I know many of you are experiencing the crunch in the inventory.  Financed buyers are being quickly outbid by cash buyers and there does not seem to be an end in sight.  

Here is where Alterra Home Loans is truly different for those buyers with borderline income, lower than preferred FICO scores and less than three months reserves, we offer the TBD Approval letter which features a fully underwritten loan approval.  Unlike the standard Desk Origination process our TBD Approval means an…