Our loan officer was Justin Tailon who I found on this website. They promise no up front fees, but asked for the first loan payment up front to make sure that we were real people and serious. He SWORE to me that there would be no additional fees prior to the loan being funded.

So we wired the money; got the loan documents today and learned that in order to fund the loan, they wanted another $900. I was very upset and told him we didn't have it. He…