersed
• ● Interest Only, No
Prepayment Penalty
• ● Fico Minimum 650 (Lower
Considered)
• ● Newbies and Foreign
Nationals Welcome
• ● Line of Credit up to
$1,000,000 Post Close
• ● Loan Amounts $75K to $5M
DSCR Buy & Hold / Refinance
• ● Rates Start at 6.89% + 2 Pts for High Fico
and High Debt Service Ratio
• ● Up to 80% LTV
• ● 30Yr. Fixed/ARM or Interest Only
• ● Purchase, Rate & Term or Cash Out
• ● SFH 1-4, MF 5-8. MF 8+
• ● Purchase Must Need Less Than 5K Work
• ● Asset Based, No Proof of Income or Tax
Returns
• ● Min 600 FICO
• ● Newbies and Foreign Nationals Welcome
• ● Loans $75k to $5M
New Construction
• ● Rates from 10.5% + 2 pts
for Very Experienced
• ● 12-18 Month Terms for SFH
1-4, MF 5-8, MF 8+
• ● Up to 85% LTC (Loan to
Cost)
• ● Up to 70% ARV
• ● Asset Based, No Proof of
Income or Tax Returns
• ● Interest Only, No
Prepayment Penalty
• ● Fico Minimum 650
• ● Minimum Experience 1
New Construction
• ● Line of Credit up to
$1,000,000 Post Close
• ● Loan Amounts $250K to
$5M
Commercial
• ● Multi Family Rates Start at 11% for Flips
and 7.99% for DSCR, Depending on Type
• ● Up to 80% LTV for both Flips and DSCR
• ● Multi Family, Mixed Use, commercial units
• ● Loans $250K to $10M+
*Rates and Terms based on Fico, Experience, Liquidity, and the Deal for Flip Loans.
And Fico and Debt Service Ratio for DSCR Loans.
Richard Milford
541-264-8260
541-961-7527 Cell
commercialfinancing@usa.com
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