We also provide access to Merchant Cash Advances, Solar Financing, SBA and Construction loans.

Private/Hard Money

  • From $150,000 to $15MM+
  • Up to 80% LTV
  • 6 to 24-Months
  • Interest Only
  • 2-weeks to Close
  • No Prepayment Penalty
  • OK to Cross-collateralize

Commercial (Multi-Unit, Office, Retail, Warehouse)

  • From $150k to $30MM+
  • NO Balloons, 30-yr Amortized Terms
  • Up to 75% LTV
  • Minimum FICO: 650
  • Multi-Family, Mixed Use, Office, Retail
  • Flexible Guidelines

Agriculture

  • Purchase, Refinance or Make Capital Improvements
  • Finance New or Used Equipment
  • Flexible Payment Periods
  • Competitive Fixed & Variable Rate Options
  • Access an Equity Line of Credit Secured by Real Estate
  • Secure Working Capital to Meet Operating Expenses

Business Financing

  • Term Loans from $5,000 - $500,000
  • 6 Months – 5 years
  • Zero out-of-pocket fees or closing costs
  • Funding as fast as 3 business days

Contact us today to learn more!

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Comment by Darwin Fielding on November 5, 2015 at 9:15am

Ricky - I apologize, I thought I posted a response to your question. Even though the business has been around for 12+ years, it will be considered a new business for you, which will be translated as a start up. I can put you in contact with a company we use to fund start ups. They may be able to work with your credit score to lend you a portion of the funds. You may also look into seller financing or if the seller would carry some of the cost of the loan to purchase the business. Feel free to email us at loans@providentmng.com or give us a call at 800-503-3450 to discuss further. 

Comment by Darwin Fielding on November 2, 2015 at 7:46am

It may be a little bit of a stretch with a credit score that low. Do they have any collateral that can put down to guarantee the loan? If not, the best thing would be to partner with someone with better credit willing to apply for the business loan. If the borrower already has a business that is 12+ months old and is profiting, we can also take a look at using the business as collateral. Let me know. Thanks!

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