Commercial Financing from Merrill Lynch

[David Ingle]

 Owner Occupied Commercial Property

  Minimum Loan amount $500,000   No Maximum $$  All property types

  Rates start in the 4's

Commercial real estate Non Owner Occupied (Investor)

Loan Amount: Minimum $5,000,000  No Maximum $$
Location: Nationwide
Property Type: High quality, stabilized property types including: Office (medical office included), Anchored Retail, Industrial (warehouse/distribution/flex), Multi-Family, Self-Storage, Hotels and Mobile Home Parks. Unanchored Retail properties will be considered on an exception basis
Term: Fixed Rate - 5, 7, or 10 years (longer terms on an exception basis)
Amortization: Maximum 30 year schedule (Hotels 25 year)
Loan-to-Value: Maximum 75% (65% for flagged hotels including: Marriott, Hilton, Starwood, Intercontinental and Hyatt)
DSCR: Minimum 1.25x (Hotels 1.40x) based on underwritten net cash flow

Rates starting in the 4's



Working capital lines of credit:

  Minimum $100,000   no maximum $$

    Company must be in business for a minimum of 3 years. Must show net positive cash flows. Must have good credit, no bk's

 Absolutely NO Project Funding,   NO construction, NO rehabs.

  David Ingle,

  Merrill Lynch

  480-282-3662

  [e-mail]